Page 8 Advertisements Column 1

New Zealand Herald, Volume I, Issue 41, 31 December 1863, Page 8

A USTRALIAN MUTUAL PROYIDKXT .rl. SOCIKTY. Established Jan. 1. 1819, and Incorporated by Act of Parliament, of X. S. 'Wales, 20 A iet. (18W ) Principal Qyvie;:—SYDXICY, New South ales. WRECTOM. Chairman —George Kino, Esq. Deputy Chairman—AßTHUnT.llol.RorD, Esq.,M.LAFred. Ebsworth, Esq. .John Fairfax, Esq. Thomas llolt, Esq., JI.L.A. The Hoy. James Mitcheu* Esq., M.L.C. Actuary and Secretary—R. Thompson, Esq. BUSINESS OF Tin: SOCIKTY. I. ASSURANCE of Every Contingency of Jluman Life. 11. GRANTING ANN UITIICS-Present, Deferred, or Reversionary. 111. GRANTING ENDOWMENTS for Children and for Old Age. 'The Entire Profits of the business belong to the members, and are allotted to them trom time to time, in exact proportion to the value ot their policies. EXTRACTS FROM TABLES. ASSURANCE BRANCH. T-iff. Asscbaxce.— Premiums payable during Life to assure £100, with Bonus Additions, payable at death. Age. Premium. Use.! I'remium. I Age. 1 I'remium. j_j 1 | 20 .CI 17 5 35 £2 15 4 jSO .Hi 0 10 25 2 2 8! W 1 :« t 0 ■55 i f» 12 2 30 2 8 2 j -15 [ 3 lti ojtW | 7 I 4 Life A?si*r.vnck. —Anmml premiums payable for v, tomi of years to assure £100, with Jlunus Additions, puvable at dentil. .Premiums to cea.s© in ) a-• ; & 6 Years. 10 Yearn. 15 Years. 20 Years. 20 14 2 £3 1110 I' 215 « £2 8 1 |20 •JO 8 6 S 4 13 8 3 9 7 2 ltt 3 30 40 11 3 6 t) t> 7 4 15 S 4 1 2 15 C 5 14 3 6 8 6 5 6 9 5 513 8 !55 Endowment Assurance.—Premiums to assure £100, with Barms Additions, payable on attaining certain age*, or at previous dciith. -— —-——-■— Previous Death or at the ago of Akc. 50 55 00 ; 03 a £3 10 i wt;»!13 »i . .12 S 7 x, uti o t ir. u ! :i is l ; :i ri :t •ir> uio > ' t; li it | s i ii r,5 i 11 l io I i Joint Lives Assurances. —Survivorship ii-suran-ees—Assurances by Ascending scales of Premiums—Assurances by descending scales of Premiums—and assurances of any other sort, iv'iU full participation in profits in every case, are also effected by tile Society. Assurances may be ell'ccted 011 one Life to the extent ot £3,000. Claims are payable three months after proof of death. Bonuses may be applied to the Extinction of future Premiums or their value in cash will be handed to the Member at his option. Conditions with regard to Voyaging, Residence Abroad, &c.. ifce.. are unusually liberal. Present Annuities may be purchased on liberal terms, and deferred and reversionary annuities may be secured either by a single payment, or by annual premiums, with Bonus Additions in every ease. Endowments, with Bonus Additions, payable either on coming of age, or attaining any other age, may be likewise purchased, or secured by annual premiums. Policy fee in every case ss. Loans on Policies to the full extent of their value. Premiums payable yearly, half-yearly, or quarterly. Surrenders are accepted on equitable terms. All the Tables of Rates are calculated on the lowest terms, compatible with perfect safety. EXAJIPLICS OF BONUSES. 1. Bonus on a Life Policy for £500, under table A., effected at the age of tO. J Amount As- j i Total Tuliev, Date of Folic}", .sural (unit pre-! Bonu.*. IS.SR ' on i'eb. tisth, ! viuus lin.ms). | ' lsolt. .Tune. IS-W I .C.'iSl Ki 7 | Clin 19 5 t?9! in o Mnrch, IBM c.-.l sli ' s>; <i '2 ' nn? is l April, 18.-.2 j r,oo o(i j ;,7 oil j oil j "lllC | •\ n " U '" l>r ,"^ Dato of Policv. , ' .. u ot' present : P° cmt> audilieu nt present ition till next. Bonus. "" | Investigation. .lime, lMfl £l IS 7 XT.I 73 I I*l2 C 7 March. Jrtfl 12 t> :h S 10 ' rj 7 «» April, 1852 a 0 1 31 IS 10 J •» lo » (2.) A.Deffered Annuity (the policy being effected early in 18-19) for the original amount of £20 per annum, to commence in ISG7, is now £2'J 1 3 . lod. (3.) An Endowment Policv payable in 1870, effected in tha beginning of 1850 on the nominee coming of age, for the original amount of f-100, is now one for £503 17s. Od. Comparative Statement of Bonuses accruing to a Policy of Life assurance for £500, if effected at the age of <10 in different offices, after a duration of T EN years. 1 C'u«h 1 ProportionOffice. ™e inal Jlnniis j value or i Rle re( lucPremium. Additions.' \ lions of fuI I i turo prems. 1 l__ Eritißh proprio- | 1 ; „t ar y £1« 7 l! Can IB sj .KH c 7! XT. 1:1 4 British Mutual... 16 U S 101 -1 oi 19 lu li 1 -t 11 m Australian Mil- j ! tual Provident j ] Society 1C 2 lj 102 in Oj 89 17 flj Sl3 1 It will thus be seen that the profit to the assured in this Society Ls more th.vn tmrti:E time;? that r>f first, class Proprietary Offices, mid neahia - twice that of one of the most successful of all European Mutual Offices. N.B.—The equitabli! principle of Annuity and Endowment policies, receiving the benefit, accruing 011 these branches of the business is almost peculiar to this Society. It. generally goes to enlarge t-he bonuses of assurance policies. J f the same course were adopted by the Avstkai.ian Mutuai, Provident Sociktv the result would be a still greater advantage to its assurance policy-holders tlial is exhibited in the forcoing comparative statement. " S3?°The nttention of asnurers is requested to the following important privileges granted to the members of this Society, and to them onlv. All its Policies are protected against the operation of the Insolvent Laws, after a certain term 011 a gradually increasing scale. Policies effected by married women are protected againut the debt and control of their husbands. The Families of Assurers for small sums are saved the expense of letters of administration. Prospectuses, forms of proposal, and every information may be obtained from any of the SneietvV Agents, or Medical Referees in" the Australasian Colonics, or at the Principal Otliee. Medical Referee roit Auckland T. B. Kkndekdink. J. A. GI LI'ILL AN, Agent. Auckland, November, 1 Sfi.'i. TOSMO K E R S. 4 0 0 A SE3 OF THE FINEST Alt 0 MA T I C TOBA CC O, POSITIVELY the BEST ever imported to Auckland, 011 sale at M. SOMERVILLE'S, Citv M.u:r.