TEST YOUR ABILITY TO USE MONEY WISELY

Te Ao Hou, June 1961, Page 7

TEST YOUR ABILITY TO USE MONEY WISELY The Kaikohe Citizens' Guidance Council has prepared a questionnaire to help its clients to learn budgeting. It is very revealing: just try it out yourself. Check only the questions to which you can truthfully answer yes. If you check none of them, you should apply to the Council for immediate help; if you check them all, you are just bluffing. ( ) Do you shop around to compare prices before deciding? ( ) Do you avoid buying “fads”? ( ) Do you buy gifts well in advance of the occasion—especially for Christmas giving? ( ) Do you always base your buying on real needs rather than what your friends have? ( ) Do you make efficient use of electricity, hot water, heat, and other utilities in your home? ( ) Do you plan your wardrobe—choosing colours, styles and fabrics that can be interchanged? ( ) Do you avoid buying “gadgets” or gaudy items? ( ) Do you dress for the occasion—thus avoiding strenuous wear on fragile garments and shoes? ( ) Do you avoid buying on the spur of the moment? ( ) Do you make a list before going shopping so as to avoid forgetting necessities and buying non-essentials displayed to tempt you? ( ) Do you buy your groceries on the basis of providing well-balanced meals, keeping all purchases in line with your food budget? ( ) Do you plan your cooking so as to avoid waste of food and fuel? ( ) Have you acquired the habit of saving?