JL JL JLJLX JL ln recent years I have been studying the effects of exercise on good health, and long life. I m happy to say that Capital Life has awarded me a grant to help further m\ studies. In addition to promoting physical fitness. they arc also providing low cost life insurance at a price everyone can afford. That’s good news, because low cost protection is just what is needed in these days of high inflation. Here is a new plan especially for,all of us who are on a tight family budget. It gives you SIO.OOO term life cover, phis it pays 520.U00 for accidental death or S3().()(H) for accidental death while travelling in a car. plane, train.taxi. etc.-all for only $5.75 W a month you are. for example, age 38. Il’s easy to apply for - there is no medical examination to take. you deal direct with Capital Life, and you have a no risk money back guarantee. Wf;- w 1 believe in what Capital Life is doing - promoting good health and providing low cost cover. T an( -i I 111 happy lo recommend them to you. s'" J z n // For only $ a month ybucangetUfe and Accident Protection up to $30,000 for your family -SIAAAA EASY TO UNDERSTAND Ihe plan pavs $lO,OOO lor death horn any cause. It pavs AtISVWBFS ILjA JULj iOW post term insurance $20,000 for accidental death, except when you are travelling in a private passenger car or on a plane. Z-XiiOWtA 3 AV,y y V Lo x cost o n i s nan c accixlcnlal death benefit. It's as simple as that, and all 10, A 'V' - the modern tvpc ol life cover..which gives you • . ' - , , ■ 1O A few pure protection. With lernt insurance yon pay only So.7a a month at. lor example, age 3b. _ only for protection, not for savings 01 acts./ - tttn 1 . .... . • ,1. , investment features which increase the cost. In ■ tkAsY IO (jdcJL All you do to apply lor this low cost tcim hie insurance plan is till out the JULUjLJVfI LCXIIL fact, term insurance has the lowest cost of anv application al the bottom of this page, and post it with your first premium before the enrolment kind of life insurance. Quite simple, it insures period closes on 7 November 1981. LQuestions vour life and pays vour dependents. THERE IS NO MEDICAL EXAM. Just complete the application. Be sure to answer the lew . health questions as fully as possible. Most applicants will be accepted. As we reserve the right to sxa«k zw accept or reject applications./io/ne<//c(//e\7//7iz/ait/o///.v RV/zi/’/'f'd. 1 /I 1O( fO -■ ' ■ INSURANCE? VV Viv the bene mpa.dior EASY TO PAY FOR I'he Plan is pure ’‘lollll insurance'.' the kind of insurance that gives A: Keep it. If something should happen to vou. accidental death at home, at work, at play - vou the most protection al the | owcsl cos t. The.premiums are lower when you're younger when your vour family will need all the help vou can “ 4 ll , 0U!S ada T ai L vwhe,e the woild. an - familv js most dependent on yOu and your obligations are heaviest. Then, as you grow older and your ‘ afford to leave them. Especially now. when accident should take you away horn yom lainilv. jncome un)ws U)o vOU] . term ljfe ra(es change wj[h you mcreasmg only every live .years, until age month after month inflation is eating away the lie P ia , n P lo y ides needed cash to help set them 6 _ Thjs m . (kcs jt c _ [sv fo) . V()u (o bl)dget V()U| . paymcnts . Your insurance terminates after you reach value of every hard-earned dollar you get. through the loss ol yom income. , igc 65 Thjs js ()nc ()f the rcasoils ()ur p | an IS [ (m cos t. It doesn't provide (and vou don t pay (or) a For precisely this reason this plan could be cash payout at 65. just the low cost extra cover you've been 7 T oking,or/ Capital Life 3-Way Guarantee Q: ARE THE ACCIDENT BENEFI TS a private car. or a fare