Page 1 Advertisements Column 7

Thames Star, Volume VII, Issue 2569, 2 April 1877, Page 1

Insurance. V- E W Z E A L A H, D GOVEBNMINT LIFE INSURANCE. I—The Government Lift tfnsurance Department issues all dt-sirabie fo m* of Policies. TA« , Payment of. ot>er} Policy it guaranteed by the Colony.' Participation in Probi# is authorised by the Legit lature to be given to Policy-holders. 2-Premium rates are lower thin those of Private Companies. 3—No Policy or Medical Fees charged. -- .- -,'-,• . 4—All: Policies are non-forfeit* able after'one frill annual payment to the (uU,nxttnt. oi their-value,-uuoW a special regulation providing for the continuance in force of every Policy for the original amount] until the eurrender-Vilu^of. the Policy if ex* haueted in payment of premiums., s—Absolute. Security from Lobs —Insurers, after having pad three full an* nual premiums", are guaranteed • cash sur« render value: of not lees than 40 rer cent, of the paid-up premiums ; and if for any reason the premiums ere not paid when due, a paid* .up Policy will be issued, generally equal in amount to' the premiums paid, and often -much in excess. •- 6—Thirty days of grace «re Slowed on all ReuewaL Premiums. 7-Liberal conditions «• to tnvdling and residence. 1 B—Policies protected from Bankruptcy- —An I»sur>uice Policy rffectpd by ihe lunur< d. b«nafide on his own life, is protected from bankruptcy or fa*oLven<y laws to a certain amount, which increases with its duration. Thus, afer it has endured for two years, ir is protected to the extent of £200} after five years, to 4500; after seven yearn, to £1000; after ten years, to £2000. This protection upplie* only in favour of the personal representative of the Insured. 9—Married Women may elect Policies, di*po«e of the money by will, as if single'; and th» ir ■ Policies are protected from the debts of their husbai'ds, according to duration, to amounts similar to those stated above. 10-Settlement Policies —Policies effected- f>r the benefit, of the wife and childr-n of ihe lWurvd ar« absolutely protected from the claims of creditor* to the. extent of £2000, provid d that the premiums ire payable during life, or any period notlfsa than seven years. If ap ortienmont is not. made at the time, it caa be subsequently made - by will. : "" ' • . 11—Probate, &c, dispensed with —When a claim under a Policy does not exceed £200, the Commissioner may dispense - with the produotiou of Probate or Latter* of Administration, thus saving great expense to - the representatives'of the Insured. '<. 12—Prompt payment of Claims and no disoount charged. • W. Gmbobnb, Commissioner* AGENT FOB THE THAMES j— JAMES HOPCRAFT, EVEMNa BTAB OFFICE i GIAHAMSTOWH. T7OUGHEBS 'or Government Payment V and Company Debts—Printed and Sold 4t the Bravura Stab Oflost BEST TAPIOCA, 8d per lb., at MeGOWAWS