THE SUN NEWSPAPERS Free Accident Insurance

Sun (Auckland), Volume III, Issue 639, 16 April 1929, Page 3

THE SUN NEWSPAPERS Free Accident Insurance

The sun newspapers, ltd., win pay, subject as hereundei\ to the legal representative of any person above the age of 14 years or under the age of 66 years at the time of the accident who being a subscriber to and has THE SUN home delivered, and to whom THE SUN shall have been delivered for a period of at least one week immediately prior to the day of the accident and whose signed notification has been received and acknowledged by THE SUN Newspapers, Limited.. Auckland.:— ACCIDENTS OF TRAVEL AND LIFTS (1) O'| nAA if the subscriber shall be owlvvVkilled, or dies as the result of injuries received, by accident to any passenger railway train in which such person Is travelling as a ticket-bearer or fare-paying passenger, providing that the total sum payable arising out of any one accident as defined in condition (g) shall not exceed £I,OOO. (2) £250 if the subscriber shall be killed or dies as the result of injuries received by accident to any tram or steamer or ferry in which such person is travelling as a ticket-bearer or farepaying passenger or to any motor-bus taxi-car, private hire car (including service car), omnibus, coach, horse cab or passenger vehicle which is being driven by a licensed driver and in ■which the subscriber is travelling as a fare-paying passenger. Home Delivery Subscribers being Policemen or Rail or Tramway Enployees in Uniform and Drivers. Firemen, Guards, Inspectors, Conductors and Stewards of Passenger Railway Trains; Captains, Engineers, Firemen, Deckhands of Ferry Boats; Taxi-car and Cab Drivers and Private Hire Car (including service car), Omnibus, Cab, Coach and Passenger Vehicle Drivers while on duty (excluding anj' driver intoxicated at the time of the accident) shall be deemed fare-paying passengers and any person whose fare has been paid or is paid by another person shall also be deemed a fare-paying passenger, and the expression “fare” includes any cash remuneration or hire money. (3) £250 if the subscriber shall be killed or dies as the result of injuries received while entering or alighting from any stationary tram, train, steamer, ferry, or vehicle mentioned in clauses (1) and (2). (4) £SOO if the subscriber shall be killed or dies as the result of injuries received while travelling in or driving a passenger lift or elevator set apart for the use of passengers in a building used for residential or business purposes. Subscribers are not covered under this clause unless injured as the result of an accident happening to any such lift or elevator. ACCIDENTS IN THE STREETS (5) £IOO if the subscriber shall be killed or dies as the result of injuries received while and as a pedestrian in a public thoroughfare colliding or coming in contact with any moving vehicle. (6) £250 if the subscriber shall be killed or dies as the result of injuries received while engaged and acting as a Tram or Bus Conductor or Inspector falling or being struck and thrown from the footboard by a passing vehicle. (Subscribers intoxicated at the time of the accidents are not included in the three preceding clauses.) CYCLING AND MOTOR-CYCLING ACCIDENTS (7) £IOO in.case of death of the subscriber if he or she shall be accidentally killed while riding in a public thoroughfare a bicycle, tricycle or motor-cycle, solely for pleasure hut including journeys to and from the

