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Waikato Times, Volume I, Issue 51, 27 August 1872, Page 2

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!No scheme ever contemplated or carried out ' has probably conferred benefits on ! civilise: man than that, of Life Assurance j This Lkmum- tlie case, wt , feel that no npolo<rv ' is due I'nnn us {\)v culling- attention to ti.o ' .Australian Mutual Provident. Society, a re- j presenhitive of which is now in the district. ■ Our desire is that every man in the Wiiikato ■who has not previously done so should insure : liis life. The special advantages of Life ; Assurance h ive been so otten dilated upon \ by writers that, it, is unnecessary for us to ! generalise on the subject. \V e w iU } there- \ lore, cursorily glance at the position of the ■ Australian Mutual >Soeietv, in order that our verniers may understand that, in insuring ; tljeir lives in that office they arc not running ' any risk oi' beiny mulcted at a date more or 'essdistaut intheamountof])remiuinsthey may liappeu to have paid. Previous to the failure ! gi the Albert ami European offices this re- : mark would hardly have been necessary. Jt : must be understood, however, that the failure '\ of those companies only went to prove the ' truth of the old julayo 4 * that there is a black \ f-lieeo in every fiock.' . It is impossible with ■ , tlte statist icul knowledge at the hands ofi actuaries that any otKee hnnestiy conducted j can fail to meet its engao-omeuts." i'; 'i'o return to the Australian .Mutual Provi- ; dent Society. 1 he first Uoard of Directors;! <■!' this Society w.-is appointed in 18 IS, and : i at tii (did of the iirst year tiic receipts j t

, of Ihe Society were folia I t> 1)0 'i.-i -';d ! 'ho accumulated fund »t tlio date otlhe last • wnM -L'.MO.S.O. Since the e>t.d)lish- ; .iiui.L i>l i iii; society iil>i)nt .t'JO",OU') has hi en • ;>'iid to members ;n the sl.upoot cu-li b hI;V- : cs. , A ii important feat lire, ami one I hat should not I be 10-a. si<gbt of, is that the. working expenses ', d > ii'it. (JaC'i d I 1 pc; , o-ut. of th>: inc »me. lsy the iniiiital pi'in-ij)!c tii>i rela ion that exists ! between the policy.ii'.l It;,' and the Society may . , be thus dcscrib'-d. Tin: j,o.icy-holder contrails ! to pay t,o the olluv an annual sura as pre- : mini:!, iuid t.ho pi o-en;; v-du;; of nil these psv- ; mcnl.s (i.e.), the present value of an annuity ; C(>u ; i 1 Lo tin: amount of Uμ: auiuial premium on his liiX'jis th" measure of iudebfedie : s to i the oifice. On the other hand the oilice un-d(-.rl;jk"S to pay a certain sum on tiiu death of f the poiicy holder to his representative •■, and i ihe present vahu; of this sii'ii is the niensiiic of ili(» indebtedness of the ofli jc to the members, i lie diil'-retice between these two ineasufes of indebtedness, is thv aclii'ii value of the policy or . the liability of the oilii/o i.i resfteor. of s ich ; pol:cy. Tli(j balauco of '-eceipts over di.-b:r\se-inents lias ad led during the j)int year to t.i,e aeeumuiated f.n.d. "'l'liu .directors liavtj endeavoured to localise tho 1 j society by investing m Colonial securit o> i i here is invested in tho public funds ot the I colonics j,s follows :—(.Kieen.sland, £178,<>•")?" ; J .Nt-w /..-aland, tl^3-J,i>.~jfi ; Aew H-nitli \V r a!o;. JL : ''l,',i:"i;i ; Tasmania, ; Australia, CIO,.SOU ; and in Vietoria there is , no loss a sum than ,-Ltf >.00;) lent on inorti '| In; .Society allows members to bor- ' vow money on the security of their policies, '. iuid thus cives them the means of relieving i iiny Lem]>:irary embarrassment) such as the ! inability to pay a premium. We have no J hesitation in that the eecnity and the | terms ofi'ered by tin's .society are equal lo any i thai .can be held out as an inducement to i I tios: on whom tin) duty of insuring , their ! ! lives devolves, and we trust Iliat .Mr. Thorn- ! son will not leave this district without having ; insured the lives of at least all married men land of those who have others dependent ! upon them. Life assurance is us much a clutv ' as many of those acts in the performance of which we consider ourselves morally bound. A moef in-.; was hold in the Church, Xgaruawahia, i on Saturday evening, fur the purpose of con.si<leiiiii^ ! the proposition of the KLdit Kev. the liisliop nt i Aii<;kl;i;i'l with re o Mrd to [irocuriny th _> r.