8.—14

III

INDEX. A. ( PAGE Accounts i>aoe Dairy-farmers, Majority of loans to .. 2 Associations .. .. .. ..28 ! Debentures— Board —system of .. .. .. 27 Issues .. .. .. .. .. 28 B oar( j—to 30th June, 1929 .. .. .. 27 Dependence on standard of loan securities 3, 12 Collection of payments due by borrowers 28 Deputy Commissioner, of Rural Intermediate Administration of System— Credit— Central .. .. .. .. .. 6 Appointment of .. . . .. . . 6 Local .. .. .. .. 7 Visits to districts .. .. .. .. 9 Administrative and Detail Work .. .. 8 | Direct Loa.ns— Applications— j Appreciations .. .. .. 23 Associations .. .. .. ..17 j Business transacted .. .. ..23 Direct method of .. .. .. .. 22 j Co-operative principles .. .. .. 23 For readvances .. .. .. .. 15 Dairy companies utilizing method .. 23, 29 Handling of .. .. .. 14. 36 Guarantees .. ... .. .. 22 Appreciations— i Method of application . . .. .. 22 Associations .. .. .. ..21 j Provisions of Act .. .. .. 4,22 Direct loans 23 I Discounting— Discounting system .. .. .. 26 Acceptance of endorsements .. . . 24 Articles contributed for Publication— \ Adoption by dairy and other companies 25, 30 Local journals and newspapers .. ..11 i Appreciations .. .. .. ..26 Trust Companies Magazine, New York ~ 3 Business transacted .. .. 25 Associations— Discount rate .. .. .. 17,24 Accounts of .. .. .. .. 28 Limits for advances .. .. .. 24 Appreciations .. . . .. 21 Method of .. .. .. .. 24 Assistance rendered to .. .. .. 20 Utilization of monthly payments .. .. 25 Capital called up 18 District Boards— Expenses of administration .. .. ..19 Changes in personnel .. .. .. 8 Formation by sheep-farmers.. .. 35 Constitution of .. .. .. 7 Formation of 21 Extension of powers 8 List of directors and secretary-treasurers of 37-39 Meetings .. .. .. .. 8 Loans granted .. .. .. .. 21 j Services of .. .. .. 7, 36 Nature of .. • . .. 17 Preliminary expenses . . .. ..18 Relations with .. . . . . .. 21 F. Services of directors of .. .. 36 Suggested conference of representatives .. 21 Farmers, Increased credit facilities available for.. 2 Farmers' Union, Co-operation with .. .. 10 Finance and Accounts .. .. .. 27 B. Business — Effect of economic conditions on 2 "• Future prospects .. .. .. .. 35 Grain-growers— Increase for year ended 31st August, 1929 .. 28 Employment of system restricted .. ..35 Increased facilities available otherwise .. 2 Proposed facilities for .. .. ...16 Statistics — Comparative statement ...... 37 Direct loans .. .. .. 23 '' Discounting .. .. .. .. 25 r _ Loans to associations .. .. .. 21 j nspe ction of Clerical Work .. .. 32 Total business dealt with .. .. 29, 37 Instructions to Officers .. .. .. 32 Interest, Rates of .. .. .. 17, 19 ; 26 Introductory .. .. .. ~ j Investments — In Board's business .. .. 27, 28 37 _ ~ „ Rural Intermediate Credit Redemption Fund .. 27 Commissioner of Rural Intermediate Credit, J Temporary 97 Public Trustee acts, ex officio, as] .. .. 6 '' *' '' • • -7 Conclusion .. .. .. .. 34 Co-operative Principles— j j Association loans .. .. .. ..17 Direct loans .. .. .. 4, 23 i Land, Securities over .. .. 13 Co-operative Rural Intermediate Credit Asso- i Legal Charges '' jr ciations. (See Associations. ) Limit for Loans, Proposal to increase 2, 16, 21, 35 Co-operative Societies .. .. ..26 " Limits, " Proposed system for .. 16 Criticisms- _ Loans— Standard of security required .. 3 Co-operative rural intermediate credit associations 17 Handling of applications i 4 Co-operative societies 26 Direct to farmers .. .. .. 22 Disbursement of .. .. .. 16 D. Proposal to increase limit for 2, 16. 21, 35 Dairy Companies— Purposes of .. .. .. 18j 22 Acceptance of guarantees .. .. .23 Rates of interest .. .. .. 17, 19' 26 Acceptance of endorsements .. 24, 25 Repayment of .. .. .. ..15 Business transacted by— Securities for .. .. .. 5 Direct loans .. .. .. ..23 Statistics .. .. .. 21, 23, 25, 29, 37 Discounts .. .. . . .. 25 Local Committee of Board — Circular letters to .. .. .. 30 Constitution and personnel .. .. . , 6 Utilization of system .. . . .. 29 Meetings .. .. .. .. 0