Page 31 Advertisements Column 1

Star (Christchurch), Issue 19120, 12 July 1930, Page 31 (Supplement)

' mM Us! ■ I g| Mi, KM uas proved itsi/gy,. The of the Christchurch Star \u( AvXuV dnd nous for 1931 7n ,r /»r» ,r /|pSv^ FREE Accident RENEWED Policy /■ TRAIN FATALITY BENEFITS now stand at £2,000 Lip to £5,000 paid in respect to one accident to train, passenger lift or steamer. FURTHER PERIOD/ Over 20,000 of our readers are now insured by this free scheme Last year the “Christchurch Star’s*’ Free Insurance scheme was extended to include the motorist and his passengers. The payments in respect of railway smashes and other serious accidents were increased, and the terms of the policy were made the most liberal of any newspaper insurance south of the line. That policy expires on Tuesday next, but it has now been renewed, and until June 30, 1931, registered readers of the *‘Christchurch Star” will be covered by its liberal benefits. All readers who have certificates have no further formalities to perform provided they cure still regular subscribers. Those who have not joined the ranks are urged to do so immediately, and so ensure a full year covered by such liberal insurance for every form of accident. Over 20,000 have been insured by this scheme. Make a point of being one of the many more thousands that will join for the forthcoming year. Just sign the coupon and post it TO-NIGHT—-one halfpenny is all it costs you. rude o| **Pa s w o rid "ind over *220 tact 000 °Oo tola Ttch Pogt h St+r *uffj *nct *nd re eut p AZo oeed you •t-e c «*e. *dy full Utri ri *tch yo u *«ke Sf a Twenty Liberal Benefits Motorists Now Covered For the fourth successive year the “Christchurch Star” offers FREE to its registered readers accident Insurance benefits relieving them of the financial worries following untoward mishaps. These benefits, originally very liberal, have been extended from time to time. Now those benefits are so valuable that none, however wealthy, however humble, can afford to be without their protection. The payment for fatal accidents to passengers on a train now stands at £2OOO. Husband and wife are BOTH covered, and in the event of a fatality of this kind involving both, their dependents will receive £4OOO. The liability in respect of any one railway, steamer, or lift accident now stands at £IOOO to £SOOO. AND this is of vital importance in a country where the motor has attained a popularity only to be beaten by America the Policy includes the motorist within its ample scope—£2so will be paid in the event of the reader being killed in a motor car in which he or she is driving or being driven for pleasure, or to or from work. This applies to »11 other private vehicles, but the car is mentioned first because of its immense popularity. All former benefits remain. The Full Benefits of the Christchurch Star Free Accident Insurance. The PRUDENTIAL ASSURANCE COMPANY LIMITED, of London , Head Office for New Zealand, 21 Swanson Street, Auckland, will, subject as hereunder, pay to any Registered Reader of the CHRISTCHURCH STAR, or to the legal personal representatives of such Registered Reader, The definite sums as mentioned below, provided (a) that at the time of the accident the person so killed or injured is a duly Registered Reader of the “Christchurch Star”; (b) that he was travelling as a fare-paying passenger in one of the undermentioned vehicles in the place regularly provided for the sole use of passengers; and (c) that notice of claim be sent to the Registered Office of the Company within seven days of the occurrence of the accident. This insurance applies only throughout New Zealand. It applies only to Readers over the age of 17 and under the age of 70 (except in the case of Clause No. 20, and shall hold good during such continuous period as the Reader shall receive the Newspaper under this subscription or order, including any days during such period on which the Newspaper is not issued, but not beyond midnight on June 30, 1931. YVIFE or HUSBAND of a Registered Reader permanently residing with him or her shall, subject to the age limits mentioned above, be deemed t o be a Registered Reader for the purpose of this Insurance. The sums payable are as follows, subject to the maximum liability as hereinafter stated in Clause C of the Conditions: 0) £2 QQQ if the Reader .hall be killed by accident to a Railway Pa».enger (21 £1 Ann fiTthe Reader .hall bo killed by the wrecking of any Pa..enger 1 ’ XL Steamer of an e.tabli.hed line of Steamer, between Port, .n New .3) if e fh“ n ßeader .hall be killed solely and directly by accident to a K * tl,VOi) Passenger Lift in which the Reader i. travelling a. a Pas.enger, rovidedthat the Reader be not a Lift Attendant, or engaged ... construction or repair, r be otherwise attending to the Lift or Gear in connectiorrherewith. c (41 COCA if the accident is to a Steam, Electric, Cable or Hons Tramway Car ZZOU or to an Omnibus, Cab, Motor Car or Ferry Boat (m every ca.. lying for Public Hire and being duly licen.ed and driven by a Ucen.ed Driverl. COCA should any such accident referred to in (11, (21, (31 or (4 J nol U p ro ve fatal, but re.ult in the loss of both arm., or legs, or an arm „d a leg. by actual .eparation at or above tbe wri.t or ankle, or the .rreroverable loss (6 'f ht of *Tnn*v° r ,i * e io,s by * uch acci<,ent ° f ° n ® arm ° r ° n ' ,e ®’ or * he sishl £IUU 0 f one eye as aforesaid. (71 Cien ii the Reader .ball be killed by being struck or rnn over while X I DU walking C.