Page 4 Advertisements Column 4

Daily Southern Cross, Volume XXVI, Issue 4164, 17 December 1870, Page 4

Insurance.

THE NEW PROSPECTUS OF TtJB AUSTRALIAN MUTUAL PROVIDENT SOCIETY . f (Established 1849), FOR MUTUAL LIFE ASSURANCE, ETC., "JSP "'dy «>d m*y be obtained at the Office, or TOll be forwarded, post'free, on application to the undersigned. It contain! an Address to the Members by the Chairman, and treats of ' • The Constitution of the Sooiety - Its Objeota and Success The New Business transacted The Accumulated Business and. Funds The Security afforded by the goSiety, at attested by It* Past Tram actions The Present Value of ito Liabilities The Future Safeguards provided, and by Popular Testa. The investments of the Sooiety are detailed. The Finanoial Economic* of the Sooiety are explained. Information regarding the Profits divided is supplied. i Examples are given showing the application of Bonuses— 1. In a Table of uniform Bonus Additions 2. In a Table of uniform Cash Bonuses 3. In a Table of uniform Reduction of Premium Bonuses. A comparative view of the rate of Bonus usually declared by Offices is furnished. Tbe Principles that determine the Surrender Value of a Policy are explained. Examples of Surrender Valuei paid by the Society { are given. A Table is given showing the Surrender Values paid by the Society. I The Plan of Purchasing Paid-up Policies, with a i Surrender Value, is Illustrated. The General Regulations of the Society are set forth 1. Before the Contract is entered into 2. When the Contract is entered into 3. Daring the Currency of the Contract. The Uses and Objects of life Assurance are explained, followed by An Explanation of the Tables of Rates. i Mutual Life Assurance as an Investment is illustrated, and The Benefit to those who live long, ai well as The Benefit to those who die young, exemplified from the Experience of the Society' HENRY GILFILLAN, Agent, Queen-street, Auckland.

A USTRALIAN MUTUAL PROVI. XX. > DENT SOCIETY. Established 1849. POE MUTUAL LIFE ASSURANCE, ETC., WITHOUT PERSONAL LIABILITY, Principal Office : New Pitt-street, Sydney. Directors. George King, Esq., M.P. Chairman. Professor John Smith, M.D., Deputy Chairman. Samuel Lyons, Esq. I Boulton Molineaux, Esq. Edwin Thos. Beilby, Esq. | John Fairfax, Esq. The special advantages offered by this well-esta-blished Society are— 1. Undoubted Security.— On the 28th February 1869, the ascertained total liability of the Society was £453,000, while the accumulated assets were £602,646, showing a clear surplus of £149,646. There is also over and above tbe Assurance Fund the additional security of a Special Reserve Fund of £50,000. At the above date the Society had in hand equal to 70 per cent, of the entire assurance premiums received from members. 2. Large Bonuses— because, being a purely Mutual Office, the entire profits belong to the assured, and har not to be paid away in dividends to shareholders. The total Reversionary Bonuses declared by the Society amount to £485,000. Members of the Assurance Branch can obtain the value of their bonuses in cash, or appropriate them to a reduction of future premiums. Premiums may be paid half-yearly er quarterly. Should a member die during the dayx of grace whilst the premium is unpaid, the polioy will still be valid acd effectual. Profits divided every five years. Loans, within the surrender value, are granted to members on the security of their policies. Surrender values are granted after a policy has endured three years. Conditions for residence and voyaging most liberal. | Forms of proposal and every information may be obtained on application to H. GILFILLAN, Agent. 7, Queen-street, Aucklnnd,

A USTRALIAN MUTUAL PROVL j\. dent society. Established 1849. foe mutual life rassueancm, etc. Mr. W. A. Thomson, Travelling Agent and Lecturer for this Society, will resume his canvass of Auckland and its neighbourhood on his return from the Southern ports, when he will endeavour to afford everyone an opportunity of seenrinfr the benefits attaching to membership with this old-established local Mutual Life Offioe. Proposals will at all times be received and promptly attended to by HENRY GILFILLAN, Agent. 7, Queen-street, Auckland.

