Page 1 Advertisements Column 3

Otago Witness, Issue 497, 8 June 1861, Page 1

NORTHERN ASSURANCE OFFICE OF LONDON AND MELBOURNE. Capital £1,259,760 Invested Funds 404,449 FIRE INSURANCES effected at the current rates of Premium, and proposals made to the Agents can be concluded without any reference or delay whatever. Superintendent for Australia : JAMES RATTRAY, Melbourne. Agents for Otago : R. B. MARTIN & CO. Dunedin. NORTHERN ASSURANCE COMPANY. Capital 11....... £1,259,760 Income for 1858 197,188 Head Offices — London, Aberdeen, and Melbourne. LIFE INSURANCES effected at reduced rates of Premium. The rates charged in Otago are the same as those in England. Medical Officer — Dr. Hulme. Rates for assuring £100 at the following Ages 20 £1 12 7 40 £2 16 6 30 2 2 7 50 3 10 0 Forms of Proposal, and all other information, can be obtained on application to the Agents. R. B. MARTIN & CO. Dunedin. THE LIVERPOOL AND LONDON FIRE & LIFE INSURANCE COMPANY. Empowered by Acts of Parliament. ESTABLISHED IN 1836. HAVING A COLONIAL PROPRIETARY, AND THK TOLLOWTNG BOAKD OF DIRECTORS IN SYDHET: J. S. Willis, Esq., Chairman. Hon. G. K. Holden, Esq., M.L.C. Hon. Sir Daniel Cooper, Esq. M.P. J. B. Watt, Esq. B. Buchanan, Esq. Sir Chas. Nicholso.i, Bart. Offices — Margaret Street, Wynyard Square. Resident Secretary — A. Stanger Lcathes. Capital Subscribed exceeding £1,880,000 Accumulated Funds and Capital Paid up exceeding 1,156,000 Of which £200,000 are invested in the Colonies, in Government and other Securities. Reserve Surplus Fund £215,000, with unlimited liability of the Shareholders. THE Undersigned have been appointed AGENTS FOR OTAGO AND SOUTHLAND, are authorised to receive Applications for Insurance in both the FIRE and LIFE Departments, which will be dealt with by the Directors in Sydney, upon terras as liberal as those of any other office. Medical Referee — Henry Nelson, M.D. All Claims are settled in the Colony. Tables of Rates for Fire and Life Insurance j in all its Branches, and every information, can be obtained from YOUNG & M'GLASHAN, Agents for the Company. N.B. — Applications from Southland will be received through Messrs. T. J. Whitb & Co., Invercargill, and Messrs. Souman & Crerab, Riverton, from whom Forms of Application aud Tables of Rates can be obtained. TO VOLUNTEERS. AUSTRALIAN MUTUAL PROVIDENT SOCIETY. MEMBERS of the Society and intending j Assurers are informed that the byelaws permit them to engage in Military or Naval service, as Volunteers, without extra charge, and without vitiating their Policies. By order of the Board, ROBERT THOMSON, Secretary. J. S. WEBB, Agent. August 7, 1860. A USTRALIAN MUTUAL PROVIDENT J\. SOCIETY.— The Directors have the satisfaction to draw the attention of intending Assurers to the important and peculiar privileges accorded to the Society by its Act of Incorporation, among which are the following :—: — (V) The Protection to a gradually increasing amount of all its Policies after an endurance of two years, against the operation of laws relating to insolvency. (2) The Protection of Policies of Married Women against the debts or control of their husbands. (3.) For the encouragement of small A-surers, their Policies are relieved fiom the. heavy tax involved in making out letters of^administration, &c. ANNUAL PREMIUMS FOR ASSURANCE OF £100, with Bonus, Additions. Age. j 25 j 3ir) ( 45 i 55 Premium^ £2_2 _8 1 £2 15^4 | £3 16 [ £5 12 2 The entire Profits of the SoJity accrue to the Assured, the amount ofwhipnjvill be seen from the following .— EXAMPLE OF BONUS ACCRTJtNO, TO A POLICY Of LIFE ASSUr'aUCE. " Date * S ' - v ToUI ' of « § Bonus, Bonus, Policy, Policy. *£ 1854. 1859. 1859. £ s. d. £ s. i. £ 8. d. June 1849.. 40 8113 7 110 19 5 692 13 0 Jan. 1851 .. 39 49 3 8 85 7 1 934 10 9 March 1851.. 40 51 811 86 9 2 637 18 1 Apiillßs2.. 40 .. 57 011 557 011 Sept. 1853 . . 40 . . 48 10 0 546 10 0 lg§r A Deferred Annuity, to commence at the age of fifty, of £20 procured by a member in 1849, who was then aged thirty-two, is now increased by £8 12s. 4d. to £28 12s. 4d. An Endowment Policy granted in January, 1850, for £400 now represents an Endowment payable So a child in July, 1870, on attaining its majority, of £500 18. sd. These results will bear comparison with those of any British Mutual Office, and show advantages never given to the assured by any Proprietary Company, the Bonus being nearly four times greater than those given by Leading Londok Offices. For full tables of rates, see prospectus. General conditions as to surrenders, voyaging, residence abroad, loans to members, payment of claims, &c, &c, will be found to be more than' usually liberal. Prospectuses, printed forms, and all information may be obtained from any of the agents, or at the Principal Office. Directors : Hon. James Mitchell, Esq., Chairman. George King, Esq., Deputy Chairman. John Fairfax, Esq. Mr. Justice Holyrood. Thomas Holt Esq. M. E. Murnin, Esq. Principnl Office, Hunter-stseet, Sydney, New South Wales. ROBERT THOMSON, S e °retary. J (- S WEBB, Agent in Dunedin.