Page 24 Advertisements Column 1

Press, Volume LXXI, Issue 21511, 28 June 1935, Page 24

I hfS nftO*! honestum QUOO NOM UTILE NIH FREE ACCIDENT INSURANCE POLICY TO ALL REGISTERED READERS OF "THE PRESS" We have been successful in making arrangements with THE LONDON AND LANCASHIRE INSURANCE CO. LTD. to undertake this cover. This company is one of the foremost English Insurance Companies, operating throughout the world, with a reputation for prompt and liberal settlements. "The Press" readers registered under this insurance scheme are requested to forward their claim?! promptly to the local office of the company—Pync, Gould, Guinness's building, corner Cashel and Manchester Streets, Christchurch. Subject to the conditions hereinafter stated, The London and Lancashire Insurance Coy. Ltd. (Local Office, Pyne, Gould, Guinness, Ltd., Agents and Attorneys, 178 Gashel Street, corner of Manchester Street, Christchurch), Will pay to the legal personal representative of any person killed, or fcd any person injured, the sums mentioned below. vp to £SOOO paid in respect o£ one accident to train, passenger lilt or steamer. THE LONDON & LANCASHIRE INSURANCE Co. Ltd. Established 18«2. FUSE, MARINE and ACCIDENT. Total Funds exceed. £23,000,000. LOCAL OFFICE: PYNE, GOULD, GUINNESS, Ltd. AGENTS AND ATTORNEYS 178 CASHEL ST., C*. MANCHESTER ST., CHRISTCHURCH TMAXM FATAUTT BENEFITS n«w Itiwl at £2OOO THE FULL BENEFITS OF "THE The LONDON AND LANCASHIRE INSURANCE Co. Ltd. will, subject to the person killed, or to any person in§ured 9 the sums mentioned below:— Provided: (4) That at the time of the accident the person so killed or injured is n duly Registered Reader of "The Press"; (b) That in the event of the accident being to any one of the conveyances specified in Benefits 1, 2, and 4, ho was travelling as a fare paying passenger in the place regularly provided for the sole use of passengers; and (c) That notice of claim be sent to the Registered Office of the Company's Agents, Pyne, Gould, Guinness, Ltd., corner Cashel and Manchester Streets, Christchurch, within seven days of the accident. This insurance applies only throughout New Zealand. Registration shall hold good during such continuous period as the reader shall receive the newspaper under this subscription or order, including any dfeys during such period on which the newspaper is not issued, but not beyond midnight on the 30th day of June, 1936. PRESS" FREE ACCIDENT INSURANCE conditions hereinafter stated, pay to tlk« lego* personal representative «f wry Headers shall be eligible for registration only over the age of 17 years, and under the ago 70 years, except in (he case o£ Benefit No. 20. All liability under thie Insurant «h*JI etftw upon the reader's attainment of the age of 70. The WIFE or HUSBAND of a Registered Reader permanently residing tvitSi him or H«f shall, subject to the age limits m&ntioned above, be deemed to be a R©gl»tere<S Reader for tht purpose of this Insurance. The sums payable are as follows, subject to the niaximuta liability as hereinafter stAWNI ito Clause C of the Conditions: — ** th« Reader shall be killed by accident to a Railway Passenger train, M) CIAAA if the Reader shall be killed by the wrecking of any Passenger Steamer ww 0 f established line of Steamers between Ports in New Zealand. <3) £1 AAA " t " ie ac * er shall be killed solely and directly by accident to a Psssan- ****** ger lift in which the Reader is travelling as a Passenger, provided that the Reader be not a Lift Attendant, or engaged in construction or repair, or be otherwise attending to the Lift or Gear in connexion therewith. (4) if the accident Is to a Steam, Electric, Cable or Horse Tramway Car, or to an Omnibus, Cab. Motor-Car or Ferry Boat (in every cose plying for Public Hire and being duly licensed and driven by a Licensed Driver). <5) should any such accidents referred to In (1), (2), (3) or (4) not prove: fatal, but result in the loss of both arms, or legs, or an arm end a leg, by actual separation at or above the wrists, or ankles, or the irrecoverable loss of sight of both eyes. <6) £IOO * or <he loss by such accident of one arm or onk leg, or the sight of on® eye as aforesaid. (7) £l£Q ** Reader shall be killed by being struck or run over while walking Vehicle. or standing in or upon a Public Highway by any Public or Private ... ' For. the purpose of this Insurance, "Public Highway" fehall not in any circumstances be held to include Private Roads, Steamer Wharves, Railway Stations, or any property or place not at all times open to the free use of the public. C 8) £IOO "kould a *»y accident referred to in (7) not prove fatal, but rftsult in the loss of both arms or legs, or an arm and leg, by actual reparation at or above the wrists or ankles, or the irrecoverable loss of sight of both eyes. (#> . £c£n the loss by accident as mentioned in (7) of one arm or one lug, or the Sight of one eye as aforesaid. (10; jJll f?jf| Boating and/or Bathing. If the Header shall bo accidentally drowned while, as a pastime, boating on or bathing in the sea at any seaside resort, or in any river or in any public swimming