Page 6 Advertisements Column 1

New Zealand Herald, Volume I, Issue 90, 26 February 1864, Page 6

Australian mutual provided SOCIETY. Established Jan. 1, 1849, and Incorporated by Ac of Parliament of X. S. Wales, 20 Viet. (1847.) Principal Office—SYDNEY, New South Wale: directors. Chairman —G-eorge Kiyo, Esq. Deputy Chairman —AirnintT. IIOUIOYI), Esq.,M.LA Fbed. Ebswortii, Esq. John Fairfax, Esq. Thomas Holt, Esq., M.Tj.A. The Hon. .Tamf.s Mitchell, Esq., M.L.C. Actuary and Secretary—R. TltoMP3o>", Esq. BUSINESS OF THE SOCIETY. I. ASSURANCE of Every Contingency ofHumai Life. 11. GRANTING ANNUITIES-Present, Deferred or Reversionary. 111. GRANTING- ENDOWMENTS for Childrei and for Old Age. The Entire Profits of the business belong to th members, and are allotted to tliem from time to time in exact proportion to the value of their policies. EXTRACTS FROM TABLES. ASSURANCE BRANCH. Life Asbfiunce.—Premiums payable during Lifi to assure £100, with Bonus Additions, payabli at death. A?e. rremlam. Age I*remium. Aye. Premium. SO £1 17 5 35 £2 15 4 50 £4 » 10 115 2 2 8 40 3 4 6 R5 IS 12 2 30 2 8 2 45 3 IB 0 GO 7 14 Life Assurance.—Annual premiums payable fot a term of years to assure £100, with Bonus Ad ditions, payable at death. j Premiums to ccase in [ ij -----I* ! 5 Tears. 10 Years. 15 Years. 20 Years. I 5": £0 14 2 £3 UID £2 15 fl £2 6 1 : 2ft 30 i 8 5 8 413 3 3 9 7 2IS 3 |30 45 i 11 3 6 6 t» 7 4 15 8 1 1 2 . t."» 63 |H 3 6 855 G9 5 5138 j55 EndowMEKT ASSURANCE. —Premiums to assure £100, "with Bonus Additions, parable on attaining certain ages, or at previous death. " Previous Death or at the age of 50 55 00 65 2.1 £3 10 4 £2 17 6 £2 9 2 £2 :l 7 35 fl II 6 4 15 6 .1 15 1 3 3 3 « 10 10 4 C 14 11 5 1 R 55 11 1 111 Joint Lives Assurances. —Survivorship assurances—Assurances by Ascending scales of Premiums —Assurances by descending scales of Premiums —and assurances of any other sort, with full participation in profits iu every case, are also effected by the Society. Assurances may be effected on one Life to the extent of £3,000. Claims are payable three months after proof of death. Bonuses may be applied to the Extinction of future Premiums or their value in cash will be handed to the Member at his option. Conditions with regard to Voyaging, Residence Abroad, &c., Ac., are unusually liberal. Present Annuities may be purchased on liberal terms, and deferred and reversionary annuities mav be secured either by a single payment, or by annual premiums, with Bonus Additions in every ease. Endowments, with Bonus Additions, payable either on coining of age, or attaining any other age, mav be likewise purcliased, or secured by annual premiums. Policy fee in every case ss. Loans on Policies to the full, extent of their value, pavable yearly, half-yearly, or quarterly. Surrenders are accepted on equitable terms. AU the Tables of Ratc3 are calculated on the lowest terms, compatible with perfect safety. EXAMPLES OF BONUSES. 1. Boxes on a Life Policy for £500. under table A., oirected at the age of 40. . , .„ „ I Amount As- ; ' Total Policy, Date of Policy. -nreU (unit |.re-> Bonus, 1859. ion Feb. 2Stb, | vious Bonus), j ; 183*9." . !- ' i ' I I ; Jnne, ; £581 13 7 ! £110 19 5 ! £«I 213 0 March. 1851 > 551 all SB 9 2 I Ki7 18 1 April, 1852 1 500 0 0 ! 57 011 j 557 0 U I I I Reduction of Caah | Annual Prosy. u .~- t ol „ t | Bonus. -Bonus. j invertlsation. June, IBW £1 18 7 £51 7 3! £12 6 7 March, 1351 312 B 38 810 ' 1" 7 0 April, 1852 26 1 21 15 10 ] 910 0 (2.) A Defpekkd A.vxuity (the policy being effected early in 1849) for tlie original amount of £20 per annum, to commence iu 1867, id now £29 Is. lOd. (3.) An Esdowsient Policy- payable in 1870, effected in the beginning of ISoO on the nominee coming of age, for the origiual amount of £'100, is now one for £503 17s. 9d. Comparative Statement of Bonuses accruing to a Policy of Life assurance for £500, if effected at the age of 40 in different offices, after a duration of TEN years. r. • . . rich ProportionOrrwr. Original linnu, ate rcdacPremium. Additions. ttoiis of future prcms. British proprio- ' t*l7 £l(i 7 ] £50 10 8 £23 6 7 £5 13 4 British Mutual... 16 11 3 101 4 0 19 10 0 311 In Australian Mutual Provident Society 18 2 1 192 13 0 89 17 9 813 1 j_ It will thus be seen that the profit to the assured in this Society is more than three times that of first, class Proprietary Offices, ana nk.uily twice that of one of the most successful of all European Mutual Offices. N.B.—The equitable principle of An::iuitv and Endowment policies, receiving the benefit accruing on these branches of the business is almost peculiar to this Society. It generally goes to enlarge the bonuses of assurance policies. If the same course were adopted by the Australian Mutual Provident Society the result would be a still greater advantage to its assurance policy-holders that is exhibited in the forcoin" comparative statement. ° ° CSTThe attention of assurers is requested to the following important privileges granted to the members of this Society, and to them only. All its Policies are protected against the operation of the Insolvent Laws, after a certain term on u gradually increasing scale. ° Policies effected by married women are protected against the debt and control of their husbands. The Families of Assurers for small sums are saved the expense of letters of administration. Prospectuses, forms of proposal, and every information may' be obtained from any of the Society's Agents, or Medical Referees in the Australasian or at the Principal Office. Medical Referee for Auckland :—T. B. Kendiikdixi:. J. A. GILFILLAN, Agent. Auckland, November, 18G3. JOHN WILLIAM LEWIS, Shortland House, Shohtland-steeet, Auckland, Has just received, ex ' Bombay,' an assortment of choice Perfumery, from J. Touzeatt Saunders, 148 Oiford-atrcet, London, including SAUNDERS'S FACE POWDER, or BLOOM of NINON*, for beautifying and improving the complexion (containing; nothing injurious to the akin) Saunders's Guards' Hair Dye, for instantly changing . Red or. Grey Hair to a natural Brown,or Black Hair, Tooth, and Nail Brushes, Tortoiseshell, Dressing, Pocket, and Side Combs Tooth and Violet Powders, Pomades, and several other Toilet requisites Superior Cup and Bathing Sponges A clicico selection of French Fane.