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Insurance V" „B W Z E A L A 2C D . GOVERNMENT LIFE INSURANCE. j: I— The Government Life Insurance Department uu»^«u desiraUe* To ma of Policies ' Tfo Payment of ever* Policy w guaranteed by the Colony. Parti* loipatioa in Profits is authorised by the Legis la lure to be given to Policy-holders. 2-Premium rates are lower .than (hose of Private Companies. 3-No Polioy or Medical Feet charged. 4-All Policies are non-forfeit-able after one full annual payment to the lull extent of their value, under V specul regulation providing for the continuance fa > iforce of every Policy for the original amount, ;un til the surrender-value of the; Policy is ex« hnusted in payment'of premiums. s—Absolute Security from Loss * —Insurers, after having paid three full annual premiums, are guaranteed « cash sur» render value of not Jess than 40 per cent, of ;the paid-up premiums; and if for any reason the premiums are not paid when duC, a paidup Policy will be issued, generally-equal in amount to the premiums paid, sad often much in excess. f ■ 6—Thirty days of grace «c allowed on all Renewal Premiums. . 7—Liberal conditions •• to travelling and residence. : B—Policies protected from Bankruptcy- —An Insurance.; Policy rffeotcd by the Insured, Una fide on his own life, is p%*>! fc^oCl fr.?.n?.b?.9.kruptcj or in?plvenryj«jw to^ a certnii amount, which" increases with jts auraiion.s ■Thus/after i^has eßdured'fby^a' years, it is protected to the extent of «200j after fiye years, to £500; nfter;seven jtiM\ to£looo 5 after ten: years; to'^2()00. Thilprotection npplies, only" in favour of the' personal repreeentative of the Insured. ■'T■" ~ 9—Married women may effect FoX« pies,'di«pose of the money by will, as if single p and their "Policies are "protected from/ the--debts of their husbands,, according to dura* tion, to amounts similar to those stated, above. * 10-Settlement Policies—Policies effected for tbs. benefit of the wife and children of the Insured are absolutely protected from "the 'claim* o£ creditors, to the extent of £2000, provided that the premiums are payable during life, or any period not less than seveni years, i If apportionment "ia?, not made atlhe time, it can be subsequently made by *i". 11—Probate, Ac, dispensed witfaf —When a claim under a Policy does t not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. 12—Prompt ..payment of Claims and no discount charged. W. GISBOBHB, ' ' Commissioner. , .-• AGENT FOR IHB THAMES:— '. . JAMES HOPCBAFT, EVE3NIN3 8 TAR OFFICE, Gbahamstowk. , ' THE THAMES EVENING STAR (the oldest evening papeb in the peo- ' vince of auckland) TS PUBLISHED DAILY at FOUI O'CLOCK and contains the Very Lates. News up to the hour of going to press The Stab can be obtained ' from the Publishing Office, Albert-street, Gra-, hamstown, PRICE ONE PENNY, or delivered or Sixpence fir Wm. . . ' Advertisers liberally dealt with. Terms on application at the Office. AGENCIESLondon, Gobdon & Gotch, . 4 „ F. Ai-geb ' ""••" -' Melbourne, Gobdon & Gotch I Sydney, „ - , „ Auckland, J. Kino, 37, Insurance -Buildings "- _ c .j ; Shortland, J. 11. Jeffebsok „ J. N«ddeb _ ,; Mobgan's Fancy Bazaar Grahamstown, J. Castes „ Bubba Tararu Boad—Ellis' Pout Office Store. Mackaytown—H-. McKay, Post-office Paeroa—T.. W. Allen, Robin Hood Hotel HOPCBAFT, McCUiiLOU&H & Co., . Pbopbietobs* ' ' ALBERT STREET, GRAHAMSTOWN ! THAMES.

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Permanent link to this item

https://paperspast.natlib.govt.nz/newspapers/THS18751222.2.23.6

Bibliographic details

Thames Star, Volume VII, Issue 2174, 22 December 1875, Page 4

Word Count
533

Page 4 Advertisements Column 6 Thames Star, Volume VII, Issue 2174, 22 December 1875, Page 4

Page 4 Advertisements Column 6 Thames Star, Volume VII, Issue 2174, 22 December 1875, Page 4