bath; provided that the Header be not a professional swimmer or boatmsn, and, also that in the rase of boating, the boat be not a passenger steamer, and proof satisfactory. to The London and Lancashire Insurance Company Limited, of death by drowning shall be furnished within seven days. (11) 2JA If the Reader shall be killed by accident whilst taking p&ft as an ama teur in any game of Football, Cricket, Golf, Tennis, Hockey, or Lacrosse on any recognised playing ground, provided that the game in which the accident occurs is held under the control and by the authority of an incorporated association or club, and in the case of Football, Cricket, Hockey, or X>acrosse, that the Header is 6 duly registered player according to the rules of the association concerned. (12) l? 3 Cf| should any such accident referred to in (11) not prove fatal, but result Ki&yw j n tjjg ] 0;!s 0 f both arms or legs, or an arm and leg, by actual separation st or above the wrists or ankles, or the irrecoverable loss of sight of both eyes. (13) S.CA t° T the loss by such accident of one arm or one leg, or the loss of sight of one eye as aforesaid. (14) the Reader shall be killed or dies m the direct result of injuries received by reason of the burning of the building in which such Reader resides or works and in which the Reader shall be ut the beginning of the fire. (15) £260 the Reader shall be killed by an accident happening to a private horse-drawn vehicle or private motor-car or a side-car attachment to a motor-cycle in which he or she is being driven solely for pleasure. 6i*, provided h* or she is the owner thereof, and is a duly licensed driver, whilst driving such horeedrawn vehicle or motor-car solely for pleasure, but in both ease-?, including jourrtiys (0 and from the Reader's usual place of business or to arid from e railway station en route to or from his or her usual place of business (not including business journeys, but including qualified members of the medical profession Whilst making professional calls). For the purpose of this insurance a motor vehicle designed for the carriage of goods shall not, under any circumstances, be deemed a private motor-car. if the Reader shall be killed as the mult 6t aft ecoidfcftt M> i tricycle, or motor-cycle which the Rftfefitr way Mdlht/ (W ™ " " )c " —•" ~ thoroughfare solely for pleasure, but Including joto place of business (not including business journeys)* % , licensed driver End is not at th* time of tht accident MsflMditfl ttrt committing any breach of the by.lawa governing the bttblie on which the accident occurs. Nor shall the b« rldjnl!. ep a or driving a cycle or motor-cycle carrying a {>Ull<Ws rtwr. JTOws T|» » eovered whilst indulging in a racing cehtraet. sfeed trt*l or true* rtomg. (17) fiA if any of the foregoing accidents shall not prove fetal, but " in the fracture of the leg cbove the ankle W the arm above the wriat, or shall cause a broken lower jaw or collarbone. ( g>-agft> it tht Reader shall be killed as the mult ot an accident in hie or her private dwelling houte, Rat, or rooms, *ueh address bctftt the addfeaa registered on the Reader's Certificate of Registration, ot in hie or her garden attaehad HOME ACOISENtS _ f an ftccl_ private' dwelling houfce.' flat, or rooms, *ueh. Wing.the .ae Reader's Certificate to such dwelling house, flat or rooms. «*« a if as a refeult of an accident above described, the R*a<ler shall trattura **»" a leg above the ankle, or &n ftrta above the wrijt, or »htll iuSUdn a broken lower jaw or collarbone. CHILDItSN'S ACCH>t?m <2o' ee will bt- paid to the parent whose name apseuv. on the KetUKMttM Form in the event of an accWent to the. ate, «f ffi and under the ace of 17 years, causing broken ar» above the ankle: Providing such accident is the aiWtct mentioned and defined accidents, and does not occur duri: above .the or feroken rwiitt of one tt the afore.tig ewpwynsent CONDITIONS GOVERNING "THE PRESS" FREE ACCBBENT INSURANCE PROVWKB ALWAYS THAT THE WHQLE OP TMiS WBERTAKtm 3$ SUBJECT TO THE FOLLOWING CONMSWNS, WMiICH ARE OF THE ESSENCE OF tttß GONVMCft Wfe A. Death or loss of limb, or sight, must take place within thirty days of the accident, and as the direct result of bodily injury caused by accidental external and visible means. No compensation shall be payable in resptMjs: of death from illness or disease, whether such death is accelerated or not by a#p of the foregoing and defined accidents. B. The respective benefits or allowances shall be the maximum liability in respect of any person for any one accident, and in the event of the Reader claiming for more than one benefit the amount of the greater shall represent the maximum liability. No Reader can claim in respect of more than one Registration. C'. (1) The Total Liability of the Company in respect of Claims arising out of any one accident or disaster under Benefit No. 1 wherein more "than two persons are killed as a result thereof, shall not exceed £SOOO. (2) The Total Liability of the Company in respect of claims arising out of any one accident or disaster in respect of Benefits Nos. 2 and 3, wherein more than five persons