Page 4 Advertisements Column 7

Thames Star, Volume VII, Issue 2164, 10 December 1875, Page 4

Insurance JJ B W 2E A L AND. GOVEBNMENT LIFE INSURANCE. I—The Government Life Insurance Department issues all desirable forms of Policies. The Payment of even Policy is guaranteed by the Colony. PastLki eipatioH in Profit* is authorised by the Leaii^* lature to be given to Policy-holders; i 2~V:^im^ rate?are lower th« n those of Private Companieß. 3-No Policy or Medical Fees charged. ■ ■ 4—All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under a •pedal regulation providing for the continuance in force of every Policy for the original amount, until the surrender-value of the Policy i§ ex. 7 hausted in payment of premiums. . s—Absolute Security from Lobs' —Insurers, after having paid three fullan. nual premiums, are guaranteed a cash surrender value of not lees than 40 per cent, of the paid-up premiums; and if for any reason thejwemiums sre not paid when due, a paidup Policy will be iesued, generally equal in amount to the premiums paid, and often much m excess. 7-Liberal conditions as to Wei. ling and residence. 8-Policies protected from Bankruptcy.—An Inaurance Policy effected by the Insured, Unajide on hie own life, is protected from bankruptcy or incoivehry laws to a certain amount, which increases with its duration. Thus, after it has endured for,two yeare, it is protected to the extent of £200: ufter five years; to £500; after seven years, toilOOO; after ten years, to £2000. This protect iou nppliea only in favour of the personal representative of the Insured. _ 9—Married WOmen may effect Policies, dispose of the money by will, bb if single • and their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. 10-Settlement Policies — Policiei eff.cted fur the benefit of the wife and childr.n of the Insured are absolutely protected from the claims of: creditors to the extent of £2000, provided that the premiums lire payable during life, or any period not less than seven years. If ; apportionment is not made at the time, it can be subsequently made by will. 11—Probate, &c> dispensed witfai —When a claim under a Policy does not exceed £300, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. 12-Prompt pajmaent of Claimsj and no discount charged. W. GISBOBBB, Commissioner* AGENT FOE THE THAMES:— JAMES HOECEAFT, ETBMS3 8 TAR OFFICE, % ■ . GBAHAMBTOWN. THE THAMES EVENING STAB (the oldest evenikg papeb in the peoVIKCE OF ATJCKiAND) TS PUBLISHED DAILY at FOU£ O'CLOCK and contains the Very Lates. Kews up to the hour of going to press The Stab can be obtained from the s Publishing Office, Albert-streeti^if*^ hamstown, PEICE ONE PENNY, or delivered or Sixpence mWm, Advertisers liberally dealt with. Terms on application at the Office. ——— AGENCIES— London, Gobdon & Gotch V „ F. AtGER Melbourne, Gobdon & Gotch Sydney, .':.»■ AucWand, J. Kin<j, 37, Insurance Buildings Shortland, J. H. Jeffebson' „ J. Ne»DEB: „' Mokgan's Fancy Bazaar Grahamstown, J. Cahteb i» BUBBA Tararu Eoad — Ellis Poßt Office Store. Mackaytown—H. McKay, Post-office Paeroa—T. W. Alien, Bbbin Hood: Hotel HOPOEAFT, McCULLOITGH & Co., Pbopbietobs, ALBERT STREET, GRAHAMSTOWN THAMES.