SECURITY should be the first nsideration in Insurance transactions. The following are evidences of stability of the ROSTAL INSURANCE COMPANY. Capital Actually paid-up, £288,495, Total Accumulated Funds in hand exceed £1,600,000. All carefully invented on undoubted securities. During the four years ending Slst December, 1868, alone, £600,840 12s. Bd. has been added to the funds of the life Department, after Payment of Losses, Annuities, and Expenses of every Description. The Royal has never amalgamated with any other Company. "MAEKS OF PROGRESS. FIRE DEPARTMENT Premiums, 1853 . . £106,148 2s. 6d. " 18Q8 . . £475,572 12s. 3d. LIFE DEPARTMENT. Premiums, 1858 . . £51.871 135. 3d. " 1868 . . £208,736 Is. 4d. LIFE AND ANNUITY FUNDS. Accumulated At last quinquennial valuation, Slst December, 1864 . . £621,434 15s. sd. Bince>dded,toendoflB6B . . £500,840 12s. Bd. Total, £1,122,276 Bs. Id Agent!for Auckland, GEO. WM. JONES. OFFICE, 2*, QUXEN-STBBET.

TTICTORIA INSURANCE COMPANY V , OF MELBOURNE. For Fire, Marine, and Life Insurance. Capital: £2,200,000. Office of Auckland Branch: Wyndham Chambers. ANDREW G. MILLAR, Agent. Capt. H. J. ANDERSON, Marine Surveyor.

PACIFIC lira and Marine Insurance Company. Unlimited liability. GEORGE THORNE, Jvn., Agent.

IMPERIAL ASSURANCE COMPANY, LONDON. Capital: £1,600,000. Agent: SAMUEL JACKSON, Fort-street.

d OVERNMENT ANNUITIES OFFICE, VjPT Wellington. Ist March, 1870.— Notice is hereby given that Government Insurance and Annuities Offices, under the Government Annuities Act, 1869, have been opened at the Chief Post-offices at Auckland, New Plymouth, Napier, Wellington, Nelson, Blenheim, Christchurcb, Dunedin, and Invercargill; and at the Post-offices atHokitika, Grsymoutk, Westport, Charleston,* Thames, Hamilton, Greytown, Whanganul, Kaikoura, Pfcton, Lyttelton, Kaiapoi, Tlmaru, Balclutha, Clyde, Lawrence, Oamaru, Port Chalmers, Queenstown, Tokomairiro. and Waikouaiti. All persons wishing to obtain Annuities,- immediate or deferred, Life Insurances, or, other advantages under the Act, will receive every information and the necessary forms on application at either of the aboveW. GISBOENE, Commissioner.

<^EA BATHING, j The Solid Bock Bath, Smales' Point, having been enlarged to more than double its former sfze, is now open for the Season. This Bath, having beeu exca- i vated in tha solid rook, with broad steps on every side, and smooth stone bottom, gives facility, lor the most nervous bather, as well as the boldest swimmer, to enjoy a bath without danger of any kind. The same very low charges will atill be made, viz :~ £ s. d. AStagleßath 0 0 3 Tiokets for one year .... .. 11 0 Tiokets for one year for Children .. 010 6 ■ Open each day from sunrise until sunset. Hours for Ladies only, from 10 aim. till 12 eaoh day Sundays ezoepted). . For tiokets, apply to Henry Ke«|ing, iun., 68, QaeeMtre»;_ t - :

l i ■ rrjrr, OR , ,O~W W^; HE R, „ , * lOTOMa Lm*Y,UK»| BAtt SXABUB, I,'i, < Patronised and appointed Livery. Stable Keeper to H.R.H. the. Poke of Edinburgh aud his Excellency Sir W Jfc Bowen.' I"or B3re,'agreat variety of Oarruges, opeh'fcu'd *olo*r>d; Broughams WidWeddinr Carriages with Grey Horses ;Bu||ies/sln|le alidtdpuble-seated,, hooded and^pe^oJ^wle^rJp^oihoriMX^oar Wheeled :»o|,Oarfir; BJm^ib forTicnic parties \i jj o ™* 3 'Convevancesfordrivinf passeugera ro, out-districts $ LadieViaria GeuUioien's Sikddle Ws¥, 4&, Ac., &c. ' Charges moderate- , -<$, %„*£>s--<' .V^W, „-'//■;