subscriber’s usual place of business (not including business journeys) provided that such reader is a duly licensed driver and is not at the time of the accident indulging in a racing contract, speed trial, or track riding. ACCIDENT BY FIRE (S' £250 if the subscriber shall be killed or dies as the result of injuries received by reason of the burning of a building in which such subscriber resides or works. ACCIDENTS OF SPORT (9) £250 if the subscriber shall be killed or dies as the result of injuries received while such subscriber is engaged or competing as an amateur in any game or sport conducted under the jurisdiction of a duly constituted club or governing body, provided tfce subscriber is not taking part in horse racing, motorcar racing, motor-cycle racing, or bicycle racing. LIFE-SAVING ACCIDENTS (10) £250 if the subscriber shall be killed or dies as the result of injuries received in endeavouring to save human life. TOTAL OR PARTIAL DISABLEMENT (11) £250 in case of an accident as defined in the clauses (1) to (10) above should such accident not result in death but cause PERMANENT TOTAL DISABLEMENT tnrough the loss of two limbs or two eyes or one limb and one eye. (12) £IOO in case or an accident as defined in the clauses (1) to (10) above should such accident not result in death but cause PERMANENT TOTAL DISABLEMENT through the loss of one limb or one eye (13) £2 per week for a period not exceeding three weeks in case of an accident as defined in clauses (1) to (10) above should such accident not result in death but cause TEMPORARY TOTAL DISABLEMENT. HOME ACCIDENTS (14) £l5O if the subscriber shall be killed as the result of an accident in his or

her private dwellinghouse, flat or rooms, such address being the address registered on the subscribers certicate of registration, or in his or her garden attached to such dwelling-house, rtet or rooms. (15) £lO if as the result of an accident above described the subscriber shall fracture a leg above the ankle, or an arm above the wrist, or shall sustain a broken jaw or collarbone. CHILDREN’S ACCIDENTS (16) £5 will be paid to the parent whose name appears on the registration form in the evert of an accident to his or her child over the age of six and under the age of 16 years causing broken arm above the wrist or broken leg above the ankle, providing such accident is the direct result of one of the aforementioned and defined accidents an 3 does not occur during employment. PROVIDED ALWAYS that the above Undertaking and Agreement is subject to the following special conditions which are of the essence of the contract .namely, (a) The scope of the Insurance is restricted lo accidents happening in New Zealand and to steamers sailing within New Zealand territorial waters. (b> In the case of death, such death must result within 30 days after the (c) That notice of the death and the accident be given within forty (40) days after the accident by the subscriber or representative to THE SUN Newspapers. Ltd.. Auckland. (d) IN THE CASE OF PERMANENT TOTAL OR PARTIAL DISABLEMENT that notice of the accident be given by the subscriber as aforesaid within fourteen (14) days of the accident. (e) IN THE CASE OF TEMPORARY TOTAL DISABLEMENT that notice of the accident be given by the subscriber as aforesaid within seven (7) days of the accident. (f) That Medical Certificates and other necessary intormation be furnished by the claimant upon request. (g) That the total liability in respect of claims arising out of any one railway

accident or disaster which result In the death within thirty (30) days of more than one person shall not exceed the sum of £1,000; in any such event the said sum of one thousand pounds (£1.000) will be paid pro rata. (h) That the total liability in respect of claims arising out of any one accident or disaster, other than railway accidents which results in the death within thirty days of more than one person shall not exceed the sum of one thousand pounds (£1,000). In the event of such happening the said sum of one thousand pounds shall be paid pro rata. (i) That no compensation shall be payable for any accident happening while the subscriber is carrying another person or riding upon a luggage or pillion - carrier of a cycle or motor-bicycle. (j) That no compensation shall be payable for any accident sustained while Hie subscriber is in a state of intoxication cr resulting from suicide or attempt thereat, an overdose of drugs, insanity, war, riot, or civil commotion. (k) That in the event or any dispute between the subscriber and THE SUN as to whether such disablement render the holder temporally or totally unable to follow his or her usual vocation, it is are the essence of the contract, namely, to the decision of a medical referee to be nominated by THE SUN. whose decision shall be binding upon the parties. (l) That the subscriber was not a cripple at the date of registration. (m) That the wife or husband of a Home Delivery Subscriber ordinarily residing with him or her shall be deemed to be a Home Delivery Subscriber for all the purposes of the coupon. (n) THE SUN reserves the right to amend or terminate this offer at fourteen davs’ notice, such notice to be published in THE SUN. (o) Conditions previously published ar* hereby cancelled, and the foregoing conditions shall apply until such time as they are altered or withdrawn under paragraph (n). April 3. 1929.