Page 4 Advertisements Column 4

Thames Star, Volume VII, Issue 1882, 14 January 1875, Page 4

vr E W Z B5 A L A H D . GOVERNMENT LIFE INSURANCE. I—The Government Life Insurance Department issues all desirable forms of Policies. The Payment of every Policy is guaranteed by the Colony. Participation in Profits is authorised by the Legislature to be given to Policy-holders. 2-Premium rates are lower than those of Private Companies. 3—No Policy or Medical Fees charged. 4—All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under a special regulation providing for the continuance in force of every Policy for the original amount, until the surrender-value of the Policy iiex« htueted in payment of premiums. s—Absolute Security from fcoss. —Insurers, after having paid three full annual premiums, are guaranteed a cash surrender value of not less than 40 per cent, of the paid-up premiums j and if for aßyreasom the premiums are not paid when due, a paidup Policy will be issued, generally, equal in amount to the premiums paid, and often much in excess. 6—Thirty days of grace m« allowed on all Benewal Premiums. 7—Liberal conditions M to travel ling and residence. • B—Policies fcrotectecl from 3Bjtnkruptcy*—An Insurance Policy effected bf the Insured, bonafide on his own life, isjprotected from bankruptcy or insolvency la^f to a certain amount, which increases with^ its. duration. Thus, after it has; ensured for two" years, it is protected to the extent of £200 j after five years, to £500; after seven years, to £1000 ;- after ten years, to £2000. This protection applies only in favour of the personal representative of the Insured/ 9—Married women may effect Poiiciesi dispose of the money by will, aa if single j and their Policies are protected friom the debts of their husbands, according to duration, to amounts similar to those stated above. 10-Settlement Policies- —Policies effected for the benefit of the wife and children of the Insured are absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums are payable during life, or any period not le»s than seven years. If apportionment is not made at the time, it can be subsequently made by will. 11—Probate, <fee, dispensed with When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. 12—Prompt payment of Claims' and no discount charged. W. GISBOKHE, Commissioner. AGENT FOB THE THAMES:— JAMES HOPCKAFT, EVENING STAB OFFICE Ghahamstown.