Page 1 Advertisements Column 5

Daily Telegraph (Napier), Issue 9821, 21 July 1900, Page 1

MUTUAL LIFE ASSOCIATION OF AUSTEALASIA. Family Trust Policies. Tho object of this new form of Endowment Assctrance is to guarantee to the Member that in the event of his death before Maturity of the Policy his Widow (or other legatee) shall have no anxiety about Investing its Proceeds, the Association undertaking to pay INTEREST AT THE RATE OF FIVE PER CENT PER ANN UM thereon for 20 years, and then to pay the Sum Assured to the family, or as the Member may have directed by his Will. On the other hand, should the Member survive the period for which the Endowment Assurance was effected, the SUM ASSURED will be paid to him WITH , THE ADDITION OF ACCUMULATED BONUSES. EXAMPLE. A man aged 40 next birthday effects a FAMILY TRUST POLICY FOR £2000. Annual Premium £112 for 20 years only. If he dies within 20 years, his Widow or any person to whom he . bequeaths the Policy will at once receive an income of £100 a year; the first of sucrt payments beinie receivable immediately the Claim is established, and a similar payment on c -eh oi the following anniversaries of the death of the Member. At the expiry of the 20 years the Original Sum (TWO THOUSAND POUNDS) will be paid to the beneficiary. In the event of the Member living and payiug premiums for the 20 years after issue of the Policy, he will be en- , titled to receive THE SUM ASSURED (£2000) IN CASH, WITH ACCUMULATED BONUSES. In the event of the Member being unable or unwilling to continue payment of premiums after the first three years, the Policy automatically becomes PAID UP for a proportionate part of the Sum originally Assured, but without participation in profits. It is d fricult to imagine how any form of Policy could include more benefits at so comparatively low a rate of premium. Briefly, if the Member lives to realise his Endowment Assurance, he can invest the proceeds himself; although the Association will arrange to offer him most favorable terms, it he prefer to leave the amount, or part theieof, with them tor another 10, 15, or 20 years. If he dies, the Association promises an even better INVESTMENT than he could have arranged, coupled with ABSOLUTE SECURITY. ARTHUK B. GIBSON, District Agent. Tennyson Street, Napier. RALEIGH CYCLE AGENCY. A LARGE STOCK of the worldfamous Raleighs to select from. All 1900 Model?. The Raleigh is the finest cycle produced in England, and the sale is not confined to any one di&trict, for they are sold all over the world, at a price usually asked for second grade machines. Why "buy a gaily-colored low grade wheel, covered with cneap transfers, when you can buy a first grade wheel for the same money? We give years' guarantee with our cycles and then have no trouble with them. We supply only genuine Dunlop Tyres. We have the only ball-bearing free wheel on the market which is a triumph of mechanical ingenuity. We have also the Bowden Wire Brake, the cleverest brake ever produced. We sell our bicycles for cash or terms. We can arrange terms to suit all classes. We carry a large stocs of sundries, which we sell at low prices. A superb illustrated catalogue of Raleigh Cycles to be had for the asking ; also, free wheel pamphlets. Mr McGain, manager of our cycle department, is generally acknowledged to be the most ! capable expert in the district, and all i repairs being executed under his personal supervision gives the best guarantee that the work is done in firat-class style. Our main effort is to give satisfaction. JOHN M'VAY, SADDLER, &c , Napier. WINTER COUGHS Quickly Cored By Williams' s Creosoted Cod Liver Oil Emulsion, WITH HYPOPHOSPHITES OF LIME AND SODA. This Emulsion contains about 40 per cent more oil than the Imported Emulsion?, and has the advantage of being freshly made. Invaluable for Pulmon ary diseases, Cough.-, Co;ds, and General Debility. A. J. WILLIAMS, CHEMIST (by Exam.) and OPTICIAN, NAPIER. JKOCHFOBT & SON, I CIVIL ENGINEERS & SURVEYORS, Tennyson Street, Napier. A CARD. NAPIER People say that Dr. PASCALL'S COUGH MIXTURE is the Best. Ecclks, Chemist.