Page 4 Advertisements Column 4

Thames Star, Volume VII, Issue 2067, 19 August 1875, Page 4

Business Notices BY HAND . . £5 10s BY FEET . . . £9 10s Instruction to purchasers gratis. Needles and all requisites always on sale. J. GRIGG, AGENT FOR THE THAMES. An extensive and varied assortment of Iron Bedsteads, English and American^ Chairs, &c, &c, &c, J. GRIGG, MATTRESS MAKER AND UNDERTAKER, THAMES BEDDING FACTORS POLLEN STREET, . ' NEAR THE KABAKA BEIDGE. "El O V B R-dLT KER S, PHOTOGRAPHERS, P O L LEN-S TRE E T, * SHORTLANtf. ; \y. k. McLean, AUCTIONEER, STOCK AND STATION AND GENERAL COMMISSION AGENT, Napieb, Hawses Bat, Holds WEEKLY SALES of HOUSES anil other STOCK at the REP OS IT O R V In Hastings street. HOUSES received on Consignment arid turned out in well-grassed paddocks, or Btabled until the day of sale. . „ W. K. McLean, " 461 Napier, Hawkes Bay. VT EW. ZEA*L AN D . GOVEBNMENT LIFE INSURANCE. I—The Government Life Insurance Department issues all desirable forms of Policies. The Payment of every Policy is guaranteed hy Hie Colony. Participation in Profits is authorised by the Legislature to be given to Policy-holders. 2- Premium rates are lower than those of Private Companies. 3—No Policy or Medical Pees charged. • 4—All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under a special regulation providing for the continuance in force of every Policy for the original amount,' until the surrender-value of the Policy is exhausted, in payment of premiums. s—Absolute Security from Loss. —Insurers, after having paid three full annual premiums, are guaranteed a cash surrender value of not less than 40 per cent, of the paid-up premiumß; and if for any reason the premiums are not paid when due, a'paidup Policy will be issued, generally equal in amount to the premiums paid, and often much in excess. 6—Thirty days of grace are allowed on all Renewal Premiums. 7—Liberal conditions as to travelling and residence. B—Policies protected from Bankruptcy- —An Insurance Policy effected by the Insured, benafide on his own life, is protected from bankruptcy or insolvency laws to a certain amount, which increases with its duration. Thus, after it has endured for two years, it is protected to the extent of £200; after five years, to £500; after seven years, to £1000; after ten years, to £2000. This protection applies only in favour of the personal representative of the Insured. 9—Married women may effect Policies, dispose of the money by will, as if single j and their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies.-^Policies effected, for the benefit *of the wife and 'children of the Insured are absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums are payable during life, or any period not less than seven years. If apportionment is not made at the time, it can be subsequently made by will. 11—Probate, &c, dispensed with —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. 12—Prompt .^payment of Claims and no discount charged. W. GISBOBNE, . Commissioner, AGENT EOR THE THAMES t— JAMES HOPCRAFT, EVENING STAR OFFICE, Grahamstowk.