Page 8 Advertisements Column 1

New Zealand Herald, Volume IV, Issue 1124, 21 June 1867, Page 8

NORTHERN" ASSURANCE COMPANY. FIRE AND LIFE. ESTABLISHED IS3 6. CAPITAL, £2,000,000. RESERVE FUND, £SOO,OQO. FIRE DEPARTMENT. INSURANCES against firo are effected on nearly every descripti m of property at current rates of premium, and losses promptly settled. LIFE DEPARTMENT. The rates charged in Australia aro tho samo as those in England, being calculated on tho latest clata of mortalirv th rc, and will bo found poculiurly favourable to Assurers. . . Tlie Life Business is divided into two distinct Branches: — 1. THE NON-PANTICIPATION BRANCH, the Assured in which receive no additions to their "Policies; tho premiums being calculated on tho lowest scale consistent with safety ; and 2. THE PARTICIPATION: BRANCH, in which ilie whole profits, less a fixed percentage of the premiums, for nvma&ement and guarantee of tho sums assured, belong to tho Policy-holders; and, in reckoning these profits, tho Company is, under its new Act of Parliament (LS6S), precluded from deducting anything beyond what is actually paid away as commission to agents. Tho necessity felt by all purely Mutual Societies of setting aside a portion of their profits to form a guarantee fund is in this way avoided, and at the same time that economy which is tho boast of the mutual system is ensured. Policies can be surrendered after they have been threo years in duration, either (I) for their equitable cash value: or (2) & policy will be issued, free of fature premiums, for a sum equivalent to such value ; or (3) a portion of the policy can be surrendered, and the Assurance continued for the reduced amount, allowance belag made for the premiums already paid. Policy-holders, in event of removal, can pay their renewal premiums a* any of the Company's offices or Agencies at home or abroad. IRAN'S. —Loans are granted on deposit of the Company's Policies to the extent of their acquired Value, free of legal expense to the borrower, the rate of interest charged being six per cent per annum. Tho last Bonus declared by the Company (in 1865) was at the rate of £1 7s. Gl.'per cent per annum on the amount insured—a return which has been very rarely exceeded by any office, when tho moderat rates of this Company o.ro taken into account. Forms of proposals and every information, can be obtained at the office of the undersigned. TUOMAS MACKY, Queen-street, Agent for the Province of Auckland. WHAT IS LIFE ASSUJSANCE ? 1. It is the exercise of prudence—of benevolence. 2. It secures independence—domestic happiness to the •widow and orphan. 3. It is more efficacious in its operation, as rcganls the moral and domestic comfort of the people, aud in its tendency to reduce taxation, by its reduction of pauperism, and possibly of crime, than the legislation o( our wisest statesmen, and if universally adopted, would be a national blessing. 4. It affords to person* o( every class*, and in every station Of life, the means to avoid much future misery to thel families, and to render them independent of public or private Charity 5. It is a scheme by which any sura of money may be secured at death, whenever that event may take place, or to bo received at any given age of the life assured. THE QUEEN INSURANCE COMPANY Of LIVERPOOL and LONDON. Fire, Life, Endowments, Annuities. CAPITAL, TWO MILLIONS STERLING. DIRECTORS IN MELBOURNE Chairman—Henry Youngman, iSoq. W. Moore Bell, Ksq. W. Kerr Thompson, Esq. Durham Nicholson; Esq. Firs Department.—Fire insurances effected at the lowest current rates of premium. All losses paid in tha < 'olony. By order of the Board, j JOHN ROBERTS, I Acting Secretary. J. T. GARLICK, Auckland Agent. NEW ZEALAND JKBUEASCE COMPANY. CAPITAL £250,000. HEAD OFFICES Corner ot Queen itnu Shortland-streets. GEORGE P. PIERCE, Manager. TMPEEIAL' INSURANCE COMPANY OF _L LONDON. Capital—£l,6oo,ooo. Agent— SAMUEL JACKSON, Fcrt-street, ON SALE, AT THE STORE OF HENRY S. ME TEES, FORT-STREET, CA N D L E S— Belmonts, Light Weights, and Moulds. MORTON'S Palad and Castor Oil Pickles, Oriental and Mixed Yiues>ar, in glass and J casks Confectionery and Capers. LEA & PERRTN'3 Sauces, Oysters, Lobsters Salmon, Haddock Sardines, J- and £ Herrings, Fresh and Red, in tins JAMS—English and Hobart Town, in jar and tins Bottled fruits, Currants, Figs Raisins (Eleme and Muscatel). SUGARS—Company's No. 1 and 2 Mauritius Crystals Snowdrop, hugliah Loaf and Crushed Loaf TEAS —Finest imported, in eeveral qualities CORN FLOUR, Patent Gioats and Barley Scotch Oatmeal, in Icwt. and 2owt. casks Pearl Barley, Split Peas, Cheese Rice, Java, Carolina and Ground Mustard, Pepper, and Spices Barcelonas, Walnuts, and Almonds. MAIZE, Oats, and Flour. BISCUITS —Peak and Co.'s Fancy and Plain. SOAP—English and Colonial HAMS AND BACON—Sinclair's and Compton's SODA—Crystals, Carbonate Soda Starch, Caiman's whito and blue Washing Powder and Light Blue Kerosine, Whiting, and. Clothes Pegs; SALT—Coarse, Fine, and Bottled. TOBACCO—Several qualities, in 10s and Jib. Manila and Swiss. "VESTAS, in Plaids and 2505. CORKS, Blacking and Inks, various sizes, H. S. MEYERS, ! FORT-STREET ON SALE AT THE " TTB'R. A r.n » OFFICE, "JTIHE DEBTORS and CREDITORS ACTS 1 AMENDMENT ACT," and THE PROTEOTION OF CERTAIN ANIMALS MJT AMENDMENT ACT," 1866. 1