Page 4 Advertisements Column 3

NZ Truth, Issue 170, 19 September 1908, Page 4

THE MUTUAL LIFE AND CITIZENS' ASSUEANCE COMPANY, LIMITED, (THE " M.L.C") HEAD OFFICE— CITIZENS' BUILDING, MOORE AND : CASTLEREAGH STREETS, SYDNEY. CAPITAL— PAID UP £20,000 RESERVE LIABILITY OF SHAREHOLDERS 180,000 RESERVE FUNDS AT DECEMBER 31, 1907 4,214,788 TOTAL ii^il4,7Bß PAYMENTS TO POLICY-HOLDERS OR THEIR BENEFI- . . CIARIES EXCEED .' £3,750,000 ANNUAL INCOME EXCEEDS • £850,000 . ■■•.. '■■ TRUSTEES: v - THE HON. W. J. TRICKETT, M.L.C, THE HON. L. F. HEYDON, M.L.C, RUSSELL BARTON, J. T. TILLOOK. I DIRECTORS: '■..'■ JOHN J. GARVAN— MANAGING DIRECTOR. The HON. SIR NORMAND MaoLAURIN, The HON. SIR W..J. LYNE, K.C.M.G., M.D., M.L.C, CHAIRMAN, ■ '„ M.P. (TREASURER OF THE COMFRANK COFFEE, • MONWEALTH), SIR W. P. MANNING, The HON. HENRY GULLETT, M.L.C, ARTHUR M. EEDY, B.R. GELLING, F.S.S. MANAGING DIRECTOR : ' JOi32T J. GAEVAN. . GENERAL SECRETARY : MANAGER OF INVESTMENTS : ABTHI7B M. EEDY.~ . B. B. GEIiIiINGr, F.S.S. SECRETARY: ' ACTUARY: W. J. BLOOaJFIEDD, 8.A., 1111.8. B. D. MHiIiBE,, F.F.A. ASSISTANT ACTUARIES : ' • JOHN HDJDMAESH. JOHN J. KBLL"?, A.I.A. '■'■';' SECRETARY, NEW SOUTH WALES AND QUEENSLAND BRANCHES : . C. H. COTTON. N ' • , rOHTEF MEDICAL OFFICER: ' : CHABLES MaoLAUBIN, M.C., Oh, M. , , CONSULTING ACTUARY : \ N B. P. HARDY, F.LiA., F.F.A. " , " - - AUDITORS: ' . i: MESSRS KENT, BBIEBLEY, AND SULLY. ■V. ' v :,_. ■ BANKERS: ■ BANK OF NEW SOUTH WALES. ; ', THE FINAL ANALYSIS. ■ - \" The Premiums charged by Life, Assurance Offices vary, so also do their bonuses. Of paramount concern to THOSE ABOUT TO ASSURE their lives, to THOSE ALREADY ASSURED, is the net cost of such assurance. In the case' of a Wholie-of-Life Policy issued from the Ordinary Branch by * the M.L.C. the net co3t works out thus :— ' - AGE AT ENTRY, 30. . Policy for £100, 5 years m force. \ 1. '2. ' 3. V NET COST— ' .Annual Premium. Eeversionary Bonds for Cash "Value of Difference between 1 1 )£Q/8/9 onoyear. Bonus. and 3. • " £2/5. ' , £011318. . , £11151%. . . IN EVERY OTHER AUSTRALASIAN LIFE OFFICE, WITHOUT AN EXCEF '■ ■ > ■■■■•. TION, THE NET) COST, WOULD BE* HIGHER. '■■.',.• ,?\ ■■■■-■■■: : - ■' ■ ,■■■•■ ■•/-..■ . ' ■■;■■■ -v' ':'..■ ■ ■ '■■ / . — -■— ■■♦ ; .'. . . . FOR POLICIES OF £500 OR MORE, FOR WHICH SELECT PREMIUM RATES ARE CHARGED, THE COMPARISON IS EVEN MORE IN ■:■■■ '. ; FAVOR OF THE M.L.C:— ,■'"■ ': AGE AT ENTRY, 30i Policy .for £500, 5 years m force. ' ( \; . I. . ••'■• ■" • . 2.' .3. . l , NET COST— Annual Premium. '" Beversionary Bonus fpi\ Cash Value of Dii3ferenco between 1 £11/13/9. one year: i•; , Bonus. ' and 3. ; .-.-.; . JBII/6A- ..: £3/8/4 £8/5/5. '.;•.'.'.'. Or a Net Cost of £1/13/1 per cent; .:■'■■ Mr. R. D. Miller, Feilow of the Faculty of Actuaries, states, m connection with the Crnxpahy's 1907 Valuation : — "I have considered tlio above Valuation.'and am of opinion, that the rate of • bonus as recommended can be fully maintained m the future." THE COMPANY'S EXPENSE RATE IS THE LOWEST IN AUSTRALASIA./

I.'■ ■ ■ i THE EMJPIK& .riOTEL LIMITED. TUB LEADING AND MOST CENTRA.L ' HOTEL IN' WELLINGTON. E. W.~SOFIELD (Late of (Joker's Hotel, Chri6tohurch), Manager. • \ SMITH & REID, Cordial and JErated Water Manufacturers, 144 ADELAIDE ROAD. WELLINGTON. ■ All Orders, Town and Country, Promptly Attended to. ; TELEPHONE, 2064. &Th€- : eRESfiNT,;DAIRY, ,'73 HAWKSTONEiST., WELLINGTON. \ A. STEVEN^ Proprietor. 1 1" A. l'L i orders' left \vi^h',us will, receive care'A : ful attention. l Absolute Cleanliness Guaranteed. 'Phone 888. ' ' \; FRESH BUTTER AND EGGS DAILY '■■■•■ , GRITERIOIV CAFE, .. ,'.v MANNERS-STRRET. T UNCHEON, Tea, and Supper Rooms, hit for Quality, Civility and Attention. Fish and Oysters Fresh Daily.' . Grills a leading feature. JAMES S. FLETCHER ... Proprietor. (Late UJB.S. Co?). Found at Last! A Fashionable Supper Room where you can take your lady friend to supper after the Theatre. THE OKARETA CAFE, „ 113 CUBA-ST., WELLINGTON. ■« .IVlrs. M. HENDRY, .. . ' PROPRIETRESS. A^TIP FOR THE N.Z. CUP I DON'T BACK ANY OF MY HORSES TO WIN THE CUP ! BUT you can break all tho Bookies m N.Z., if they will lay you the odds that there is any other CARRIER but FRED OARUeV, who Collects and Delivers Goods Twice Daily at Kelburne. Your Order Respectfully Solicited. TRAINS AND STEAMERS MET. Address — 58 Taranaki-street, Wellington. TELEPHONE, No. 2082, or _ Carriers' Union, Grey-sfcreet.