Page 1 Advertisements Column 3

Patea Mail, Volume XII, Issue 52, 29 May 1899, Page 1

THE AUSTRALIAN WIDOWS' FOND LIFE ASSURANCE SOCIETY, LIMITED. (Established 1871,; (Conducted on purely inutua principles.) FOE MUTUAL LIFE ASSURANCE, ANNUITIES, SAND ENDOWMENTS. - Chief Offices—Melbourne, Sydney, Wellington, Adelaide, Brisbane, and Launceston. , Head Office for New Zealand—6, Custom House Quay, Wellington. Board of Directors—John Guthrie Wood Aitken, (Aitkon, Wilson and Co) Chairman, Walter Fell, M.D., Oxon., London, Alexander Horsburg Turnbull (VV, and 0, Turnbull and Co.) Actuary—-James Graham, F.1.A., F.F.A. Resident Secretary—Charles J. Fowler, Accumulated Funds exceed £1,200,000. Annual Be venue exceeds £200,000 All Profits Belong to the Assured, SPECIAL PROSPECTUS of a New System, of Life Assurance, exempting from Payment of Premiums when the Assured is either temporarily or permanently incapacitated either by accidental bodily injury or by illness or by mental disorder . 3LOAJNS A.G-AJHNSX SURRENDER VALUE. The Society will at all times advance, on the simple security of to the extent of nine-tenths of its surrender value. Members aro stongly recommended to keep their policies in force as long as possible, and in the event of a temporary financial trouble to borrow against the surrender values of their policies rather than discontinue them altogether* The amount thus borrowed can be repaid at convenience, provided the interest be regularly met and the renewal premiums promptly paid, if this be done, the amount borrowed can remain as a charge to be deducted Jfrom the sum assured in case of death. LOANS OJV PERSONAL AND FREEHOLD SECURITY. One calendar mout’s grace is allowed on Renewal Premiums, and Policies that have been allowed to lapse through oversight or from pressure of {circumstances may be revived at any time within TJHIB.TJESISN months from the date when the Premiums due, on certain conditions. ABSOLUTE SECURITY.! The Australian Widows’ Fund provides for its Members that;|AbSolutß Security which is the most essential feature in a Life Assurance Contract, By valuing its liabilities upon the “Pure Premium” method, the whole, of the expenses of carrying on and extending the business have been treated as a charge upon, and have been paid, ONCE AND FOR ALL, out of the revenue of the period in which they were incurred. The sources from which the Society’s profits will arise in future years being thus preserved intact and not anticipated in any way, is the best guarantee that the profits of future years will compare favourably witu those of the’past. MONTHLY AUDIT. A’montbly audit of the books and accouuts of the Society is| carried joutf.by ” two professional auditors—a new featuie introduced by this Society, aud well calculated to protect the rights aud property Jof the Members. The Directors’ and Auditors’ Reports, with Balance»sheet, are submitted at each yearly meeting of, the Members. THE RESERVES OF THE AUSTRALIAN WIDOWS' FUND ARE BASED UPON THE Severest Standard Known to Actuarial Science. .PRINCIPAL! ‘POINTS BBOUa II r r o UjX lIN XJIIgK FIFTH QUINQUENNIAL 1N VE S T-Lfi A T*l 0 N 1. A in the New Business. 2. A Steady Reduction in the Voidißusiuess. 3. lied notion of nearly 4 per cent, iulthe Expenses, 4. A FavouruoleJßate of Mortality. 5 The High Actuarial St unlaid of Valuation adopted t by the Society *iu 1891 has been adhered to. i G. ABSOLUTE SECURITY has been throughout recognised as the paramount consideration. , For further partjV alars apply . VV. HAMERTON. j RE SID E N'T AG ENTS m w£4 iffin mrmr.