Page 4 Advertisements Column 4

Thames Star, Volume VII, Issue 2061, 12 August 1875, Page 4

Business Notices BY HANI) . . ■ .-■ £5 10s JJY FEET . .: . ■ . £9 10s Instruction to purchasers gratis. Needles and all -requisites always en. sale. J. GK IG G, AGENT FOE THE THAMES. . A n extensive and varied assortment of Iron Bedsteads, English..ami American^ • Chairs, ■.;; &c, &c, Ac. ' MATTEEeS MAKER AND UNDERTAKER, fHAMES B£DDIHG FACTORY.'rOLLEN' STREET, N FAB TUB KAKAKA £ RIDGE. -I^o V BR O T HERS, PHOTOGRAPHERS, POLLEN-STREET, SHORTLAKD. w. k. McLean, aUC TI ON EE R, STOCK AND '<&. STATION AND GENERAL COMMISSION AGENT, Napieb, Hawkes Bay, Holds WEEKLY SALES of HOUSES and other STOCK at the RE P 6 S I TOR V In-HASTINGS STREET. HORSES received on Consignment and turned out in wellgrnssed paddocks, or stabled until lie day of sale. W. K. McLean, 461 Napier, Hawlsea Bay. \t E W Z E A L A N .D . GOVERNMENT LIFE INSURANCE. I—The Government Life Insurance Department issues all desirable forms of Policies. The Payment of every Policy is guaranteed by the Colony. . Participation in Profits is authorised by the Legislature to be given to Policy-holders. 2- Premium rates are lower than those of Private Companies. 3—No Policy or Medical Pees charged. 4—All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under a special regulation providing for the continuance in force of every Policy for the original amount, until the surrender-value of the Policy is exhausted in payment of premiums. s—Absolute Security from Loss. —Insurers, after having puid three full an* nual premiums, are guaranteed a cash surrender value of not less than 40 per cent, of ' the paid-up premiums ; and if for any reason the premiums are not paid when due, a paidup Policy will be issued, generally equal in amount to the premiums paid, and often much in excess. 6—Thirty days of grace are allowed on all Renewal Premiums. 7—Liberal conditions as, to travelling and residence. B—Policies protected from Bankruptcy' —An Insurance Policy effected by the Insured, hmafide on his own life,'"is protected from bankruptcy or insolvency laws to a certaia amount, which .increases with its duration. Thus, after ife has endured for two years, it is protected to the extent of £200; after five years, io £500; after seven years, to £1000; after ten years, to £2000. This protection applies' only in favour of the personal representative of the Insured. - 9—Married Women may effect Policies, dispose of the money by will, as if single; and their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies. —Polities effected for the benefit of the wife and children of. the Insured aro absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums are payable during life, or any period not less than seven years. If apportionment ia not made at the time, it can be subsequently made by will. 11—Probate, &c, dispensed with —When a olaim under a Policy does not exceed £200, the Commissioner may dispense 1 with the production of Probate or Letters of ! Administration, thus saving great exponse to the representatives of the Insured. 12—Prompt, payment of Claims and no discount charged. W. Gisbobne, . Commissioner. i _ ______ AGEKT FOE THE THAMES':— JAMES HOPCBAFT, EVBKING STAR OFFICE, I Geahamstown. I