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Ohinemuri Gazette, Volume XVIII, Issue 2332, 1 April 1908, Page 2

The credit system is the curse of many small traders. We know business men (says the Eltham Argus) in various towns who are merely struggling for a living because they "have to give long terms of credit. The un> fortunate traders are paying interest on bank overdraft, whereas if they could only collect what is owing to them they would be'in credit. The wretched part of the whole business is that many people w take long credit are well-to-do men who could pay '- -cash without any inconvenience to themv'selves. In some cases they go to church three times on Sundays and imagine themselves Christians. There is not much Christianity in a rich man who deliberately keeps a:poor struggling tradesman waiting for many months for payment of his account.