-guhir j .sui-vivus of a of the ChiiroJi of Knghiml j for < 'ainhriilge, ll.ainiltoii, an,l .N^ai-iiawalua 0 i\lr liyron ociaipitjil tho cliair. Tfc iy jcoposed th:it there sh.-i.ll Iμ; vei-kly service in Haniihon, and !>'- \ weekly in (!ainl>ri<lg(.' ;md Ngaruawaliia. He jusked ' to contriljute '27t1. ; Harniiton and j Cainliiidge, 14;')/. Letwoeu them, 'Mi. being given I out of tho fund at tho disposal of the BLshop, nv\kiaj,- in all '-'()')/. the stipend promi:-o Ito the Itov. Mr. j Lloyd wild i« now on his way from England. The ! riiaiiiu.-vu informed tho meeting that tho Kev. Mr ; i Ashwell was willing to take ascrviee on alternate Sundiy.s for which lie would not take any payment beyond a contribution of 10/. or such sum as was I found nra-'ticable, to the funds of the (ihurcli Misj sion.-iry Society, of which he has been one of the I working members for so many years. A vote of I thanks was passed u> the rev. gontluuan for his .; past, ministrations and the libcr.il oiler he had made for tho future. L'.'j/. was signed for in the Church, and there can be no doubt that this fund will be j considerably augmented by tho donations of the i members of the church who were absent from tho ; meeting. ! An entertainment, consisting of music nnd read- I ; ings, was given on Wednesday last at; Cambrid-e, j 1 for the purpose of raising funds to enclose the I , school pint. _ Mr. j<:wen, the president ot the i ] school committee, took the chair, and after a short ; 1 introductory address, announced the first per- ■ 1 fonuau'/e. Jioth the music and readings vore "of, ; ! throu-h in a manner quito celips'n ; any previous' j eutertaiuinent of a similar c'.iaraeier in t'li's portion 1 jof the district-,. Mrs I'.ooth presided at tie piano i ■ at intervals throughout the evenin.r, and evidently i {delighted the aiittioiu! jby her pe.-fiinnauees. Xo't ; ; t!ie least attractive f atare of the en'e tainnvnt i ! was a vocal dueb which disj.layed two v >ir t s of a ! ; quality seldom to be met with. We should like to '■ ' hear of a musical class being establised at Cam- ! i bridge for the purpose of ediicating si.ca voice ; as !

j tho.se possessed In- the perfon.u-rs of this ])iece. Wo think some competent porsou could be found to c.oniliict the same. Until -i step of this kind , l>u taken in the scver.il townships throughout the i district, wo can only expect that which' we have ! already experienced- — a hash-up o f son-'s. etc. ! quite unworthv the efforts <»f good Voices a ! " concert:. , ' We do j-.->t Mish to discoura-e the promoters of the entertainments to which' we allude ; in their good work, but only desire to emulate those who take p.irt in them to greater aspirations This we Iml-.ftve to ha our duty. There is another matter to winch, in justice to the settlers, we must make some a!lr.s:on. It has been our lot to be present, at several musical performances in different p'lr-s of Waikato, and we never yet had the felicity of a piano that was not calculated to erect our editori;. I hair. Wo won 11 almost rather be comp.'lle.l to listen to a eo:nmm German concertina, (which appears to be the lOthn-t t!mU : of a ereatpirt of our Wjukato musicians'* than be deprive I of "the concordant s.c.in.ls to be reasonably expected from a propeily-tuned piano. We must deprecate the ooiiilucfc of some of the audience at this entei-trun-tainment. wlu» evi«lent!y, not feeling the:ns/ives ro he in their proper eienu-nt. wished to convert the i cnn.-e:t into a " free and easy." . This they did by I whistluii', slioutini r , and otherwise annovinu - t-Ue : speakers and singers. They are better known pet-haps i than they iungine, an<l we hope steps will ]>e taken ; to prevent a recurrence of such disgraceful conduct. ! The recitations of the eveuing were given by two j tfenclenu-ij wlh> possess a onsiderable amount of : histrionic power. We are soj-jy that the harmony ; of the evening was some-vhat marred by the intro- ! tluctioii o: a reoiraiioi calculated to oifen.l there- : iigi;>iitf iVelings of a portion of the coainuuiitv. We ! believe tha mistake imulvertently and noc ■ from vin'ic pmp.inse. We are hawpy to state : that the fundi of the school rceived ;i consider- i able addition fro.ii the proceeds of the eut&itain- •! ineut, atulalso. that after a d.uiee had been iuduiged i in by a go.Uly number, all sei) .rated well pleased ! with the manner iu which liuv had spent their I time. " * : I

