Page 4 Advertisements Column 6

Auckland Star, Volume III, Issue 812, 24 August 1872, Page 4

Insurance. TTICTOEIA LIFE & GENEEAL V INSURANCE COMPANY AND SAVINGS' INSTITUTE. HEAD OFFICE: MARKET SQUARE, MELBOURNE. CAPITAL—£I,OOO,OOO ; UNLIMITED LIABILITY Chairman : Hon. Henry Miller. Directors : Hon. Geo. Harker R. Byan Wight, Esq J D Pinnooic, Esq Gm Nicholson, Esq Henry Creswick, Esq. LIFE AND GUARANTEE DEPARTMENT. Life and Guarantee Assurances effected at Lowest Current Rates, and on most favourable terms to the | Assured. ANDREW G. MILLAR, Agent for Auckland. NORWICH UNION LIFE INSURANCE SOCIETY, Empowered by special Acts of Parliament, and by Royal Charter in the reign of Queen Anne, to undertake all business connected with the Life Assurance, IS A PURELY MUTUAL OFFICE. The Norwich Union Life Society has no distinct body of proprietors; the insurers at'large are the recipients of the savings of the institution : the premiums paid, being in fact only deposits, revert to those who contribute them. SETTLEMENT POLICIES. To meet one of the greatest wants of the day the Norwich Union issues Policies in the nature of settlement, whereby a man in solvent circumstances, provided the matter is bond fide, may secure, without the risk op bankruptcy, a certain and direct provision for his family. RESOURCES. Irrespective of the immense annual revenue of this Society, gradually and surely on the increase, it possesses a Reserve Fund of £2,300,000 and upwards, available for its requirements. EA.TES OF PREMIUM Are framed as low as are consistent with the due safety of the Society, and its Actuary is calculated to be one of the most competent authorities in England, the Court of Chancery having recently had to avail themselves of his experience in these matters ; and although apparently higher than some offices, assurers should not loose sight of the fact that they receive it back, either in bonuses or in addition to sums assured, and in electing to insure in this Society they also avail themselves of the experience and safety of a concern that time has proved to'be secure against all chances. LOANS. Surrender values are given for Policies of three years standing, or loans granted on security op same. FOREIGN TRAVEL Permitted to all parts of the globe in properly decked vessels, and in time of peace. PARTICIPATION OF PROFITS. In this office it is anticipated that persons entering at 20 will be relieved from further premiums at 44 40 „ „ ~ 60 50 ~ „ „ 66 Medical Fees are paid by the Company, and there are no charges for Stamps, Policies, &c. One-half the first five years' premiums may remain unpaid upon whole Life Policies. T. B. KENDERDINE, Esq., M.D., Medical Refee.ee. Intending assurers are recommended to call upon the undersigned for prospectus and further particulars NOETVICH UNION FIEE INSURANCE SOCIETY. The SECURITY afforded by this long-established Society is unquestionable, its rates exceedingly moderate, and its regulations liberal. INSURANCES for 7 years charged as 6. Rent can be insured for 12 months. BANK CREDIT. Has been established in the Colony, and losses will be paid here promptly, liberally, and IN CASH, or at home, at the option of the assured. ALMANACS and PROSPECTUSES for 1872 can be had, and every information obtained, on application at the Society's offices, Vaile's Buildings, Queen street G. S. GRAHAM, Vaile's Buildings. A USTEALIAN MUTUL PEOYIxjL dent society. Established 1849. FOR MUTUAL LIFE ASSURANCE, ETC. NEW ZEALAND BRANCH. Head Office: Wellington. Local Board of Directors : Hon. C. J. Pharazyn, Esq., M.L.C., Chairman. Hon. William Fitzherhert, Esq., M.H.R., Deputy Chairman. A. de Brandon, Esq., M.H.R. The Hon. Morgan S. Grace, M.D., M.L.C, George Hunter, Esq., M.H.R. Auditors : Thomas Buchanan, Esq. Joe Darsfleld, Esq. Medical Officer. Alexander Johnson, Esq. Bankers : The Bank of New Zealand. The New Zealand Branch of the above Society is now established, and is prepared to carry on business in their branch offices. Grey street, Wellington. Prospectuses, showing the present state and progress of the Society, and forms of proposal, may be had on application to any of the agents, or at the head office, as above. JOSEPH DYER, Resident Secretary. Agent for Auckland— Henry Gilfillan, 7, Queen street. Medical Referee— T. B. Kenderdine, Surgeon. SCOTTISH COMMEBCIAL INSURANCE COMPANY. FIRE AND LIFE. CAPITAL .. ONE MILLION STERLING. AGENTS: PREECE AND GRAHAM, No 5, Vaile's Buildings, Queen street, Auckland. "\TEW ZEALAND GOVEEN--L\ MENT LIFE INSURANCE AND ANNUITIES. ABSOLUTE SECUEITT AND LOW RATES OF PREMIUM. Fo particulars apply to GEORGE THORNE, Jun., Government Life Insurance Officer _ . for Auckland. Fort street, March 23,1872. NEW ZEALAND GOVEEN^ MENT LIFE INSURANCE AND ANNUITIES. The Government having been empowered by special Pets of the Legislature to enter into contracts for Insurance on Lives, and for the grants of Annuities and Endowments, are now prepared to execute any of the usual contracts dependent upon the contingencies of human life. The following advantages are presented as deserving of. public attention, and especially of the Working Classes : 1. All transactions, and powers of attorney, and other documents, are free of Stamp Duty and all other taxation. 2. No charge is made beyond the purchase money or premium, which may be paid half-yearly or quarterly. 3. Should the assured die during the days of graoe the the policy will still be valid 4. Surrender values are granted on the whole or any part of a contract which has endured for five years. i 5. The tables of Premiums in all the branches are considerably less than in any other province of New Zealand. 6. Residence is permitted in any of the Australasian Colonies and Europe, and premiums may be paid on the due dates at the nearest Money Order Office. 7. Insurances effected for the benefit of and settled on Wife or Children are free, to the extent of L 2,000 from the claims of creditors. 8. The Consolidated Revenue of the Colony is liable for all claims, in the event of the receipts, which are duly invested at compound interest? at any time being insufficient to meet the demands, thus affording the best security to the Assured. The fullest information can be obtained on application at any Money Order Post Office, or to the Chief Postmaster, Auckland. WJ GISBORNBj Commissioner,