Page 1 Advertisements Column 8

Wanganui Herald, Volume XXV, Issue 7326, 29 January 1891, Page 1

GOVERNMENT LIFE INSURANCE DEPARTMENT. Polioyholders and those about to insura should note tho three essentials of Life Insurance. SECURITY, LIBERALITY, ECONOMY. SECURITY is unimpeaohable ; the payment of every policy is guaranteed by the State; and, in addition, the accumulated Insurance Fund, invested in ths soundeet securities, now amounts to more ! than 1J millions sterling. T IBERALITY is unequalled. Policies in JLiarrear are kept alive so long as tho charges on tha Policy aro not in excess o£ the Surrender Value, Folicyholders are unrestricted us to travel, residence, and occupation. Claims are promptly paid. Premiums are charged for age nearest birthday. Policies are unchallengeable on any ground except fraud, or suicide within twelve months. i^CONOMY is insured by direst ParliI J mentary supervision. All expenditure outside payment of Claims, ie, has first to receive the sanction of the Legislature. Fui\ds over 1J Million .Pounds. Annual Income over £300,000. Cash Surplus in 1885, over £242,000. (Last Distribution). J. H. RICHARDSON, Commissioner. of australasia. Beforo effecting an assur&nci in any othor Office.consultthis Association's "A.8." Table, which provides for tho EETURN OF ALL PREMIUMS paid, &o. NO FUTURE PREMIUMS REQUIRED under CHILDREN'S ENDOWMENT POLICIES chould insuring Parent or Guordiani die prior to Polity maturing. EPAMPLE. A man, »ge 30, assures for £1000, undoi 'able A.R 30, paying an Annual Premium for 30 years of £35 3s 4d. This secures the following benefits : — 1. At death, before 60, the sum assured (£1000), with Reversionary Bonuses added. 2. At age 60, a refund of all tho Premiums paid, amounting to £1055, and the membor may continue the Policy for £1000 with future profits, and either draw the Cash Value of Bonuses accrued, or leavo them as Reversionary additions to the sum ajsnred : Or, he may draw tho total Premiums paid (£1055), the Surrender Value (£270) and the Accrued Cash Bonuses -. Or, he may receive a " Paid-up " Policy for £1000, with full participation in future profit*, and an Annuity of £120 for the rest of life. EXAMPIE-H.R. 21. A father, age 30, endows his son, age 1, for £100, payable on his reaching 21 year» of age, the Annual Premium being £3 4a 9d. If the father should die at any time after tho first payment as abovs, instead of the widow having to continue paying premiums, the endowment becomes a " Paidup" Policy, and maturos when the boy reaches 21 years of age. In the ovent of the child's death during currency of* tho Policy, tho wholo of the Premiums paid will be refunded. Tables of Ratesand full information can b» obtained from C. STEWART MUNRO, District Agent, Lidgway Street, Wanganui, William H. Towgood 1 Special Thomas M. Davits > Travelling James W. Baltea ) Representatives. THEFEDEKATIONFISE&MAKINE INSURANCE COMPANY (Uifhmiied) Head 1 Office— No. I, Grey-street, Wellington, New Zoalond. Head Oflloe, Australia — No. 258, Georgestreet, Sydney. BOABD OF ADVIOB FOB NEW ZH4IAKD J. S. M. Thompson, Esq., 1 Merohantf, J.P., > Wellington. T. W. Young, Esq., J P., ) "I'lIE above Company have commenced I business ie New Zealand, and are prepared to take all descriptions of Fire and Marine hiskn at lowest current ratoi. J.D-BAU.T), . Manager for NefrZeala»d. PINCHES & CO., Districts Agents, Wangmut. f)~R~O DUOE'STORE b WICKST3EL--SIUEBT. B Bitchie and Ytfilson, Pkopbibtobs. j Whilet thanking thoso who, by their liberal support, have shown their discrimination in finding out whoro they get the b»st vuluo for ther money, we beg to call the attention of other* who may not havo been so fortunate to the fact that thoy have only to ■_ call and discover that there ig a veritable |ip savin? to be mado by purchasing at the n Wicksteed- street Produce Store. "c" c RITCHIE~&~ WILSON. i- ' ' — — ™— — i^»» * PIBE IN 9 OEASON 1830-91. ;. A. Mosely Has now Opened, Up a Spumlly Se'.eolid .Lina ot l, FISSINCJ TACKLE, *i Per Doric," Direct from the Maker. - Inspection Invited. g OPPOSITE RAILWAY STATI )S, IB