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No. 4. The Agent-General to the Premier. Sir, — 7, Westminster Chambers, London, S.W., 24th December, 1885. I beg to acknowledge receipt of your letter of the 6th November last on the working of land-mortgage banks in the Swiss cantons; and I am taking steps to obtain, if possible, the information which Mr. Macandrew wishes. I have, &c., The Hon. the Premier, Wellington. F. D. Bell.

No. a,

No. 5. The Agent-General to the Premier. Sir,— 7, Westminster Chambers, London, S.W., 14th January, 1886. Continuing my letter of the 21th ultimo, No. 1,586, I have to state that the Foreign Office have been good enough to get together a large amount of information respecting landmortgage banks in Switzerland, which will go to you, with an explanatory letter, by the San Francisco mail. I have, &c, The Hon. the Premier, Wellington. F. D. Bell.

No. 4

No. 6. The Agent-General to the Premier. Sir, — 7, Westminster Chambers, London, S.W., 26th January, 1886. I had hoped, as mentioned in my letter of the 14th instant, No. 39, to send you by this mail an explanatory letter to accompany the papers relating to land-mortgage banks in Switzerland which I had received from the Foreign Office. It has, however, been impossible for me to do so, as nearly all my time has been taken up with work connected with the approaching conversion; and, as lam unwilling to delay sending the papers any longer, I must ask you to let me transmit them as they are without remark. I also enclose copy of. a letter I wrote, conveying your thanks to the Foreign Office for the prompt manner in which the information you desired had been collected. I have, &c., The Hon. the Premier; Wellington. F. D. Bell.

No. 5

Enclosure 1. Mr. R. G. Herbert to the Agent-General for New Zealand. Sir, — Downing Street, 13th January, 1886. In reply to your letter of the 24th of December, I am directed by the Secretary of State for the Colonies to transmit to you a copy of a letter from the Foreign Office, enclosing papers relating to laud-mortgage banks in Switzerland. I have, &c, The Agent-General for New Zealand. Robert G. W. Herbert.

Enclosure 2. The Foreign Office to the Colonial Office. Sir, — Foreign Office, 9th January, 1886. I am directed by the Marquis of Salisbury to transmit to you, to be laid before Secretary Colonel Stanley, despatches from Her Majesty's Acting Charge d'Affaires at Berne, enclosing copies of documents relating to land-mortgage banks in Switzerland, for communication to the Agent-General of New Zealand, in accordance with the request contained in your letter of the 30th ultimo. I have, &c, The Under-Secretary of State, Colonial Office. Robert Bourke.

Enclosure 3. Mr. C. C. Thornton to the Marquis of Salisbury. My Lord, — Berne, sth January, 1886. With reference to your Lordship's Despatch No. 1 (Commercial) of the 2nd instant, upon the subject of land-mortgage banks in Switzerland, I have the honour to transmit to your Lordship, by book-post this day, the following printed documents relating to the " Caisse Hypothecate" at Berne: (1) Report of the bank for the year 1884 (that for 1885 will not be published before some months from the present time) ; (2) " Loi sur la Caisse Hypothecate" of the 2nd April, 1875 (two copies); (3) decree upon the same subject, of the 16th September, 1875; (4) the foregoing laws, with additional regulations, collected in one volume.

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