Insurance for Nurses.

Kai Tiaki : the journal of the nurses of New Zealand, Volume II, Issue 2, 1 April 1909, Page 62

Insurance for Nurses.

I should like to draw the attention of nurses to the advantages of making some provision for their future. For some years I had thought of insuring my life, but I had always put it off because I was again and again confronted with the thought, What should I do about the payments if I could not nurse any more, or was out of work for a time through some illness ? Then I heard of an Insurance Company m which it is possible to take out a policy payable m a certain number of years with an accident policy attached m which one can insure against septic fingers, sprained ankle, appendicitis, pleurisy, scarlet fever, m fact any accident and almost any illness that would prevent a nurse carrying on her work. Say one insured for £500, payable at 50 or 60, it totally permanently disabled the Company undertakes to pay the policy holder £500 down, and the policy is still carried on by yearly payments, and £500 with bonuses is again paid at the age agreed upon. If totally temporarily disabled a nurse would receive £3 weekly for not more than 26 weeks. If permanently partially disabled, £250 down ; if temporarily partially disabled 15s. weekly.

In any case a nurse gets good interest on her money, and the oftener she has accidents or illnesses the more she gets out of her insurance. A probationer recently fell and hurt her knee, and was in consequence off duty for five weeks ; if she had been insured in this Company for £250 she would have received 30s. a week during the whole of that time. I blistered my hand one day against the steriliser ; if I had scrubbed that hand I would have taken the skin off and run the risk of getting it infected. I was therefore temporarily partially disabled for a few days, and I got 10s. for that blister. For example : A nurse aged say, 30, insuring for £250 payable at 55, would pay a yearly premium of £11 8s. 2d., or under 5s. per week. For that she gets 30s. per week for any accident or almost any illness which totally disables hei . The Australian Widows Fund Life Assurance vSociety issues such a policy, and full particulars can be obtained from the resident secretary at Wellington, or from any of the district inspectors in the Dominion. H. Ingus.