Page 5 Advertisements Column 1

Press, 15 March 1980, Page 5

*40,000 Insurance fcr less than 40C per day i‘. • • under age 40 (and attractive rates over age 40). No medical examination required. No salesman will call.

5 This enrolment opportunity open until 22nd March,l9Bo. Present Life Plan policyholders and those who respond duringthis enrolment period will enjoy the benefits of Life Plan at the premium rates shown in the chart. Future enrolments in the Christchurch Press will carry higher premium rates. 6 Life Plan. fills a special need. Almost everyone will agree - most people need more life insurance. Yet, many New Zealanders today are seriously under-protected. Because traditional forms of life insurance which include savings and investment elements are expensive, many have been unable to provide adequate cover for the protection of their families. Just think about the rapid rise in the cost of necessities -food.clothing,housing, education and health care. If you have been troubled by rising costs, think about the problems your family must face in the coming years if they no longer have you and your income. Remember, due to inflation the life insurance policy you may have bought a few years ago won’t stretch as far now, which may mean thatyou need more protection. Consideringthe low cost of this term life insurance plan and the ease of obtaining it, now is the time to ensure your family’s financial future. 7 Once you’re accepted, only you can cancel your policy. After you receive your policy only you can cancel it. If, to the best of your knowledge, you have completed the application accurately, your policy can never be cancelled as long as you pay your premiums when due. This means that if, in the future, you suffer a serious illness or injury and insurance becomes hard, if not impossible to obtain, your Life Plan will continue in full force. And at the sarire low rates shown in the rate chart. Your rates as shown are guaranteed renewable to age 65. Your insurance will terminate on the policy anniversary date after your 65th birthday, without cash value. This is one of the features of Life Plan. It can keep its low cost because it doesn’t have to provide (and you don’t have to pay for) a cash value at termination. Your wife’s coverage, if you choose thehusband/wife plan, terminates on the policy anniversary date after her 65thbirthday or your 65th birthday, whichever occurs first. 8 Life Plan offers two planschoose the one that’s best for you. Most New Zealanders have some Life Insurance and every family’s needs are different. That is why Life Plan offers two plans. The $40,000 policy is the plan we usually, recommend. But we also offer a $20,000 policy to supplement an existing programme. Either way, you get all risk protection, with benefits payable for death from any cause (except suicide during the first 13 months)- at any time, anywhere in the world. Lowcost cover vW for women* an important plus. There are two ways a woman can have the protection of Life Plan. First, she can have the same cover as a man - her own individual policy. Or, she can be covered for Vz of her husband’s benefit under the Husband/Wife Plan. Either way, no medical examination is required. . t ; Z ’

MONTHiy PREMIUMS .Individual Coverage T "’S C Husband/Wife Coverage A 1 '" “.k" 1 - 1 1 Age last . ‘540,000 $20,000 Age last $40,000/ $20,000/ Mrwiw-TWV birthday .birthday $20,000 $lO,OOO xvioiiey oumv 25-29 7.50 3.75 25-29 10.88 5.44 Capital Life Assurance 30-34 8.00 4.00 30-34 11.60 5.80 Limited provide a full 35-39 9.67 4.84 35-39 14.02 7.01 money-back guarantee 40-44 13.67 6.84 40-44 19.82 9.91 with each policy issued. 45-49 24.00 12.00 45-49 34.80 17.40 If, on receipt of your pol-50-54 43.34 21.67 50-54 62.84 3'1.42 lc - v ’ you are not com-*55-59 75.00 37.50 *55-59 108.75 54.38 pletely satisfied with it *6O-64 105.00 52.50 *6O-64 152.25 76.13 tor any.reason you may . 65 Termination age 71 65 Termination age 7 return it within 30 days Y Z x 2 Z ot receipt and have a full, *Yoii may apply if less lhan 55 years old. Initial Quarterly and Yearly Premium unquestioned refund. Rates for 55-64 are for renewal only. Premiums can also be paid quarterly or yearly, 1 niS IS guaranteed oy .... , with a choice as each premium falls due, to Capital Life Assurance The initial premiums for Husband/\ ife a || ow flexibility in future planning. Limited 76 Svmonds Plan are based upon the husband s current age r unitticu, /u oyinuuua at Enrolment, and increase as he passes front Initial quarterly premium = monthly x 3. Street, Auckland, New one age bracket to the next. Initial yearly premium•= monthly x 12. Zealand.

Life Plan offers a I choice of premium payments. Capital’s flexible-payment plan gives you the opportunity to alter payments to suit individual and changing requirements. Premiums initially can be paid monthly, quarterly or yearly. To calculate initial quarterly or yearly premiums, merely multiply the monthly premium shown in the rate chart by three or twelve, respectively. In the future, after you have received your policy, you will have the choice of paying quarterly, half-yearly or yearly. Compare Life Plan’s I I rates and benefits JLJL. with similar plans. We urge you to compare Life Plan with similar plans. We believe that you will find that not only does term insurance give you the most .protection for the least money, but that Life Plan’s rates are among the lowest to be found anywhere. Please note the low rates for your own age in the rate chart and that premiums will increase as you pass from one age group to another. Also note that the.rates as shown can never be raised - they will always stay the same. Even if you get sick or have an accident. And your benefits can never be reduced. LifePlan is I # underwrittenby AJWCapitalLife. Life Plan is underwrittenby Capital Life Assurance Limited, a New Zealand owned and operated Company conforming to the requirements laid down in the Life Insurance Act of 1908, and other related acts and regulations. Capital Life has led the market in 1978 by offering ‘direct-by-mail’ insurance to professional groups and by offering Life Plan to all New Zealanders. With the Capital approach, all information is clearly stated to- allow the prospective policy-holder to study the benefits. Even after the policy is issued, the 30 day inspection period provides a full Money. Back Guarantee to ensure satisfaction. Act now-Enrolment | <4% closes Saturday AxJ 22nd March, 1980. Your application and first premium must be mailed on or before the Enrolment deadline, so act today. •If you qualify now, you’ll be covered in the future even if your health deteriorate s. Sen d for Life Plan and look your policy over. Then compare the rates and benefits with any other plan. We think you will find Life Plan is better value. Remember, there is no risk .to you. Only the promise of realistic, money-saving insurance protection for you and your family. 14—* 1. Complete the application form. 2. Cut along the dotted line. 3. Put it in an envelope together with a cheque, money order or postal note made payable to Capital Life, and post to the address shown below. If the application form in this publication has already been used, please write or phone Capital Life for another form. Capital Life I / Assurance Limited. 76 Sjnionds Street, Auckland P.O. Box 2177. Phone 771-963

