General Notices VT E W ZEALAND; GOTEBNMENT LIFE INSURANCE. I—The Government Life Insurance Department issues all desirable forms of Policies. The Payment of every Policy is guaranteed iy tlie Colony. Parti* cipation in Profits is authorised by the Legislature to be given to Policy-holders. 2-Premium rates are lower than thoso of Private Companies. 3—No Policy or Medical Pees charged. ' • 4—All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under a special regulation providing for the continuance in force of every Policy for the original amount, until the surrender-v9lue of the Policy is ex hausted in payment of premiums. i s—Absolute Security from Loss. —Insurer?, after having paid three full annual premiums, are guaranteed a cash surrender value of not less than 40 per cent, of the paid-up premiums 5 and if for any reason the premiums ere not paid when due, a paidup Policy will be issued, generally equal in amount to the premiums paid, and often much in excess. 6—Thirty days of grace are allowed on all Renewal Premiums. 7—Liberal conditions as to travelling and residence. B~Policies protected from Bankruptcy. — An Insurance Policy effected by the Insured, hanafide on his own life, is protected from bankruptcy or insolvency laws to a certain amount, which increases with its duration. Thus, after it has endured for two years, it is protected to the extent of £200; after five years, to £500; after seven years, to £1000; after ten years, to £2000. This protection oppliea only in favour of the personal representative of the Insured. 9—Married women may effect Policies, dispose of the money by will, as if single; and their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies- —Policies effected for the benefit of the wife and children of the Insured are absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums are payable during life, or any period not less than seven years. If apportionment ia not made at the time, it can be subsequently made by will. 11—Probate, &c, dispensed with —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. 12—Prompt ..payment of Claims and no discount charged. W. Gisbobhe, Commissioner. AGENT FOE THE THAMES :— JAMES HOPCBAFT, ETEHINa STAR OFFICE, Gbahamstown.
TRANSFER FORMS (NEW STYLE) FOE TRANSFER OF MINING SHARES 0. N SALE ■•». . . ' • . : ■'.... AT THE Evening Star Office, ALBERT STEEET, Gbahamstown. NOTICE „ TO MERCHANTS, SHAREBROKERS MINE MANAGERS, ETC. THE LATEST CONVENIENCE mELEQEAPH FORMS (No, 171) bound in Books of 100 each, with Block for keeping memorandum of telegrams, Jutt Published at the ErßNuro Stab office. These handy little books are coming info TCBeral use in Auckland, and other places, amongst all classes of busines men haring to transmit important telegrams
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Bibliographic details
Thames Star, Volume VII, Issue 2084, 8 September 1875, Page 4
Word Count
491Page 4 Advertisements Column 5 Thames Star, Volume VII, Issue 2084, 8 September 1875, Page 4
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