Page 4 Advertisements Column 4

Thames Star, Volume VII, Issue 1938, 20 March 1875, Page 4

i i i VTEW, ZEALAND. * '';. GOV^BNMKKT : LIFE INSURANCE. I—The Government Life InsuraitCd Department issues all desirable forms of Policies. The-Payment of every' Toldcy is guaranteed by the Colony. Participation in Profits is authorised ,by the Lfgis- ■ lature.to be given to Policy-holders.. . ' , 2^ Premium rates are lower than 1 those of Prirate Companies. 3—No Polioy or Medical Pees oharged. ' ■ - ■ ' ' , 4-All Policies, are able »ft«r one full annual payment to the full extent of their value, under a special regulation proriding for the continuance, in force of eVery Policy for the original amount, until the surrender-value of the Policy is exhausted in payment of premiunas. ; 5-Absolute Security from Loss. —Insurers, after haying paid three full annual premiums, are guaranteed $ cash surrender value ©f notieis thaii4oper cent, of the paid-up premiums; and if for my reason the premiums are not paid when due, a paidup Policy will be issued, fenerally equal in amount to the premiums paid, and often much in excess. ■ , . • . ■■, ,' 6—Thirty days of grace we allowed on all Renewal Premiums. J ■■ ' .: . 7—Liberal conditions as to travelling and residence. , B—Policies protected from Bankrtiptcy. —An Insurance Policy effeoted by tke Insured, tonafideon his own life,, is protected from bankruptcy or insoltenryUwf to a certain amount, which increases with its duration* Thus, after it has endured, for two years, it is protected to the: extent of £800; after fire years, to. £600; after seven years, to £1000; after ten yearn, to £2000. This protection applies only in favour of the personal representat?re of the Insured. 9—Married women may, effect, policies; dispose of the money by will, as if single; and their Policies are protected, from the debts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies. —Policies effected for the benefit of the wife and children of the Insured are absolutely pro* tected from the claims of creditors to the extent of £2000, provided that the premiums are payable during life, or any period not less than seven years. If apportionment.is not made at the time, it can be subsequently made by will. 11—Probate, Ac, dispensed with' —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saTing great expense to the representatives of the Insured. 12—Prompt payment of Claims 1 and no discount charged. W. Gisbobke, - Commissioner. AGENT FOB IHB THAMES*— JAMES HOPCBAFT, EYEMtfa STAR OFFICE, GbAHAXSTOWH.