Page 4 Advertisements Column 3

Thames Star, Volume VII, Issue 1921, 1 March 1875, Page 4

VT B W Z E A LAN D. GOVERNMENT LIFE INSURANCE. I—The Government Life Insurance Department i'sues all desirable form b of Policies. The Payment of every Policy is guaranteed, hy the Colony. Participation in Profits is authorised by the Legislature to be given to Policy-holders. 2- Premium rates are lower than those of Private Companies; 3—No Policy or Medical Fees charged. 4-All Policies are non-fdrfeit-able after one full annual payment to the full extent of their value, under ft special regulation providing for the continuance in force of every Policy for the original amount, until the surrender-value of the Policy is exhausted in payment of premiums. s—Absolute Security from Loss. —Insurers, after having paid three full an* nual premiums, are guaranteed a cash surrender value of not less than 40 per cent, of the paid-up premiums; and if for any reason the premiums are not paid when due, a paidup Policy will be issued, generally equal in amount' to the premiums paid, and often much in excess. . . . 6—Thirty days of grace are allowed on all Renewal Premiums. ( • : 7-Liberal donditiona m to travelling and residence* 8-Policies protected fromßankruptcy. —An Insurance Policy effeoted by the Insured, bonafide on his own life, is protected from bankruptcy or insolvency laws to a certain amount, which increases with its duration. Thus, after it has endured .for two years, it is protected to 'the ettent of £200} after five years, to £500; after seven years, to £1000; after ten years, to £2000. This; protection applies only in favour of the personal representative of the Insured. 9—Married women may effect Policies, dispose of the money by will, as if single; and their Policies are protected from the; debts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies- —Policies effected for the benefit of the wife and children of the Insured are absolutely protected from the claims of creditors to the extent of £2000; provided that the premiums are payable during life, or any period not lets than seven years. If apportionment is not made at the time, it can be subsequently, made by willi' -:' '-v": X:- "': '" ": '■'' " ' \ ■• 11—Probate, <fee, dispensed with! —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. 12—Prompt payment of Claims 1 and no discount charged. W. Gibbobke, Commissioner. AGENT FOB THE THAMES.— JAMES HOPCRAFT, EYE KING STAB] OFFICE, GEAHXMSTOWir. '