Delegates and interested persons of all ages come out to have a look at the dreary weather. The meeting house is Waimirirangi at Lower Waihou. chool fees, sickness and so on. What security is asked of a working man who doesn't own any property? This depends on the character of the man. The Panguru society has not so far asked for any legal security. No loans made so far have been over £100, and none have been long term loans. If larger loans and longer terms were wanted the society might have to ask for more security. Where is the money kept, in a tin or in a bank? At present some is kept in the Savings bank and some in the BNZ, and all payments are made by cheque. Every member has a society deposit book. As question and answer went on and heads were bent over note books emphasis shifted quietly from details to obvious benefits. Methods and aims of the societies fitted comfortably into the Maori way of doing things; if a group could help its members, an organisation of groups could help more. It was suggested that activities might extend into asistance with tax and accountancy problems, into co-operative assistance in marketing produce, into seed buying. In short, so much good could be done for so many, that more people should know about it. So with no prompting the meeting settled to discuss how to expand the movement. Visitors from Te Kaha in the Bay of Plenty took a keen interest in the proceedings. From left to right: Messrs W. S. Swinton, N. Perry, J. Waititi, all officers of the Te Kaha Co-operative Dairy Company. Steve Ngaropo, conference chairman, and John Samson (right), secretary of the investment society at Lower Waihou.