Page 4 Advertisements Column 7

Thames Star, Volume VII, Issue 2169, 16 December 1875, Page 4

Insurance J^TEW ZEALAND. GOVEBNMENT LIFE INSURANCE 1-The Government Life Insurance Department iseues all desirable forme of Policies. The Payment of evert/ Policy is guaranteed'by the Colony. PartS cipatioa in Profits is authorised by the Leeis lature to be given to Policy-holders. 2-Premium rates are lower than those of Private Companies. 3-No Policy or Medical Fees charged. 4—All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under a special regulation providing for the continuance in force of every Policy for the original amount, until the surrender-vaiue of the Policy is ex. hansted in payment of premiums. '' s—Absolute Security from, Loss —Insurers, after having paid threej^uil annual premiums, are-guaranteed a cash surrender value of not less than 40 per cent, of the paid-up premiums; and if for any reason the premiums, are not paid when due,:ap^idup Policy will be issued, generally equal in amount to the premiums paid,-and often much lnexcess. 'C;-; :-: '.'•'■;'■'■;" i. ■■■u'<s ■■■'■ :': .■: . ■••:••' ;t: ::", •.:■':;.■;:•, ';■■■.,{'■ : ■'■';\-c::t 6-^Thirtydays of grace are slldtfecL on all-Renewal Premiums. ■■■: ■ ' q> f :•- 7^Liberal conditions as to teard; ling and,residence. ; ■ :t i ;:.:! B—Policies protectediromßankruptcy.—An Insurance Policy,effected by the Insured, betiajide on his P^nllife, ,Js"pw£ tected from"bankruptcy or iri^oivemy.lfliys-jtq a certain amount, '-which', increasps 1 wttii M ddration. Thus; after it lias endiired for two iyearsj it is protected to the extent-'of £2(JOj ; lifter five years, Io £500 • after seven -War*? to.jglOOO; after ten years',' to £2000. MTHi? protection npplie* only in favour of; ttttf personal representative of 'the Insured* : >"' 9—Married women may effect EoHi cies, dispose of the money by will, as if single*' and their Policies are protected from- the debts of their busbards, according to dura* tion, to amounts similar to those stated above; 10—Settlement Policies.—Policies effected for the benefit of tb«.wife--and children of the Irjsured are absolutely .protected from the claims of creditors' to the! extent of £2000, provided that the premium*; are payable during; life, or any p^ricd not lew than seven years.- If apportionment ;is l not made at the time, it can be subsequently made by will. ■■:■■ :;- -.-■ ■■-, y-. r;:■•:■ v.;->kv-s 11—Probate, &c, dispensedwithl —When a claim: under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or LetterV of Administration, thus saving great expense to the representatives of the Insured. ;■.' 12—Prompt of Claimsi and no discount charged. : : i ... /Commissioner... AGENT FOE IHE THAMES;— : V V' f JAMES HOPGRAFT," ~ E VEIS IN 3 STAR OFFIOB, Gbahamstown. THE THAMES EVENING STAR (the oldest evening paper in the pbo« ' • vince op auckland) TS PUBLISHED DAILY at FOUI O'CLOCK and contains the Very Lates: News up to the hour of going to press The Stab can be obtained from the Publishing Office, Albert-street, Grahamstown, PRICE ONE PENNY, or delivered or Sixpence pbb JVjsbk. Advertisers liberally dealt with. Terms on application at the Office. AGENCIES— London, Gobdon & Gotch „ P. Alger Melbourne, Gobdon & Gotch Sydney, „ Auckland,. J. King, 37, Insurance Buildings Shortland, J. H. Jeffebson „ J. Nqddeb „ Mobgan's Fancy Bazaar Grahamstown, J. Carteb » Btibba , Tararu Road — Ellis Post Office Store. ' ■ ' Mackaytown—H. McKay, Post-office Pacroa—T. W. Allen, llobin Hood Hotel HOPCRAFT, McCULLOUGH & Co.,' Pbopbietobs, ALBERT STREET, GRAHAMSTOWN > THAMES.