Page 4 Advertisements Column 4

Thames Star, Volume VIII, Issue 1884, 16 January 1875, Page 4

VT B W ZEAL AH" D . GOVEBNMENT LIFE INSUEANOE. I—The Government Life Insurance Department issues all desirable forma of Policies. The Payment of every Policy is guaranteed hy the Colony. Participation in Profits is authorised by the Legislature to be given to Policy-holders. 2- Premium rates are lower than those of Private Companies. 3—No Policy or Medical Pees charged. 4—All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under a special regulation providing for the continuance in force of every Policy for the original amount, until the surrender-value of the Policy is ex* hausted in payment of premiums. s—Absolute Security from Loss. —Insurers, after having paid three full annual premiums, are guaranteed a cash sur> render value ef not less than 40 per cent, of the paid-up premiums; and if for any reason the premiums are not paid when due, a paidup Policy will be issued, generally equal in amount to the premiums paid, and often much in excess. 6—Thirty days of grace «« allowed on all Renewal Premiums. 7—Liberal conditions as to travelling and residence* B—Policies protected from Bankruptcy* —An Insurance Policy effected by the Insured, lonajlde on his own life, is protected from bankruptcy or insolvency lawi to a certain amount, which increases with its duration. Thus, after it has endured for two years, it is protected to the extent of. £200; after five years, to £500; after seven years, to £1000; after ten years, to £2000. This protection appliea only in 1 favour of the personal representative of the Insured. 9—-Married women ta%j effect Policies, diopoae of the money by will, as if single; and thpir Policies are protected from the debts of their busbards, according to duration, to amounts similar to those stated above. ■• ■ ■ ' ' ■ ■ ■ 10—Settlement Policies. —Policies effected for the benefit of the wife and children of the Insured are absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums arc payable during life, or any period not lets than seven years. If apportionment is not made at the time, it can be subsequently made by will. 11—Probate, &c, dispensed with —When a claim under a Policy does not exceed £200, the Commissioner may dispense: with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. 12—Prompt payment of Claims" and no discount charged. W. GfrISBOBNK, Commissioner.. AGENT FOR THE THAMES:— JAMES HOPCRAIT, ETEaitfG STAR OFFICE Gbahamstown.