# Introducing EifePlan • the modem, low-cost term life insurance for today’s New Zealand family. IRead how Capital Life provides the kina of low-cost protection needed today Life Plan is term insurance, the modern type of lifeinsurance which gives you pure protection. Most other forms of life insurance contain elements of both savings and investment which push up the cost. With term insurance you pay only for protection. Quite simply, it insures’ your life and,pays your, dependants. Term insurance has the lowest cost of any kind of life insurance. People are talking about the advantages of this modem insurance. Life insurance should give youas much straight, pure insurance protection as possible, for as little money as possible. And that is exactly what Life Plan does. 2 There is another reason why our premiums are so low. By offering this plan during a limited time period, we are able to process these policies in large groups and all at one time. In addition, because of its simplicity, we can offer Life Plan through mass advertising, with no need for a salesman or commission agent. The result is that we are able to keep our sales and administrative costs low, and pass the savings on to you in the form of lower premiums. 3 No medical examination is required. Just fill in the application and mail it with your first premium. -You’ll notice there are a few questions pertaining to your health. Answer them completely; most people will be accepted. It’s as simple as that. As we reserve the right to accept or reject applications, no medical examination is required. 4 Nd Salesman will call on you. Often circumstances are such that the advice arid counsel of an experienced life underwriter is needed to make a professional evaluation of your requirements. Howe ver the need for term life insurance is simple - the most pure protection for the least possible cost. Life Plan is easy to understand and is fully explained in this advertisement. Just read it over, examine the policy we will mail you, and make up your mind in the privacy of your own home. If you do have any questions, write to . Gary Christie, our Life Plan Manager, or call Auckland 771-963. He’ll be glad to help. But remember to also mail your, application before the enrolment deadline. There's no risk; You 1- have an unconditional 30 day money back v; guarantee. » - ’ r- ... ' - J ‘ ■

Application for L Capital Life Assurance Limited. -Zz 7(5 Symonds Street, P.O. Box 2177,’Auckland, New Zealand. Phone 771-963 1 Tick box for coverage desired g ■ Enclose premium with Application. covers 540,000 $40,000 Husband/ Enclosed is my cheque in the amount of - $20,000 Wife $ ■ .. which is my Monthly Quarterly n $20,000 $20,000 Husband/ I Yearly Premium. - Sio,OOO Wife | Make cheque payable to Capital Life. S PLEASE PRINT Christian names Surname Birthdate Place of Sex Height Weight 2 Person to Mr/Mrs/Miss/Ms Date-Mo-Yr Birth be insured: 3 Residential Address: 4 Occupation: 5 Describe Duties: . ■ For HUSBAND-WIFE coverage COMPLETE ITEM 6. 6 Please complete to apply for insurance on wife: Christian names Maiden surname Birthdate Face of | Hetgh: Wetjht Date-Mo- Yr I Wife’s | name: 7 With respect to each of those to be insured: a. Do you engage in any hazardous occupation, pursuit or pastime, e.g. private flying, hang gliding, motor cycling or racing? Y’es Ci No b. Has any application for Life, Accident or Sickness insurance been declined, postponed, modified or a. loaded: D Yes DNo If'Aes” c. Are you now receiving or considering any medical’ gi ve attention or surgical treatment? D Yes No details d. Have you ever had Heart Trouble. High Blood below. Pressure, Chest Pain, Albumin or Sugar in your Urine, Tuberculosis. Cancer, Tumors, Ulcers, . . Mental or Nervous Disorder or Epilepsy? Yes u No e. Have you had any illness, injury or medical examination or advice not listed above within the past 5 years? DYes No Name of Persons Condition Date Duration Degree of Names and Addresses of Rxoverv Dociort and Hospitals (If additional spice is seeded attach separate sheet) 8 a. Who isyour doctor? Dr— Address —— — b. When did a proposed insured last consult him? Why I understand that the insurance applied for shall not become effective until this application is approved by the Company, and the — full premium paid. I represent that I have read and understand all the statementsand answers shown above, and to the best o!. mv knowledge and belief, they are true and complete. I hereby authorise any doctor, hospital or clinic to provide Capita! Life Insurance Limited with information regarding my past medical history. I agree that his application shall be the basis of the contract between me and the Company. pate Signature of Proposed Insured x — —— | Signature of Wife ; — I (Only if being insured) a JjgMIIUIIMIIMffIIM T IBuHMIII pm- -il MMMBMHHHMaBBMfIMB MHSE HHHWMBB® WiiHiilW IBIIIMIB