Page 3 Advertisements Column 5

Woodville Examiner, Volume VIII, Issue 869, 11 February 1892, Page 3

HAWKE’S BAY TRADE PROTECTION SOCIETY. SoLicitoKS —Napier, Messrs Guy and Dinwiddie ; Waipawa, Mr E. H. Lee ; Wcodville, Mr E. J. Gotliarcl. Skceetaey— D. N. Adams.

'Offices- - Hawke's Bay Chambers, Emerson Street, Napier. SIR,— We have much pleasure in laying before you a short account "I ihe work done by this Agency since its inception twelve month-; ago. When il was decided to establish Ihe Agency hopes were expressed that through its instrumentality the social pest whom we term the “circular debtor ” would be discovered and, to a certain extent at all events, (jarred from farther preying upon the too trusting man of business. In n incasin' this hope ha-; been realised by on an-; id enr “Bail Ma:ks I,’egist.eand thui. h Ims U"t hcn almost who Sly icilised is mainly'owing to the apparent- reluctance of business men to adopi- in asures for their own security until they hav. suffered at the hands of the systematically dishonest, If sliopiici-pern and others would only take the trouble to inquire as fully ns possible as to the honesty of their customers or would-be cus miners before giving them credit they would find it hum to their benefit and the disiion person and fraudulent adventurer would, ere long, awake to the fact that professional men andtradcspeoplc expected to be paid for their goods and advice. Those who have madciuquiries have benefitted.

A sum of over £SOOO owing in Hawke’s Bay—chiefly old accounts—lias been recovered through this Society during the twelve months just closed, which fact speaks for itself. In addition to this promissory notes representing a sum of over £OOO have been accepted from debtors unable to satisfy the whole of the claims against them a‘ once, and which are being paid by instalments. Summonses for claims aggregating over £7OO have been issued, of which 02 per cent, have been recovered. This satisfactory result is attributable to the fact that before recommending clients to take proceedings we make careful inquiries as to the ability of the debtor to pay, and when once we are convinced that he is in a position to liquidate Ins liabilities we fdlow the case right np through all the processes of which advantage may be taken, and the chief reason that the whole of the amounts sued for have not actually been recovered is because several clients have, against our advice, insisted upon action being taken, for the purpose of show’ug the debtor up," a somewhat unsatisfactory proceeding to our mind. The oociety has proved itself useful in many cases where debtors were owing several amounts, individually small but aggregating a fair round sum, in such cases the system of accepting weekly or monthly payments on behalf of the joint creditors lias been adopted, and by these means a considerable amount of money which would have been lost has been recovered.

Agencies have been established at Dunedin, Christchurch, Wellington, and Auckland, and the Society is able to follow debtors to any part of the colony, and has already been successful in tracing and recoveiing from pe>sons who have taken up their residence in other centres.

Mr \V. Bickerton has been appointed Woodville agent, and clients having accounts to collect, or who require information will please communicate with him.

ACCIDENTS ! ACCIDENTS ! ! ACCIDENTS! 1 : IN every newspaper you take up to read you will find that some unfortunate person has met with an accident. Before you get hurt, therefore, get an Accident Policy from STANLEY G. SCO T, Agent— New Zealand Accident Insurance Coy., Take particular notice. “ To-mor-row may be too late.” On applying to the above 3-00 will receive what you do not got from many Agents, and that is “ civility.” FURNISHING ! FURNISHING ! 1 Opposite Monteith’s Store, Vogel St. 13EF0RE buying, call and see the g> stock, consisting of a splendid Drawing Boom Suite in rimu, upholstered in repp; ladies' and gents' stuffover easy chairs and couches, chests of diawers, sideboards, fancy tables, dressing chests, bedsteads, spring matrasses, looking glasses, wardrobes, kitchen dressers, linoleums, oil cloth, China matting, perambulators, also a splendid lot of landscapes in oil, cheap. Inspection Inyited. Woodville. JUD CIOuS ADVERTISING the Keyt (one Shcc ysa.