Page 7 Advertisements Column 4

New Zealand Herald, Volume IV, Issue 1143, 13 July 1867, Page 7

WILLIAM GREGG &: CO ; HAVE ON HAND AND FOE SALE, /S OFF EES, Raw and Roasted Plantation, in Bon 'xJ or Duty Paid - - Ditto, .packed in 1, 2, 3, -1, 6, 7 12, H, 20, am 50 lb. tins Peppers, Black and White, Whole or Ground ' Ditto, packed in lb. tins -and upwards Ditto, Cayenne, in 1 oz. (cruets), 2 oz., and i 02 bottles, and in bulk Mustards, Column's, J, 1, 5, and 7 lb. tins " Ditto, ditto, J, and 1 lb. bottles Ditto, Keen's, 7 lb. tins Currie Powders, Morton's, I and I lb. bottles chocolate and Cocoa, Fry's, Barry's and Taylor' Ditto, French, 1 lb. packets Arrowroot, 1 and 7 lb. tins Nutmegs, whole or ground in tins or bulk Cloves ~ Ginger „ " " Carfaways „ „ " " Cinnamon „ ~ " " Pimento „ „ " " in lOZ ' pack ' e ' ts » P lai " n and fancj Mixed Spice in tins, assorted sizes Essence of Lemon and Assorted Essences Ground Rice in lib. tin foil packets Chicory, Barry's and Brotchio's

WILLIAM GREGG & CO., WHOLESALE OOFFEE AMD SPIOH MERCHANTS, 13 and 15, Wykdham-street, Auckland. NORTHERN ASSURANCE COMPANY; ' FIRE AND LIFE. .. ESTABLISHED 183 G. CAPITAL, £2,000,000. RESERVE FUND, £800,000. i : Pi R E D E.P ARTME NT. '. , -r INSURANCES against fire ore effected on nearljri every description of property at current rates of premium, and losses promptly settled. . LIFE DBPAETMENT. rates charged in Australia are the same as' *' those in England, being calculated on the latest .. data of mortality there, and will be found peculiarly favourable to Assurers. The Life Business is divided into two distinct Branches:—

1. THE NON-PABTTCIPATION" BRANCH, the _ Assured in which receive no additions to their Policies; the premiums being calculated on the lowest scale consistent with safety j and 2. THE PARTICIPATION BRANCH, in which the whole profits, less a fixed percentage of the premiums, for management and guarantee of the sums assured, belong to the Policy-holders; and, in reckoning these profits, the Company is, under its new Act of Parliament (1865), precluded from deducting anything beyond what is actually paid away as commission to agents. The necessity felt by all purely Mutual Societies of setting aside a portion of their profits to form a guarantee fund is in thiß way avoided, and at the same time that economy which is the boast of the mutual system is ensured. Policies can be surrendered after they have been three years in duration, either (1) for their equitable cash value: or (2) a policy will be issued, free of future premiums,'for a sum equivalent to such value ; or (3) a portion of the policy can be surrendered, and the Assurance continued for the reduced amount, allowance being made for the premiums: already paid. Policy-holders, in event of removal, can pay their renewal premiums a* any of the Company's offices or Agencies at home or abroad.

Loans.—Loans are granted, on deposit of the Company's Policies to the extent of their acqoired value, free of .legal expense to the borrower, the rate of interest charged being Bix per centper annum., The last Bonus declared by the Company (in-1865) .'was at the rate of £1' 7s. 6d. per cent per annum on the amount insured—a return which has been very rarely exceeded by any office, when the moderat ; rates of this Company are taken into account. Forms of proposals and every information can. Tie obtained at the office of the undersigned. THOMAS MAOKY, Queen street, Agent for the Province of Auckland. NEW ZEALAND | NfIURAHC E COMPANY CAPITAL £250,000. HEAD OFFICES : Corner"Ol Queen and Shortland-streeta. GEOBGE P. PIERCE, Manager. WHAT IS LIFE ASSURANCE ?

1. ,It is the exercise of prudence—of benevolence. 2. It secures independence—domestic happiness to the widow and orphan. 3. It is more efficacious in its operation, as regards themoral and domestic comfort of the people, and in its tendency to reduce taxation, by its reduction of pauperism, and possibly of crime, than the legislation of our wisest statesmen, and u universally adopted, would be. a, national blessing. 4. It affords to persons of every class, and in every station of life, the means to avoid much future misery to thei families, and to render them independent of public or private charity - 5. It is a scheme by which any sum of money may be secured at death, whenever that event may take place, or to * be received at any given age of the life assured. THE QUEEN INSURANCE (JOMPASI 1 Of LIVERPOOL ancl LONDON. Fire, liife, Endowments, Annuities. CAPITAL, TWO MILLIONS STERLING. DIRECTORS IN MELBOURNE Chairman—Henry. ..3Toungman, iSai}. W. Moore Bell,, lisq. W. Kerr Thompson," Esq. Durham Nicholson, JKsq. Fire Department. —Fire insurances effeoted at the lowest current rates of premium. All losses paid in the Colony. By order of the Board, JOHN ROBERTS, Acting Secretary. J. T. GARLICK, Auckland Agent.

VICTORIA FERE AND MABHTB INSURANCE COMPANY. ESTABLISHED 184 9. CAPITAL, £200,000. VICTORIA LIFE AND GENEEAI INSURANCE COMPANT. CAPITAL, £2,000,000. Head Offices: . 82, COLLINS-BTBEET EAST, MEIiBOTJBHI. GJlAXbhait : THE • HONOTTEABIB HENBT iIiLiEE, M.L.G. FIRE, marine, and life insurances effected at the lowest current rates. Terius of proposal, and every other informationj to a had at the office of the undersigned. ; •: WILLIAM DAVIES, Agent for. Onehunga ; HBNDBESON & MAOFAItLANE, "Agents. XMPHBIAIi IKSUSANOE OOfiPAXtf,. OF LONDON. " - ' CJLPITAS—£I,6OO,OOO^ ; A pent—SAMUEL *A(niSONrfrart-st»i«V '