Page 1 Advertisements Column 4

New Zealand Times, Volume LXVIII, Issue 3567, 20 October 1898, Page 1

m. SPEER IS a graduate of Harvard University Claes 74. The Doctor has devoted a lifetime to the study of S PECIA L DISEASES, some of them iu association with the leading specialists of the Old and New Worlds, which enables him to treat all private troubles with excellent resnlts. Catarrh, stomach and liver troubles attended to iu all their various forms. All skin diseases, from whatever cause, absolutely cured > within a stated time. All applying to him will receive his honest opinion of their complaints, No 1 experimenting ! Ho will guarantee a positive cure iu every case he undertakes, or forfeit i w 6200. His reason for doing so is this:— Where there is no organic disease and nothing but inorganic trouble, or in other words a conglomeration of symptoms producing a certain result, there is no reason it cannot be removed with the proper remedies, therefore he guarantees. Furthermore in all other businesses the master must guarantee his work—why not in medicine The oldfashioned doctor will promise nothing, therefore he must be guessing as to the trouble, and guessing as to the remedy. Ladies and gentlemen, in science there is no guess-work. No man or woman can die without a cause. That cause should bo known to a doctor, and the remedy, too. Remember, medical ethics will not cure, neither will dignity founded on guessing help you. Dr Speer wishes it distinctly understood that he does not claim to perform impossibilities, or to have miraculous power. He claims only to be a qualified and successful physician, thoroughly informed in the above DISEASES of men and women. People at a distance can, by sending for question-form, be treated at home. The course does not in any way interfere with business. Secrecy in all cases. Dr Speer remains two years at least in Wellington. Call or address H. J. Speer, M.D., National Mutual Buildings, Customhouse quay. Hours, 9 to 12 a.m., 2.30 to 5 and 7.30 to 9 p.m, Sunday hours from 10 to 12 a.m. P.0.80x 339. Worthy Poor treated FREE on Saturdays, .3 to 5, Note. —Young men and women who are earning bnt small salaries will be treated on Wednesday afternoon at one-third the usual fees. Why go 'elsewhere, when Dr Speer guarantees his work ?

AT BAILLIE’S. Periodical Literature. —a Scribner's Magazine, 12s per annum. “ Scribner’s is well sustaining its high reputation,”—“New Zealand Mail.” Chambers’ Magazine, 10s. This magazine is and always has been in the front rank. It is not a picture magazine, but devotes all its space to reading matter, which is of the most varied character. Little Folks, 7a 6d. The ideal magazine for children. Chums, 7s 6d. Magazine for boys. Quiver, 7a Gd. Illustrated magazine for Sunday and general reading. Postage extra in each case. By special arrangement we are enabled tor a limited time to post a Specimen Copy of any of the above Magazines for Gd each. Amount can be sent in postage stamps. HERBERT BAILLIE & 00., 39, Cuba Street. Wellington. 385 THE . RATIONAL MUTUAL LIFE ASSOCIATIO N OP AUSTRALASIA, Established 1869. Fob Mutual Like Assurance, Annuities and Endowments. A WORLD-WIDE INSTITUTION. THE NON-FORFEITURE OFFICE" Claims Paid Locally. Funds Invested Locally. AMOUNT "of FUNDS, <£2,704,000. ANN UA L INOO ME, <£451,000.

All profits belong to the Assured, and are divided every three years, but Intermediate Bonusus are allotted to Policies which become claims during: the Triennial Period, thus giving the advantage of an AnnuallDeolaration without the expense. BATES LOW, BONUSES LARGE, CONDITIONS LIBERAL. Arrangements as to Surrender, Nou-For ■ feitnre, Loans on Policies, Immediate Payment of Claims, Free Residence, &0., are specially Liberal. THREE IMPORTANT PRINCIPLES INTRODUCED BY THIS ASSOCIATION— -1.,N0 Policy allowed to lapse on account of non-payment of a premium so long as there is a Surrender Value sufficient to pay the premium overdue. 2. No Member compelled to pay a higher premium than that set opposite his age on the published table of rates. 3. The age of Members taken at the nearest birthday. Prospectuses, forms of proposal, and every information supplied on application to— Head Office toe New Zealand— NATIONAL MUTUAL BUILDING! ■Wellington, ORTON STEVENS, Secretary. Good Terms to Firat-olaaa Agents. Liverpool and London and GLOBE INSURANCE COMPANY. Established 1836. Invested Funds ... ... £t, 521,949 Claims Paid 20,316,928 Fire Reserve-Fund ... 1,850,000 This Company off ere to insurers the security of invested fnnda amounting to over SEVEN MILLION POUNDS STERLING. BESIDES THE UNLIMITED LIABILITY OF A VERY WEALTHY PROPRIETARY, • BY A SPECIAL ACT OP THE NEW ZEALAND LEGISLATURE, THE COMPANY IS IN A POSITION TO SUE OR BE SUED IN THIS COLONY. This Company has ever been noted for its promptitude and liberalty in settling claims. Lowest entreat rates for all olasies of Fire Insurance. LEVIN * CO. {Limited'. Atrenta.

ZEALAND INSURANCE CO. PIEE AND MARINE, Capital. £1,000,000. Paid-up and Reserves, £460,000. Unlimited liability of shareholders Fire and Marine Risks of every description accepted. Offioea—Corner of Grey street and Lambton qnay. * TVT ATIONAL INSURANCE COMPANY OP NEW ZEALAND. FIRE AND MARINE. Capita.!, (fully subscribed) ... £2,000,000 Paid-np and Reserves 216,245 Distinctive Features. Undoubted Security. Lowest Current Rates of Premium, and being a New Zealand institution, its continued success is a matter of interest to every oolonist. Offices—G, Thomas and Co.’s Buildings, Wellington. W. SIBBIN, 805 Manager. H, W. LLOYD, WATCHMAKER, JEWELLER AND OPTICIAN, 65, Lambton quat. 7b 6d Gold Twin Bird and Chain Brooch from 7s 6d £2 5a Gold MuS Chains, from £2 5s Lucky Beans, Balls, Hearts and Novelties £3los Silver English Lever Watch, warranted for two years, from £3 10s Solid Silver and E.P. JWedding Presents from 10s. No Chabge fob Sight-Testing. H. W. LLOYD. 91 TRY ‘K” Jam-