Page 4 Advertisements Column 5

Thames Star, Volume VII, Issue 1891, 25 January 1875, Page 4

VTEW ZEALAND. GOVEBNMENT LIFE INSURANCE. I—The Government Life Insurance Department issues all desirable forms of Policies. The Payment of every policy is guaranteed ly the Colony. Parti* cipation in Profits is authorised by the L r gialature lo bo given to Policy-holders. 2- Premium rates are lower than those of Private Companies. 3—No Policy or Medical Pees charged. 4—All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under a special regulation providing for the continuance in force of every Policy for the original amount, until tho surrender-value of the Policy is exhausted in payment of premiums. s—Absolute Security from Loss. —Insurerp, after having paid thiee full annual premium?, are guaranteed a cash surrender value of not Jess than 40 per cent, of. the paid-up premiums; and if for any reason the premiums ere not paid when due, a paidup Policy -will be issued, generally equal in amount to the premiums paid, and often much in excess. 6--Thirty days of grace are allowed on all Renewal Premiums. - 1 7~Liberal conditions ns to travelling and residence. B—Policies protected from Bankruptcy.—An Insurance .Policy effected by the Insured, lonafi.de on his own life, is protected from bankruptcy or insolvency laws to a cerlaia amount, which increases with its duration. Thus, after it has endured for two years, it is protected to tho extent of £200; after five years, to £500; after seven years, to £1000 ; after ten years, to £2000. This protection npplies only in favour of the personal represent at ire of the Insured. 9—Marjfed women m»J effect Policies, dispose of tho money by will, 8s if Bingle ,• and their Policies are protected from tho debts of their husbands, according to dura- , tion, to amounts similar to those stated above. 10~Settlement Policies.—Policies effected for the benefit of the wife and childr.n of the Insured are absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums arc payable during life, or any period not lets than seven years. If apportionment is not made at the time, it can be subecquently made by will. 11—Probate, &c, dispensed with —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of I Administration, thus saving great expense to the representatives of the Insured. 12—Prompt payment of Claims' and no discount charged. W. GISBOOTE, Commissioner. AGENT FOR THE THAMES:— JAMES HOPCBAFT, EVEMN3 STAB OFFICE, 'Gbahamstown.