paying passenger on a Guaranteed Guaranteed Guaranteed AUTOMATICALLY INCLUDED IN plane, train, bus or taxi - in fact while travelling Satisfaction Reliability ' Security A THE PLAN'? on any licensed public transport. This .travel . . Xut vour application Your policy is underwritten by Capital Lite ■ If you've completed the A: Yes. And they are important because while accident benefit covers you anywhere in the . {t - ethe {. t w j tll Assurance Limited, a New Zealand owned and application accurately to the modern medicine does wonders in curing world. 24 hours a day. This is a valuable plus tor ‘ vouj . fjrsl moath - s p rem j um . operated Company conforming to the requirements best of your knowledge, and sickness, accidents can strike you swiftly, modern New Zealanders who are travelling a lot Don't forget to answer the laid down in the Life Insurance Act ot 1908. and vou pay your premiums when unexpectedly - anywhere and at anv age. more these davs. questions fully. If you're other related acts and regulations. ou^meedewnd'vour accepted, and most people Capital Lite has led the market since 1978 bv guaranteed even it your z-x v i-nw-x amc are we’ll send vou vour offering‘direct-by-mail’insurance to professional health tails in the future. Q: HOW CAN CAPITAL LIFE CHARGE CHOOSE FROM TWO PLANS policy Look it ovc? If vou groups and by offering low cost life insurance to This means that, if you sutler SUCH AFFORDABLE PREMIUMS? .. If you need more cover, w'e offer a aot comp | ete i y satisfied all New Zealanders. Its modern offices are located a serious illness or injury. a . . • $20.000-540,000-$60,000 plan at a substantial with it for any reason, simplv in Auckland, where a trained staff stands ready to and insurance becomes hard. A: Simple. The plan is modern pure term insurance. There js a|sQ a buik _ jn discount if you rcturn i( within 30 days of ' give prompt and personal attention to vour needs. if not impossible to obtain There arc no savings or investment features to & fsnouse receives 50% of your receipt and we’ll gladly give You can deal directly with the Capital Life Staff you are guaranteed that vour pay for. It means you get maximum benefit at cover your spouse (spouse receives ou 01 yo on mat{ers concer o)lcy by calhng p o | lcy Wl n continue in full minimum cost. For todays budget conscious benefit). So choose the plan wh,ch best meets . „ ur Head Office in Auckland on 77.-963. force. New Zealand family, this plan is the obvious your needs and budget. answer. Qi DEAT " ?s| hdmZiLe; 11 S from all cau ls. g s-. Application forLifcPlan g A: Absolutely. The onlv exception is suicide ' s S I ( 1 t A T ♦ J during the first 13 months. And please see 25-29 5.(i0 • 8.511 I . y -j < Capital Lite ASSUTatICe Limited• your policy for limitations Of the accidental i- T.i-g y 8(| /'•••£|ggg 76 Symonds Street. Auckland. New Zealand. Phone 771-963 death benefits. .'. 40-44 7.25 12.40 — : — ; 45-49 10.00 17.00 1 Tick box lor coverage desired Q, WHAT IFI ANSWER-YES' TO ONE OF . K g «■ B THE APPLICATION QUESTIONS? > rmi X » 8 e ’ 2, ™ M A: Apply anyway! This plan was designed to give COVER FOR women / ' Make cheque payable to < apiu.i :. .TU'Li'LL'T’. .... --- needed cover to as many people as possible. Todays woman needs life insurance cover just as ’ - PLEASE PRINI <hiiMi.tiiii..incx surit.nm i • : '’X/' ' IIJ Even if VOU have to answer “yes" to a eTb- -much as men do. Think for one minute about how much : 2 Person lo i'll n.iAetmn >t onnd flTinco vou'li be would cost to replace what she does. With this plan. be insured: 1 .1 J. - ggg question there s a good chance \OU II oc * women can get the cover they need - the full benefits of ——- - . - r.. accepted. their