MOTOR INSURANCE ACT.

Auckland Star, Volume LX, Issue 12, 15 January 1929, Page 15

MOTOR INSURANCE ACT.

QUESTION OF PRESENT POLICIES. PROVISION FOR EXEMPTIONS. TABLE OF PREMIUMS. The question of the accident insurance policy which all motorists will be compelled to take out in June when applying for new number plates is exercising the minds of motorists throughout hie Dominion both individually and in the various motor associations.

"Sparkwell" has received inquiries on several points, chiefly on the question of present policies. One correspondent asks if his present third party policy will be accepted. It is understood that in all cases where third party insurance is in force and the motorist can show a receipt for his premium covering the whole period of the year's registration this will be accepted.

There are certain exemption* , , 'to the principles of the new Motor Insurance Act. Persons who may not claim compensation include any member of the owner's family or a relative, as is provided in usual insurance contracts; employees of owners of insured vehicles, covered by the Workers' Compensation Act, may not claim compensation, and there is another clause which says that a person who may be injured while entering or alighting from, or about to enter or alight from a motor vehicle, has no claim. When the bill was before the House some objections were raised to these exemptions, and other points, but were met with the reply that the scheme was largely experimental, and that the premiums at a "standard which would give reasonable cover to the third party, but would not be burdensome to the motorist. If, after a period of trftl, it was found that the premiums were sufficient to cover further risks the benefits might be extended. The premiums are as follow:— Private care, Including cars used by the medical professior. and religious bodies, and also hearses and mourning coaches .'. l 0 Commercial vehicles used for the conveyance of goods and cars need by insurance companies, stock agents, commercial travellers and the like i io Commercial vehicles whSch, while primarily used for the conveyance of goods, may be uaed on special occasions for the conveyance of paseenjrers 3 0 Fire brigade vehicles 2 0 Taxie, service cars, and buses, having a licensed seating capacity, excluding driver, as follows: up to six seats, £7 JO/; for each additional seat up to eleven eoating: capacity, £1 10/; for each additional seat exceeding eleven up to twenty-five seating capacity, f1; for each additional seat exceeding twenty-five seating capacity, 10/. Road rollers and tractor* 1 0 Motor cycles t 0 jg

TO PASS OR NOT TO PASS?

DO NOT SWERVE SHARPLY.

When you decide to pass another car the best way is to come up close behind it, look to see if there are cars coming toward you in the centre, and, if not, put on plenty of speed when you pass. Some people falter and hesitate, and seem not to know whether to pass or not, prolonging the agony unduly. Once you have gone by, do not swerve in too sharply to the left In front of the car you passed. You might force him to jar on his brakes unmercifully. And that, brings us to an important item: Don't jam on your brakes too suddenly. The car behind you may possibly not have such briskly-gripping brakes as you have, and, though you pine to demons strate what yours will do, have pity on your follower, who may not want to make hie companion bump his nose on the wind-shield.

CLEANING FABRIC BODIES. Cleaning a fabric body ie quite a simple job and does not involve the care which is necessary with paint and varnish. Sponge the corrugated surface well to remove mud and dust and then go over with soft soap and water, and lather carefully, The n* of eoft eo»p in, hot climates helps to nreaerve the leath*.