Page 5 Advertisements Column 6

New Zealand Herald, Volume IV, Issue 1210, 1 October 1867, Page 5

— r, B;S T Ai'tii H S : D ..18 36. : ' •■> CAPITAL' £2,000,000. , ITJND, £800,000.,- . _ \ ,ii 7 vi .rn-B 1 J Ea.,D E P A B E M,E N T. INSTJBANCES against fire are effected on nearly every description of property at current rates of premium, 'and'losses promptly' settled.' > • .... I.li IF BD EJABT kEN T. The rates chargedin Australia are the same as those in .England,,-being, calculated on- tlie latest data of mortality,-there, - and will.be. found peculiarly favourable to.Assurers. ■ .. :i r? i;x .yr.") - .Tl l ® Xife. ,Buflinesa ia divided , into twa distinct „ Branches ; ~ . t .. •' .i. THE Noir-PARTioiPATioN .'BBAHOH, Asswced- in : .which. receive, no additions .to their Policies j the premiums, being ..calculated-ion-the lowest scale consistent with Bafety: and 2. THE PARTICIPATION BRANCH, in which the 'whole, profits,; less a ; fixed,-percentage of tha premiums, ,for management -aod.j guarantee of tha -sums, assured, to the Policy^hplders; and, in reqkoning > theße. profits, the Company is,'; under its new Actjof,, Parliament (1865)-precluded from deducting anything beyond what ia aotually paid away as commission to ;The; .necessity felt by all pujoly .Matual Societies jof,setting aside a portion of,their profits to form, a guarantee, fund ia in this way avoided, and-at)lhe;same,,tißie;that economy which is the ; b9ast.of the mutual, system is eneured. Policies can be .surrendered after they have been duration, either , (l) i: for thairrequitabla cash value[: or (2) a policy n gssued, free of future premiums,'for a sum equivali<nt,tp, ; snch value ; or (3) a, c jiQijtion- of the policy cau..bo,surrendered, and the ~Agpuranco continued reduced amount, ralloyance being made already paid ; y; ?°Ji°Yrhplders, in event. of; jpmoval, ,can ,pay their renewal premiums t .af.:any of!;the : '.fomfiap.y'gpjfice3 or Agencies at home-or.abroad. LoANS.-r-Loans. : are .granted; on deposit of the Company's Policies toi the-,extent of their acquired value, free of legal expense to .the tho rate of interest.clMrged being six per,cent per annum. Thel^st.Bonu^'declaredly the' Company (in 1865) was at the r rate of £1 7s. 6d. per cent per annum on the amount insured—arreturn which has been very ra'relyexceeded' by any oflica, wlioh ftlio i mqderat .- - Kites of this-Company' are. taken into account. ' L - ..Forms.Of proposals and every.information.'can ba obtained at the office of the undersigned^' :i MACKZ,',^;^ • ht '■H ■ Queen-street,' a Agent for the Province of J&jac^iand. THE SQU.THEKNV INSURANCE 'F/:a T-^gvnan BEGIBTEBED.CAMTAL: ONE MILLION. PAID-UP CAPITAL: NINBTr THOUSAND: POUNDS. Eessrve -Fond : Thimm-sivb Thousand iPouhds. SE'ii? office :' r i£6m}trms. -i ! . > DIRECTOBS: - ; The' Hon. S.'Gk HeMtt;' Chairman. Fjuncis . John Biiak,, Vice ' ' J..H. Biickwoop /j ' '"W. K. Thomson ■ Jas. E; Btoke "" J j " "-''-paiFfej TijitirßU£L Jambs Lobimer ~" 7 i James Whitb :! ;-f- -H ! . Seewyk Smith. ' i i ; ■ 'J •• M 1:1 <t'T MABINE Eists on description' of insurable interest acceptedjat' current rates; and losses payable,,.at the option of . the assured, the Head Office, Melbourne, 'or at any of the Agencies or Brancb Offices. Vt i I: u:; CBTOOKaHANK;; SMAET & CO., .■;! - --. V !i!. L ; ; •: Agentß. Auckland, September 23,1867.. . , 5

WHAT IS LIFE ASBUEANCE ? 1. It is the exercise of prudence—of benevolenca. ': , 2. It secures Independence—domestic'' happiness' to the widow and orphan. "" " 3. It is more efficacious :in its operation, as regards the moral and domestic comfort of the people, and in its tendency to reduce taxation, by'ita reduction of pauperism, and possible of crime, than the legislation of onr wisest statesmen, and if universally adopted, would be a national blessing. 4. It affords to persons oi every class, and in every Btatioa .of life, the means, to avoid much future misery, .to ,thel families, and to render them : independent of public or: private •Charity i,:>. :■ • ■ i 14 •. .> X m:i .B. It\is a soheme by.which any .sum of.money,may be sebured at death, whenever that event, may takc.placei or to be received at any given age of the life assured.- '■ ■> ' THE - QUEEN lITS- XT R A N O B ; 0 O M P-'A N Y Of LIVERPOOL and LONDON." Fire, Life, Endowments, Annuities. CAPITAL, TWO MILLIONS STEMMING. ' : ' 7 DIRECTORS IN MELBOTJRN33 ' . ■ OHairmim—Henry" "Xoungman," iKqT" W. Moore Bell, Kisq. W.; Ketr Thompson, Esq. Durham Nicholson, Esq. Fire. Uep&rtiiient.—Firo iiisuranoes. effcoted at the lowest'current rates of premium. ' All losses paid in the Colony. Byo rder of the Beard, •Jit::.-:. • v ..: , JOHN'ROBERTS,:Acting Secretary. . . . J. T. GASLICK, V Auckland Agent. VICTORIA' EL&E AND MARINE ■ INSUIIANCE COMPANY. *l f E STAB LI SHED #B^9. :,y;i; ,: ' : VICTOBIA LIEE. ; ANDGiNEEAI —: -... INSURANCE. COMPANY. ._.M :i; •■, .. CAPITAL, £2,000,000. C ; :i " Head Offices : ■ - ■" BS, Coiiiirs-sTEEET EAST, MBmoirksri. , .. .G2UEBKAK: r7 — THE J;.HON6ubjlblk HENET M.L.C. EIRE,' atARINE, AND LIFE - INSURANCES effected at the lowest current .rates; Y Terms of proposal, sTjl every other information, to e had at the office of the undersigned.-- — i:;-.: o . - WILLIAM DAVTEB, r ■ Agent for Cnehunga; HENDERSON & MAOEARLANE, " " ' .Ajjente. :: 'NEW ZEALAND NSUR AN 0 E 0 O M-.e.'Aitf? Y " ' CAPITAL £250,000. ' UV7 v HEAD 'OFFICES :'.' ' '* Comer of Queen "and Short] and-streeta. ~ ... , .. GEORGE P. PIERCE,^ v '"Manager. XMPEBIAL INSURAIS'OE - GGMPAW^OB 1 - LONDON. T : • - ;vM - ' !-- OiPITAt-£1,600,p00. ' u fTVHE DEBTORS find.; OKKDITORSITIOTB ■;.i.X, "AMENDMENT/ACX,'!, and.^„ TEOTION OVi OBfiTAIN,f N;j M ,AiLS/l ACT AJtBNDMEaarACT,',' 18?*?