- standing in or upon a Public Highway by any Public or of this Insurance, “Public Highway” .hail not in any circumstances ie held to include Private Roads, Steamer Wharves, Railway Stations, or any property r place not at all times open to the free use of the public. ■ (8} £ 00 should any accident referred to in (71 not prove fatal, but result (10} jC"j Boating and/or Bathing. If the Reader shall be accidentally ddXC/u drowned while, as a pastime, boating on or bathing in the sea at any seaside resort, or in any river or in any public swimming bath; provided that the Reader be not a professional swimmer or boatman, and, also that in the case of boating, the boat be not a passenger steamer, and proof satisfactory to The Prudential Assurance Company, Limited, of death by drowning shall be furnished within seven days. (11) C A if the Reader shall be killed by accident whilst taking part as an Iwv amateur in any game of Football, Cricket, Golf, Tennis, Hockey or Lacrosse on any recognised playing ground, provided that the game in which the accident occurs is held under the control and by the authority of an incorporated association or club, and in the case of Football, Cricket, Hockey or Lacrosse that the Reader is a duly registered player according to the rules of the association. (12) CA should any such accident referred to in (11) not prove fatal, hut result in the loss of both arms or legs, or an arm and leg, by actual separation at or above the wrist or ankle, or the irrecoverable loss of sight of both eyes. (13) for the loss by such accident of one arm or one leg, or the loss of sight of one eye, as aforesaid. (14) the loss of both arms or legs, or an arm and leg, by actual enaration at or above tbe wrists or ankles, or tbe irrecoverable loss of sight of both eyes 19) l° r t * je * o,s ky accident as mentioned in (7) of one X'G&Vr fear, or the sight of one eye as aforesaid. 4r 9 O Reader shall be killed or dies as the direct result of injuries received by reason of the burning of the building in which such Reader resides or works and in which the Reader shall be at the beginning of the fire. (15) eac * er ke killed by an accident happening to a private horse-drawn vehicle or private motor car or a sidecar attachment to a motor cycle in which he or she is being driven solely for pleasure, or, provided he or she is the owner thereof, and is a duly licensed driver, whilst driving such horse-drawn vehicle or motor car solely for pleasure, but in both cases, including journeys to and from the Reader’s usual place of business or to and from a railway station en route to or from hia or her usual place of business (not including business journeys, but including qualified members of the Medical profession whilst making professional calls). (16) . _ tricycle or motor cycle which the Reader may be riding upon public thoroughfare solely for pleasure, but including journeys to or from the Reader*• usual place of business (not including business journeys), provided that such a Reader is a duly licensed driver and is not at the time of the accident exceeding the speed limits or committing any breach of the By-laws governing the particular public thoroughfare on which the accident occurs. Nor shall the Reader be riding on a pillion sund/or riding or driving a cycle or motor cycle carrying a pillion rider. Note: The Reader is NOT covered whilst indulging in a racing contract, speed trial or track riding. (17) £1 A if any of the foregoing accidents shall not prove fatal, but shall J* A v result in the fracture of the leg above the ankle or the arm above the wrist, or shall cause a broken jaw or collarbone. HOME ACCIDENTS. (18) jO "1 CA if the Reader shall be killed as the result of an accident TO his or her private dwelling-house, flat or rooms, such add address registered on the Reader’s Certificate of Registration, or in his attached to such dwelling-house, flat or rooms. (19) 1 A if as the result of an accident above described the Reader shall " fracture a leg above the ankle, sustain a broken jaw or collarbone. CHILDREN’S ACCIDENTS. (20) pE? will be paid to the parent whoso name appears on the Registration Form in the event of an accident to his or her child over the age of 6 and under the age of 16 years causing broken arm above the wrist or broken lef above the ankle, providing such aecident is the direct result of one of the aforementioned and defined accidents and does not occur during employment. Conditions Governing the Christchurch Star Free Accident Insurance. Provided always that the whole of this undertaking is subject to the following conditions, which are the essence of the contract, viz.: — . T-k .L of bodily injury caused by accidental external and visible 5 T he benefits or allowances shall be the maximum liability in reapect of any i ne respec.. , J event of the Reader claiming for more than on”benent life amount of the greater shall represent the maximum liability. No Reader can claim in respect of more than one Registration. (I) The Total Liability of the Company in respect of claims arising out of Bny . , accident or disaster under Benefit No. I. wherein more than two persons are killed i result thereof, shall not exceed £5,000. , . . . r The Total Liability of the Company in respect at. claim. ?"