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Business Notices BY HAND . . £5 10s BY FEET. .* . £9 10s Instruction to purchasers gratis. .Needles I 'and all requisites ; always on sale. ' , AGENT/FQE THE *TH AM£S. j • ■ ——— An extensive and varied assortment of Iron Bedsteads, English and American' Chairs, &C, &<!., &(i. J. GIIIRG, MATTRESS MAKEE AND •UNDEETAKEE, THAMES BEDDING FACTORY POLLEN STREET, NEAK THB' KABAKA BRIDGE.' Tjl O V BE 0 TIIE ES, PHOTOGKRAPHEBS,' '' P O L L E N-S T*R E E T, SHORTLAND. - w. it. McLean, AUCTION EEI?, STOCK AND STATION AND GENERAL COMMISSION AGENT, Napier, Hawkes Bat, Folds WEEKLY SALES of EOBSES and other STOCK at the -EEPOSITOEY In Hastings street. "... HOBSES received on Coneißiimenfc and turned out in well-grassed paddocks, of stabled until the day of sale. W. K. McLean, .461; ; ■ -'■■'•'■:. Napier, Hawkes Baj. \T E W ZEALAND. GOVEENMENT LIFE INSURANCE. I—-The Government Life Insurance Department issues all desirablo fo'rtis of Policies: The' Payment of every Policy is guaranteed ly tlie Colony. Participation in Prjpfits is authorised by the Lrgialuture to be given to Policy-holders. ;^2tr Premium rates;are loiter than those of Private Companies. "3—No Policy or Medical Fees charged. 4—All. Policies are npii-forfeit-able after one full annual' payment to the .full.. extent of their value, under,a special regulalion providing for the continuance in force of every Policy for the original amount, until the surrender-value of the Policy is exhausted in payment of premiums. s—Absolute Security from Loss. —Insurers, after having paid three full annual premiums, are guaranteed a cash surrender value of not Jess than 40 per? cent, of the paid-up premiums ; and if for.aQy reason the premiums ere not paid when due, a paidup Policy will be iesued, generally equal in amount to. the premiums paid, and often much inexcesß. ■ 6—Thirty days of grace are allowed on all Renewal Premiums. • .' ■ •: ■ * ■ • ■ ' - 7^-Liberal Conditions aa to travelling and residence. • B—Policies protected from Bank-rtiptcy-^-An lusurance Policy eifectcd by the Insured, baiiafide on his own life, is protected from bankruptcy or insolvency laws to a certaia amount, which increases with its duration. Thus, after it has endured for two years, it is protected to the extent of. £2^o; after five years, to £500 j after seven years, to £1000; after ten years, to £2000. This protection applies ronly in favour of the personal representative of the Insured. 9—Married women may effect Policies, dispose of the" money by will, as if single j and their Policies are protected from the debts of their husbands, according to dura^ tion, to amounts similar to those stated above. 10—Settlement Policies. —Policies effected, for. the benefit of the -wife, and children of the Insured aro absolutely projected from the claims. of creditors to the extent of £2000, provided that the premiums are payable during life, or any period not less than seven yeara. If apportionment'ia- not made at the time, it can be subsequently made by will. 11—Probate, &c, dispensed with —When a claim under & Policy does not exceed £200, tlie Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. 12—Prompt .payment of Claims and,no'discount charged." .'.".,. ;. W; GiSBOBIKE, Commissioner. AGENT FOR THE THAMES:— JAMES HOPCBAFT? EVE&INa STAR OFFICE, Gbaeumstowbt.

Permanent link to this item

https://paperspast.natlib.govt.nz/newspapers/THS18750817.2.24.4

Bibliographic details

Thames Star, Volume VII, Issue 2065, 17 August 1875, Page 4

Word Count
529

Page 4 Advertisements Column 4 Thames Star, Volume VII, Issue 2065, 17 August 1875, Page 4

Page 4 Advertisements Column 4 Thames Star, Volume VII, Issue 2065, 17 August 1875, Page 4

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