NATIONAL INSURANCE.

New Zealand Graphic, Volume XLVIII, Issue 7, 14 August 1912, Page 7

NATIONAL INSURANCE.

AN KXPI_kXATIt»N OF THE SCHEME. Fhe Nasiotta 5 IttMtrftß >* vhkh latently xXHne f».»rve in the OM touEtry. seems* even at tht* base date to be quite 3 3*eJ **v*- ->. t > most of uikom e: 'Adi eflev:. Ninety per ce*:_ of th*.**e appear to have only the iJens a- 4 ■. .i, \ ' •*“ ■ ■' ' them pers-onaaHy. and feu er <*? who are to reap the benefitof the Act seeai to uEklerntaal what they stasl t • gaca by it. far as employers are concerned. the fa-;:* they Jo tivit it Eceaas more expetss.-. to m.etti. an I so.’.sse trouble —unaeces-ory trouble, i: apj?ea.r> to moss of them. Certainly th - - eoKeetia£ the employer* employee* . - s . - dilated to e.M*: the e Hmirj a msi I ' sum per aununi.z with Hea : ad!niaj*’.e!rh’i by t Nj‘ .'"i. ’Kvi.'.lrt Insmance. which, is. dealt with by the - ■ > -1.7 ~ '' ■- ' - N . ' - .- _ _ ' ' ' applies, orty “•> partkußar trade*- Take - earn?oyer'* v*> :trL'’-atrauge* from odL down to iS3L J’er week, and the em- . - - Fo these s - week, or, - - - - ' threepence per wee&- so as to make up “he weekly *-'eu for benefits to ninepea<e for eieb:pence f*>r women. A*- to ? ■>? Bat-tthoJ in wh?ch pa J*’ by a cost*.-re’ie instaßvv. Tak< the ea** of the honsehoMer e s ®74ov ; one female dome*u7.- servae:. t* p.tM monthly. a.* £* the usnal <-i«*toHi. Before he r -e first payni- v ?ii .t'“ .■. :t-.e A?: e.-me* ii:-? b-' pr?'-ile ttsteseH National Health Insurance stamps of the cable requires from r ..»? p«:*£t — - _ - a nfiO't*:' . arvd : •• ->• r>>: _ - _ ' ' •- s ... . . . - - • ' - ■ - ---- every week he affiLxe* a sixpenny stamp - - same : ; a»? »-h bj ti.-- ■ .. . . - . - : ' ~ ~ ' - - - Eke the first. In the •-.k*e of :g.a‘c ee< t'i-* method Is precisely the *ame. A* to wh • - ■ i _ . ’ ' - the property of the *r-rvaat ani no? of ■ - ably require i: the vf paving contribution, or for inspector c»r other air h-•rise*! person. H the person emp’oyeJ ft * to a card svhezx the employer has ■ : - - emergency <arJ. vbtabßal'-Se a: assy po*! 1 office. The emergency ear J eon tain* a slng£e £?amp p£aee vee weekly contribution vtiLy. anl the employer is required. in thi* *peeial case, to cancel the * the employed person in addition to the date. The oiitEneJ *eem* unn<:e*sariiy cumbrous. <>ae would harc :aou*h: that an employer monthly might hare had the pririlege of - - sixpenny. « r might even have been allowed to pbky a whole quarter's premium for himself and hi* in advance, and so save himself time and trouble, ani also obviate the for domiciliary visits from inspector*. Ihit no! h*- mu«t pay the sixpence per week in sixpenny or indulge in rhe appointed rum ter of earned la or lay himself open to a £ 10 penalty ‘'for each affenec against the Art. or the Kegnlation* made under tae Act.” Health insurance is compulsory in the ca«e of all workers from the age of *ixteen upwards. who*c earning* do not exceed £ lti»» a year, and’ all man.ial workers no matter what may !<• the amount of their earning*. In the ease of the mere casual labourer on* might

tiare expev'.ed that u orcjsau ew ptoyer would n-M be ma te reepoa-i>-*e for his insurance. but ini- i- not —. The (.hunniss-ioaers reeogn.-e that l” case of the casual worker presents diffi euities but they leave the employer to nuke the best he can of this suggest They suggest that a group of employers employing the same tasml labourers - . -aid make ar arrangement •'■ - ■’ ng the cost of their contribution. The < -tn missionera" idea is that the Sr-: em:«loyer in the week sh.»tiSJ artix • sta u> : - • art representing the fulb week’s e.'ntribntiou. an-i make the dedneti-ti front the wages of the worker. Koch employer should keep a record of the amount to paid, sad of the 3g.gre_.--i’ days or hour- during the we-k for which the casual labourer is emj-loyel. Through a central account the total w-f of the - - ._ - - - records. It is a brilliant propcwitton. to be - ire, ■-•bieh only involves for rcjiiver- :'<■ - s :.... ■ - ■ - -. ■ _ -