Page 4 Advertisements Column 5

Thames Star, Volume VII, Issue 1910, 16 February 1875, Page 4

\T E W .25. E A L A N D . GOVEBNMENT . LIFE INSUBANOE. I—The Government Life Insurance Department issues all desirable forms of Policies. Tke Payment of every Policy is guaranteed by the Colony. Participation in Profile is authorised by the Legislature to be given to Policy-holders. 2- Premium rates are lower than those of Private Companies. 3—No Polioyor Medical Fees charged. 4—All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under a speci-il regulation providing for the continuance in force of every Policy for the original amount, unt?l the surrender-value of the Policy is exhausted in raymehtdf premiums. 5— Absolute Security from Loss. —Insurers, after having p»id three full annual premiums, are guaranteed a cash surrender value of not less than 40 per cent, of the paid-up premiums; and if for any reason the premiums are not paid when due, a paidup Policy will be issued, generally equal in amount to the premiums paid, and often much in excess. 6—Thirty days of grace are allowed on all Renewal Premiums. 7—Liberal conditions «» to tTavelling and residence. B—Policies protected from Bankruptcy.—An Insurance Policy effected by the Insured* lonafideouh\% own life, is pro* tected from bankruptcy or inidlveney laws to a certain amount, which increases with its duration. Thus, after it has endured for two years, it is protected to the extent of £200; •fter five years, to' £500 ? after seven years, to £1000; after ten years, to £2000. This protect ion applies only in favour of the personal representative of the Insured, 9—Married women may effect Policies, dispose of the money by will, as if single j and 'their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies.— Policies effected for the benefit of the wife and children of the Insured are absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums are payable during life, or any period not less than seven years. If apportionment is not made at the time, it can be subsequently made by will. 11—Probate, Ac, dispensed with —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration! thus saving great expense to the representatives of the Insured. 12—Prompt payment of Claim* 1 and no discount charged. W. GISBOBVB, Commissioner."* AGENT FOR THE THAMES.— JAMES HOPCEAFT, ETEM KG ST A R OF PICE, GSAHAHSTOWN.