! accident pers« jr disaster iu - nnn re killed as a result thereof, shall not exceed iS,UUU. accident or disaster in respect of Benefit No. 4, wherein more than four persons are killed as a result thereof, shall not exceed £I.OOO. . . , (41 The Total Liability of the Company in respect of claims arising out of any on (5) The Total Liability of ".pea o^dai, out^o 1 accident or disaster than (6) ed in the manner stated, shall not exceed £I.OOO. adcident or disaster in respect of Benefit No. 10. wherein more than four persons are (r7)'TKe'Toil Liabilu/of the Company in respect of claims arising out of any one accident or disaster in respect of Benefit No. 14. whearem, as a result thereof, more than four persons are killed in the manner stated, shall not exceed £I,OOO. (8} The Total Liability of the Company in respect of ar..m e out of any one accident or disaster in respect of Benefit No. I 5 wherem. a. a result thereof, more than four persons are killed in the manner stated, shall not exceed £ 1,000. In the cases aforesaid, where the total claims excised the total liability efthe Company, the aforementioned sums set out as being the Company s maximum liability will be divided as and between the total claimant, entitled to tmnef thereunder. For the purposes of this clause any series of accidents happening at the same place and as a result of the same event shall be deemed to be one accident. D. No Compensation shall be payable for any injury, fatal or otherwise, in respect of which the reader or his personal representative has a claim against his employer under the Workers’ Compensation Act, or which is directly or indirectly due to intoxication, drugs, fits, or illness of any kind, including insanity, or to war, riot, or civil commotion; or to any unlawful act upon the part of the Reader, or wilful exposure to unnecessary danger. E. No Compensation shall be payable in respect of any accident happening while the Reader is entering or attempting to enter or leaving or attempting to leave any vehicle. E* The Registered Reader or his Legal Representative shall, at his own expense, furnish medical certificates, police reports, depositions and/or other evidence in support of the claims as may be required by and to the satisfaction of The Prudential Assurance Company, Limited, together with evidence of the continuous daily delivery of the Newspaper to the Reader since the date of registration. G. Compensation is payable in respect of death unless an inquest has been held and a verdict retimed of accidental death; and no claim shall be admitted if an open verdict is returned. H. The Compniy reserves the right to amend or terminate this offer at seven days’ notice, such notice to be published in the ‘‘Christchurch Star.** L) Yn the event of any dispute between the Registered Reader or any Claimant under this Insurance and the Company or the “Christchurch Star” as to any matter relating to this Insurance, the same shall be referred to arbitration in accordance with the statutory provisions for the time being in force applicable thereto, and the obtaining of any awards shall be a condition precedent to liability. from midnight on June 30, 193 0, and shall cease on not less than seven days* notice being given on any two consecutive days in the columns of the “Christchurch Star ” and in any event it shall cease and determine at midnight on June 30, 1931. " K. The Company reserves the right to refuse to accept any application without giving ‘ any reason for such refusal. M. No person shall be entitled to benefit under the foregoing Insurance who. mt the time of the Accident, is entitled to benefits under the free insurance given by any other newspaper in New Zealand. N. All notices of Claims must be sent by Registered Letter to THE PRUDENfhMK ASSURANCE COMPANY. LIMITED (William A. Horne and Angus Buntjng. Attorneys for New Zealand), 21, Swanson Street, Auckland. L, No person shall be eligible for acceptance who at time of applyii crippled. deaf, blind, REGISTRATION FORM. To the ‘‘Christchurch Star” Registration Department, P.O. Box 987, Christchurch. Reader’s Full Name (Write as clearly as possible) Address •■•wu Are you Already a Subscriber? - Please register me as a regular reader for the benefits of your Free Insurance, in accordance with the full conditions published in tbe “Christchurch Star,** June 28, 1930. Where a person is not already a regular subscriber, the district agent will be notified to supply, me the paper can be posted direct from thi3 office. Post with Stamped and Addressed Envelope for Acknowledgment of Halfpenny Stamp, if flap turned in, sufficient. V: • .. 5j m Policy Holders—Please cut out these new conditions and attach to your Registration Certificate not necessary to rc-re£?is/er.lijj|i;«!j|||!;i;j[|ij[i!iijij;jjjj| --j -.i in " “".".I 'ii 11. i • r ,'n.mi in mi - .11.1. R1.!.l maMan ■fmmmmmm