Page 4 Advertisements Column 7

Thames Star, Volume VII, Issue 2173, 21 December 1875, Page 4

Insurance jyTEW ZBALAKD. GOVEBNMENT LIFE INSURANCE. I—The Government Life Insurance Department issues all de.ir.ble forms of Policies. The Payment of evert Pohcy is guaranteed by the Colony. Participation in Profits ia authorised by the Lqris lature to bo given to Policy-holders. _ 2-Premium rates are lower than those of Private Companies. 3-No Policy or Medical Pee»V charged. . 4—All Policies are non-forfeit-able after one full annual payment to th« full extent of their value, under a special regulation providing for the continuance in force of every Policy for the original amount, until the surrender-value of the Policy is Exhausted in payment of premiums* s—Absolute Security from Loss —Insurers, after having paid three full annual premiums, are guaranteed • cash surrender value of not jess than 40 per cent, of the paid-up premiums; and if for any reason the premiums are notrpaid irheJß diief a paidup Policy will be issued, generally equal in amount to the premiums paid, sod often much in excess. . ■ • . e^-Thirty days of grace «w alidwed on all Renewal Premiums. 7—Liberal conditions as to travelling and residence. . : ,-.-;....... „/ B^Policies protected from Bankruptcy.— An Insurance Policy effectedr by the Insured, bendfide on,his own life, j> protected from bankruptcy or insolvency laws to a certain amount, which increases "with J its duration.; Thus, after it has endured for'two years, it is protected to the extent of £200; after five years, to £500; after set»en years, to £1000; after ten years* to £2000. This protection npplies only in favour of the personal representative of the Insured. 9—Married women may effect :pbli« cies, dispose of the money by will, as if single; and.their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement policies —Policies effected for - the benefit of, the vife and children of the Insured are absolutely protected from the claims of creditors to the extent of £2000, provided that the premium! are payable during life, orany period not less than seven years. If apportionment is not made at the time, it can be subsequently made by will. . ;•-. 11-Probate, &c, dispensed with j —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. 12—Prompt of Claims and no discount charged. ' W. GISBOBNB, Commissioner. AGENT FOR THE THAMES:— ' JAMES HOPCKAFT, EVE3NIN3 STAB OFFICE, Gbahambtown. THE THAMES EVENING STAR (THE OIO>EST EVENING PAPER m TOT HR<* VINCJE OP AVCK£AND) TS PUBLISHED DAILY at FOUJE O'CLOCK and contains the Very Lates. News up to the hour of going to press The Stab can be obtained frdnf the Publishing Office, Albert-street, Grahamstown, PEICE ONE PENNY, or delivered or Sixpence ai Wbmc. Advertisers liberally,dealfc with; $f9ki9 on application at the Office. ...;.; AGENCIES— London, Gobdon & Gotch „ F. Aioeb Melbourne, Gobdox & Goich Sydney, „ Auckland, J. King, 37, Insurance Buildings 1 Shortland, J. H. Jeffebson „ J. N9DDEB „ Mobgan'b Fancy Bazaar Grahamstown, J. Cabtkb _ >» Bubba Tararu Koad—Ellis Post Office Store. Mackaytown—H. McKay, Post-office Paeroa-T. W. Allen, Bobin Hood Hotel HOPCEAFT, MoCULLOUGH & Co., PfiOPBIKTOBS, ALBERT BTBEET, GRAHAMSTOWN THAMES.