H—l
9
the number of deaths that occurred in the period preceding the valuation was 466, whilst the numbe expected, according to the new New Zealand Friendly Societies' table, was 482. The figures in detail for quinquennial age-groups are appended : —
Comparison of Actual Deaths with those expected by the New Zealand Friendly Societies' Table for the Five Years preceding Valuation. (Societies valued in 1907.)
If these figures are displayed in another form (in larger age-groups) we have—
This tends to show that the experience agreed very closely indeed Jwith the new mortality table. As mentioned in the last annual report, the new table is very low—considerably lower in fact than the New Zealand Population Table ; and on that account it increases the stringency of the valuations somewhat. In face of the above figures it cannot be said that it is too low. The indication is in fact slightly the other way. The following further table may be interesting not only as justifying the change in the valuationbasis from the New Zealand Population Table to the New Zealand Friendly Societies' Table, but also as indicating the lightness of the death-rates of friendly-society members : — Comparison of Mortality Rates. (Societies valued in 1907.) Deaths expected by New Zealand Population Table .. .. .. .. 594 Deaths expected by New Zealand Friendly Societies' Table.. .. .. 482 Actual number of deaths .. .. .. .. .. .. 466 As regards the sickness, the following table compares the total actual sickness with the amount expected according to the sickness tables : —
Comparison of Actual and Expected Sickness for the Five Years preceding Valuation. (All Societies valued in 1907.)
The actual amount of sickness was therefore 97,818 weeks, against 97,159 expected; and it may be added that the actual• sickness-cost was £70,703, against £71,753jexpected. Generally speaking, then, the above experience goes to confirm the suitability of the tables as a the valuations. I now give some more detailed tables'of the sickness experience of the societies valued in 1907, exclusive of Auckland A.O.F. and Nelson A.0.F., whose figures were not taken out in this form :—
2—H. 1.
Age. re ?«l^ fe Actual , Expected ! MoKty' Death,.' Deaths. Age. Years of Life at Risk of Mortality. Actual Expected Deaths. Deaths. Under 20 20 to 25 25 to 30 30 to 35 35 to 40 40 to 45 45 to 50 50 to 55 I i i 1,454 8,329 9,880 8,802 6,727 5,186 4,363 3,339 7 81 19 16 27 86 II 38 6-14 35-96 44-63 42-29 33-10 28-78 38-88 45-39 55 to 60 60 to 65 66 to 70 70 to 75 75 to 80 80 to 85 85 and upwards 2,584 2,205 1,202 536 141 54 5 43 | 57 I 45 33 12 6 2 47-41 55-07 47-42 33-89 13-97 7-86 1-03 Total 54,807 466 481-77
Ag Age. ge. Number of Deaths. Expected Deaths. Difference. Under 40 40 to 60 Over 60 153 158 155 162 161 159 162 161 159 9 3 4 9 8 4 Total .. 466 482 482 16 16
i». Years of Life Total Actual F ™*l at Risk of Bloknea sf<£S»? Siokn (weeks). (weeta)! Age. Years of Life at Risk of Sickness. Total Actual Sickness (weeks). Total Expected Sickness (weeks). I I Under 20 20-25 .. 25-30 .. 30-35' .. 35-40 .. 40-45 .. 45-50 .. 50-55 .. 55-60 .. 1,454 1,207 1,168 8,321 7,630 6,821 9,873 8,989 7,614 8,765 8,134 7,361 6,712 7,666 6,238 5,156 6,349 6,545 4,329 5,952 7,964 3,308 6,509 8,370 2,559 8,331 9,417 60-65 .. 65-70 .. 70-75 .. 75-80 .. 80-85 .. 85 and upwards .. Total 2,176 1,162 515 137 54 3 12,565 11,610 7,582 3,388 1,757 149 11,981 11,530 7,607 2,870 1,555 118 54,524 97,818 97,159