own individual policy, dr half of her husband's : y ? ®Sgc3 3 Residential benefits under the Husband/Wife Plan below. Address: > . ... — - Husband/Wife Cover 4 Occupation. f Q: CAN MY PREMIUM BE RAISED? g. Age Last 10/OT 2iW6() ' 5 Describe Duties: • A* No Once you are accepted the premium rales Birthdd > £ s For HUSBAND-WIFE coverage COMPLETE 11 EM 6. gZgl on the chah shown are guaranteed to remain »» |i|p Pleasc ir , * M the same - even if .vou have a radical health 35.39 7.75 13.20 S®;|ggg| Wife's 1 l ’- k M " v i B ""' ; 9hi'uge. ■ ■ ,Uu JEEE - - ----- -L-- -T- —I ; 50-54 21.75 37.00 Igglgxg 7 With respect to each of those to be insured: ' 55-59 35.00 ' 59.5(1 ■> a o (1 vou engage in or plan to engage in anv hazardous occupation, pursuit or Q: WILL MY COVER EVER CHANGE? *6O-64 . 46.50 . 79.10 , pastime. C.g.*private living, hang gliding, motor cycling, racing or underwater . . .. %)) A. Nn Th.' -rmnnnt of cover VOU anolv for and L 2 b. Has any application ior Lite. Accident or Sickness insurance been declined. . it Acs" §gf No. I lit dlllOl . I . ' »You may anplv if less than 60 years old. Rates for postponed, modified or loaded'••• ■ 1. . ~ Yes "\o receive will remain the same until age 6?. ’6O 64 are for renevval only ' c. Are vou now receiving or considering any medical attention or sutgical tre.itmoit - i)c|<l| | s gfigl ? TJeimhal premiumsfor HusbandzWife Plan are d. Have you ever had Heart Trouble . ( CheM Pa.m bclim o Ybased upon the husband's current age at Enrolment, and . Albumin or Sugar ini vour Lnne lubciculoMs. Cancer. . >cs -_ N( , g-ggS yy. :;s.. M aVC Premiums can also be paid quarterly or yearly, with above witmn the p.is . vcais.. . V1! , K ,.,„.! via. ? '4. a choice as each premium falls due. to allow flexibility in ; ggtg v "" 1 I’-’-'n- r..,..,,,, ~nu ii- p .l.a SEgl • future planning. ' agfef oggp L'-G Initial quarterly premium = monthly x 3. ; : —— —— —- v Initial yearly premium = monthly x 12. ? IOSSI . — Iy : I ’ * * 7 " It additional .puce i, needed attach viparute •.heel jc> [O7) \ f § ■ ===== B '2T 1. Complete the application and cut it out. Wgggl I understand that the insurance ajrplied iorshall not become ci leclive until this application is approved by theCompanv. and * -< -w • f 2. Mail application and first premium to; \ ihefullpremiumpaid.allvvhilethehealthandotherconditionsaftectmgthe insurabihtyol anv Proposed Insured remain as FroonnKt No described in this application, i represent that I have read and understand all the sLilcmtniN and answers shown ab( t. gjg 1 JrttTtrA iI J IT* S,\V L. ree ?^ S ! !r° A r • t the best of mv knowledge and belief, thev are true and complete. I hereby authorise anv doctor, hospital or clinic to provide- * V Capital Life Assurance Limited |ggg Capital Life Assurance Limited with information regarding my past medical history. I agree that this application shall be the A rsrs-g •»■*-»z»zi> ■ rfVl 1 76 Symonds Street basis of the contract between me and the Company. Assurance Limiwa. ...C ?S.O Auckland. New Zealand 76 Symonds Street. Auckland . MON EY BACK GUARANTEE - Even sienatureofvv.tex — ; g Felephone enquiries 771-963 ,• J. after VOU receive your policy you have 30 felggg . Post this application form, together with a cheque, money order or postal note, hl this address. (No postage required!. g«g days to ask for and receive a full refund. feygfg Freepost No. .V. Capital Life AssTirance Ltd., P.O. Box-177 Auckland 1. -Hy ‘ ~ J
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Press, 31 October 1981, Page 5
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1,868Page 5 Advertisements Column 1 Press, 31 October 1981, Page 5
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