r -.._.■■ i ■■■■- nil niiiiiiiiniiiimii i mum n urn nun i i han »i ■» i , A meeting of thosy interested ia the cs'ablUit . ment of Presbyterian Ministration in this district, w.i.-; held iu tin; Church, Ngarcawahia, on Sunday • hist. It was agreed to "call " the Kev. T. Stewart. 1 ; Ngaru.iwahia to subscribe t'o'» per annum ; Hamili. -ton. Col), and Cambridge ±TO'J and i>i addition to t | provide a manse for the residence of the rev. gen- , , tlem.au. Tin; amount named above as the subscripi tion from Ngaiuawab;.; i-3 only to be given on eonf' | dition that a service j>; held at t'iiat place weekly s | during the summer mouths, and fortnightly during . ! the winter. s ; We an; glad to obserre by advertisement in an- ' other column that Mr. (fdruoro of S;z iruawahit ; iris eutere i into trie toy and fa:r;v business. " j This will he a great boon to the !a lies an I euiMreu )' jof the district. 'I'he form-;;- will he a')!e to select j : fancy work, etc., and the latter will he delighre I j • with the possession of other toys than those pro- , viiled by nature in the shape of a stick and a i stone, or taier mother's flat-iron as the case may I | he. 1 j We bag to draw attention to Mr. Knox's sale of ,' ' drapers', grocery, ironmongery, .to., at liamilton. /on September 7th. T!ie sale is positively unrrscri-.-d r I in con sequence of the removal of Mr. Joseph to his : new premises. ~[Adct.] We learn hy advertisement that the Waikato ■ luid advertise! for sale has been withdrawn from , the mai'ket. We are not aware of the reason, hut j trust that the officials will excuse us when we say i We hope that the object is to make the prices a j little more in accordance with common sens-'. ! It is more thin probable that there will be no j mail this m >nth from I'hirope via San Francisco. i The Nevada no doul)t in compliance with the reI eommendatio i printed below, has gone on to San : Francisco, si; that there is only the old Mohonga to ! nuke the passage from Honolulu to Auckland, I and if started it is extremely problem itieal whefher j she will ever arrive at her destination. "During ' j the recent p usage of the Neva la from Honolulu to j : Auckland, her engineer—a new one — discovered a i j Haw in the journal of the main shaft. On the ar- j rival of the steamer in Auckland, Captain l'dethen j and hei agents. Messrs. Henderson and Macfarlane, reporte I tlic circumstance to the (rovernment, and the machinery was eonse<pit nt y inspected by Mt. Stewart, the local inspector. lie reported that there would be no risk i i the vessel's coming on to I'ort Chalmers, where she could be inspected by I Mr. Nancarrow, the Covemment inspector of ! steamers. Mr. Nancarrow accordingly inspected I | her yesterday, and at the request of the CommisI sioner of Customs, called in Mr. YV. liruuton and J Mr. W. 1!. Douglass to examine her at the same l time. The joint report of the three gentlemen ! named has been communicated to us by Mr. Nanj carrow, by desire of the Commissioner of Customs, land is as follows—" Whether the cracks are from j the shaft not being properly faggoted and only j s'ipeifici.-d, or from the shaft having been exposed to a great strain and cracked through j cannot he said. We do not anticipate any danger. j If it does ultimately bicak, it will give due notice jof its going to (hi so. If. examined, say after every j port, we believe there is no need of tear. Vessel j should proceed to San Francisco under easy steam, j say 12 lbs. in boilers. Mr. Stewart should again inI spect it iu Auckland. We find three rlistinet cracks, ! not two. We recommend the shaft to '>a taken out ; and examined thoroughly by heating, on the vessel's j reaching the first port where such a work could be j undertaken. Till such time we consider she should i not lie restricted from carrying passengers. If shaft; j should break, vessel must depend on sailing capaj bi'i ie?. A new shaft cannot be ma leor repaire lin j New Zealand.— (Signed) J. Nancarrow, W. iinuir" I ton, W. it. Douglas."