are killed as a result thereof, shall not exceed £SOOO. '3) The Total Liability of the Company in respect of claims arising out of any one accident or disaster in respect of Benefit No, 4, wherein more than four persons are killed as a result thereof, shall not exceed £ 1000. (4) The Total Liability of the Company in respect of claims arising out of any one accident or disaster in respect of Benefit No. 5, wherein, as a result thereof, more than four persons are injured in the manner stated, shall not exceed £IOOO. (5) The Total Liability of the Company in respect of claims arising out of any one accident or disaster in respect of Benefit No 6, wherein, as a result thereof, more than ten persons are Injured in the manner stated, shall not exceed £IOOO. (6) The Total Liability of the Company in respect of claims arising out of any one accident or disaster In respect of Benefit No. 10, wherein more than six persons are drowned, shall not exceed £IOOO, (7) The Total Liability of the Company in respect of claims arising out of any one accident or disaster in respect of Benefit No. 14, wherein, as a result thereof, more than four persons are killed in the manner stated, shall not exceed £IOOO. (8) The Total Liability of the Company in respect of claims arising out of ai.y one accident or disaster in respect of Benefit No. 15, wherein, as a result thereof, mors than four persons are killed in the manner stated, shall not exceed £IOOO. In the cases aforesaid, where the total claims exceed the total liability of tn# l Company, the aforementioned sums set out &s being the Company's maximum liability will be divided as and between the total claimants entitled to benefit, thereunder. For the purposes of this clause any series of accidents happening at the same place and as a result of tho same event shall be deemed to be one accident D. No Compensation shall be payable for any injury, fatal or otherwise, in respect of which the Reader or his personal representative has a claim against his employer under the Workers Compensation Act, or which is directly or indirectly due to intoxication, drugs, fits, or illness of any kind, including insanity, or to war, riot, or civil commotion; or to any unlawful act upon the part of the Reader, or wilful exposure to unnecessary danger. E. No Compensation shall be payable in respect of any accident happening while the Reader is entering or attempting to enter or leaving or attempting to leave any vehicle. F. The Registered Reader or his Legal Representative shall, at hiz own expense, furnish medical certificates, police reports, depositions, and/or other evidence in support of the claims as may be required by and to the satisfaction of The London and Lancashire Insurance Company, Ltd., together with evidence of the continuous daily delivery of the Newspaper to the Reader since the date of registration. C, No Compensation is payable in respdet of death unless an inqueat hse been held and a verdict returned of accidental death; and no claim shall be admitted if an open verdict is returned. B. The Company reserves the right to amend or terminate this offer at seven days' notice, such notice to bo published in "The Press." I. In the event of any dispute between the Registered Reader or any Claimant under this Insurance and the Company or "The Press" as to any matter relating to thle Insurance, the same shall be referred to arbitration in accordance with the statutory provisions for the time being in force applicable thereto, and the obtaining of any awards shall be a condition precedent to liability. 3. This Insurance and all benefits thereunder become operative only i'or accidents a» from midnight on June SO, 1935, and shall cease on not less than seven days' notico being given on any two consecutive days in the columns of "The Press," and in any event it shall cease and determine at midnight on June 30, 1936. It. The Company reserves the right to refuse any application for registration without giving any reason for such refusal. L. No person shall be eligible lo receive any benefit uhdw thi* Insurance who at time of accident is deaf, blind, or crippled. M. No pejr.on shall be entitled to benefit under the fbrifctioint Insurance S»h«, at the time of the Accident, is entitled to benefit under the fre* inwranw given by any newspaper other than "The Press." CONDITIONS N. All notices of claims must be sent by Registered Letter to the London and Lahea* (Pyne, uould, Gulnneie, Ltd., corner Cashel and shire Insurance Company, Ltd Manchester streets, Christchurch), REGISTRATION FORM •la "tht Press" Hagistratfen itopftvtmieAt, Box iGQf, Oirlstdinrelk Reader's Full Nsg&e (Write as o!eartj> aa pewlhte) Address Kindly fill in following parUealatttt Are you at present a subacrlberT.T If not, have you ordered "The Press" as from Jst Inly?, Please register me as a regular reader for the be«feftts of Insurance, in accordance wtth the full «MW)Ma mMMfe PresJune 38, M 35. Post with Stamped and Addreased Envelope (op AeiuMwtednnettt Registration. Halfpenny Stamp, if Baj> tome* to, infiietettt rof Free I la "The I sr - j FREE ACCIDENT INSURANCE