Some Auckland Places of Worship.

New Zealand Graphic, Volume XXV, Issue XX, 17 November 1900, Page 925

Some Auckland Places of Worship.

THE FAMILY EXPENSE BOOK. On starting housekeeping, your first important duty is to buy an- accountbook and enter all your expenses. A book that holds two years’ accounts at once is the most convenient for reference. Never omit to put down every penny spent, if it is only a bunch of parsley. Pay ready money, when possible, for everything. When impracticable, pay by the week. Make the tradesmen send in their books weekly, and send a list of goods with everything ordered. The baker and milkman must put

down daily in a special book what they leave at the door, or you will never be able to check them. Your husband must give you an allowance, according to his income, which is for your exclusive use, and you must keep an account-book for this separate expenditure. Make him tell you at once how much he can allow you for housekeeping; portion this out into weeks, and made a rule of never spending the whole of it. Never run into debt if you haven’t the money to spend: go without what von fancy. Don’t spend thoughtlessly on useless trifles. Pennies are soon

spent, but have mounted into pounds without your knowledge very soon. Every husband should insure, not only his life, but his furniture, ami lie will never live to regret it. Rainy days and sickness come to all. so if you are wise you will put by something-, however small, in the bank week by week. In warm weather put by month by

month what you would have spent in the winter on coals, and if your cellar is big enough, lay in a ton now and then out of this fund when coals are cheap. ’l'llis plan can also be followed in buying- wood and candles and oil. and saves much in the end. Never try to live beyond your income. 'Take a pride in managing- to have the best for your money. And do your shopping in person, not by deputy, if you want to save money.