FIRE INSURANCE. TO THE EDITOR.

Otago Daily Times, Issue 8495, 16 May 1889, Page 4

FIRE INSURANCE. TO THE EDITOR.

Sin,—lf I get my house insured for its full value, is the insurance company liable to that amount or only to three-fourths ? Should the latter be the case, I am afraid that a great many others, besides myself, are not aware that they have to take one-fourth of the risk, notwithstanding that they are paying the premium on the full value. A reply will oblige.—l am, &c . May 11. ■ Stoschibeh.

[We have ascertained that tbe usual course is for the insurance company to procure an estimate for the rebuilding of premises destroyed by fire. If this can be done for a less sum thaa the amount of the insurance, the holder of the policy is given the option of accepting the amount of the estimate o* of having his premises rebuilt.—Ed. O. D. T.]

In a case where a patient at MandeviUe a few days ago was urgently in need of medieal^stancf Mr Soche knocked up Mr Georire M'TriSSr^, local blacksmith, and rlquisted Wm to go^on'ce to

" Roush on Oatabbh" corrects offensive odoursat,once. Complete cure of worst chronie

Seinky Men.—" Wells' Health Reaewer" restores health and vigour, cures Dyspepsia. Impotence, Sexual Debility. At ehemists^Bd druggists.—Kempthorne, Pxosser, and Co ajjents. Dunedin. 2 According to the Round Hill correspondent of the Western Star tail-raoe robberies have been "eoineoa wrthout mtern^iasion "- since the recent cm°. To Csclists.—Strength aud staying power, with admirable nutritive, flesh-forming qualities, are retained in a concentrated form ia Cad« bury's Cocoa, providing an exhilarating beverage—comfortLag and sustaining for lonjr or shorC trips. . , •

Tha l\iapeka County Council have granted the Waitahuna Farmers' Club a sabsidy. of £10 towards the expense the club has incurred in collecting and destroying small birds' eggs. • To Darken Gbev Hais.—Lockyer's Sulphur Hair Restorer is the quickest, best, safest and?" cheapest.—Large botr.U?s, Is 6d. Everywhere 3 A Faie, Beautiful Skin:—Sulpholine Soda gives the natural tint aud peach-like bloom of a perfect complexion, makes the skin smooth supple, healthy, comfortable.—6d. Tablets Everywhere. .2 There are five flax mills in the vicinity of Milton employing about 70 hands all told Several ntw' will in all probability be shortly erected nS Food fob Coxsumptives.-Scott's Extuxsiok of Pubb Cod Liver Oil with HypophosphtVes w Lixb axd Soda is a most wonderful foodfc,?Vh» Consumptive It net only gives stren#h Sd in creases the flesh, bui heals the irri^ion^f rW throat and lungs. It i 8 very palatable; chMr^ take it like milk, and in all wasting dUeaais ww SedJeine- childmi ifc is a "wfellousioodl^ Si 6d\se an<l smBU bottle 'at Ohemißts> *a 64 an3