Page 3 Advertisements Column 2

New Zealand Herald, Volume VII, Issue 2103, 21 October 1870, Page 3

Insurance Companies. : PACIFIC i'!R>, A~SD MARINE . JL IXsntAXCK COMPANY. j I" X I.IMI'!' t: 11 LIAi;I LIT V. ' ni: V. and M AK! X H UlsKs accepted l.v i IKOUGE Ti;i>j:m-;, ,11.-.-., A-r-.ut, lioiwu!!':; liiuMini's, Short- ' l-l!!ll- f '.!-.N-L. ; TIEPERIAL IX-UKA?sCE COMI 5 i'AXV. i)!-' LOXDOX. : Capital: cl.ijMO.Oiii). ; Aire::: -SAMt'LL .IACKSOK. Fort-street, -TTiCTOKrA INSURANCE COM> i * I'AXV. or SIEtWIfIIXF. i For !'■:-■ -!i:l Marine and Life Insurance. i Capital, i-.-V-00.OiM. Office of Auckland ihanch -Wvmiham Chambers. ANDUKiA' (I. MILLAK, Agent. ', S'lb-agcnt for Thames i "strict - i 11. M. CLAKK. C.lahamstown. Captain 11. I'. Anderson, Marine Surveyor. j \ USTRALASTAX IXSUKAXCE : _t\_ COMPANY. ! The Hon. .lames Craham, M.L.C. i Vice-chairman: I The if.iu. W. ■!. ']'. Clarke, M.L.C. i Directors: ' Hon Edward Cohen. Com.niyionc.- of Customs, Victoria. Hon. Alexander Frazer. M.L.C. I .1. M.ieilain. Kii|.. M.L.A. T. I:, l'av.u, li,q., J.l". Secrctarv: K. L. Mi.ntelir.rc. Esq., J.P. I Acuiarv : (':. E. Cowley, Esq. I Tim shove- <-ompany are open to accept KIKE, M.UMXE. :u:d LIFE IHSKS at the lowest current rate-, i...-:mch then .i.-.a.t, ! " \Y. .T. HLT.ST, t Queen-street, Auckland. : QF.CURITY should be the first i , k3 con-i'h"T.'.ion hi Insurance transactions. Tile i"..llo.vinir are evidences of the .stability of the '; «oy;AL'i>'.sr:RAi"Ci-: company. \ '■ Canital actuall. paid up ' Total aeemmdated funds in hand exceed .fiI.tWO.OOO ' i All caivfuliv invested in undoubted .securities. 1 lMnin'.-the four ve.lr.s ended ::lst December. IS.S, ■■ alone, Colin..-Jo lis. sd. has been added to the funds '' of the Life 1 >-;i:iitt:ivlit. after payment of Losses, I The Koval lias never amalgamated with any other ■ Company! ■: ":.[ a]iiis of r eo&ees s." i ! fire ma'.wiTMEXT. .'Premium- 1-as ci0r.,143 2s 611 'i ' i-iis t;t:.-.,r.7-2 lis 3d ; " like i>ei'ai;t.aiext. ■ ! P'-'O'iiums 1 sv- £51,871 13s 3(1 I ' ]sijs £1'0.5.7:;(j Is 4d : LIFE ANT) ANNUITY FUNDS ACCUMULATED. • j At last .piimn'.cimial valuation, I ::Nt I rnber. 1.-14 .CfiM.lS-i 15s 5(1 ' ! Since added to end of lj-itf C.OO.SiO 12s (kl

Total is 1(1 Agent for Auckland - i: K' >. WM. JOXV. S. Oilice —2-1, Qiieun-strr.et. /ATJEEX INSURANCE COMVi PANY. C.wital, £:!,000,000 steri.ino. Advantages secured to those who assure tiieir live with this Company: I. --AB-KH.ITE SI'I'IT.ITV AND STRICT AUDIT. The hist audited ISauitieu-siicut shows the i.dd-upcaoitidto be £101,172 Less .liares licid by Company .. .. £11,372 i;17O,S0O The l":re He-servo Fund to lu KSO.OOO And •.!:•-• Life and Annuity Accumulation Fund to amount to .£22,953 • All sccurelv invested.) Further, the Policy-holders are secured by the r.nuiid oorlion of the shares held by a wealthy avid influential proprietary. This source e/ives the large sum of £1.715.74S The books are audited anil the figures vouched by Mu-vr-. Uarniood limner and Son, Professional Accountant-. Tlic-o gentlemen are appointed by the Shareholders, and their audit is searching and continuous. Por the year ISOS it occupied from eight to nine hundred hours. 11. -Limited Expenditure. The outside expenditure for the General Management of tlie Company, chargeable to the Life Department, is restricted by the Deed of Settlement to 10 per cent, of the Set Life Premium Income. This is a most important restriction, as the proportion of the Premiums expended for management must largely influence profits and bonuses. 111. —I'rre Bonus Policies.

Participating Policy-holders can elect to take advantage of this scheme, which it is believed is entirely original. With most offices the Ponus is attached to the original Poiicv. and stands or falls with it, but the Queen "Bonus Po"licv is free from any condition whatever, and is pavabl • absolutely at the death of the assured, without anv reference "to the original Policy, so that the holder'possesses an absolute reversion of a denned market value, capable of being at any time converted into cash. IV or Policies hv the Issue or Fi'.ee Paid-up Policies. If a pir--on after having been Assured for three years' under the ordinary whole Hie scale, at any age up to and inclusive of fifty-live, should wish to discontinue pavin" his Premiums, the Directors will issue & Policy for tlie°amount of the Premiums paid, together with anv I'.onus that may have been added, and free from an'v further payment whatever. This feature secures not onlv a provision in the event of premature death, but a remedy—long desired—should the payment 'of the Premium become an inconvenience. V —Policies Isms—.table after being Five \ r r.::ui in Force. Ml ordinary Queer, .'olicies without exception, on which the ag"e of the Assured has been admitted, are at the end of tivo yer.-> from their date aSsoiutely indisputable the o-il - .- .ndition being the punctual payment of the V-'- ■■'.urns, with any extra Premium that mav be eligi! ■ for Foreign residence m cases where v.iiole wori . 1-cense may not have been obtained. Bonus at last v: : '.km, 31st December, lrfi ; . aver aged over 40 per . ■. of the premiums paid ny the Assured, and in so ... eases rose to Co per cer.t. The Queen a1i0.... Bonuses to be applied according to anr one of the following three modes :— i. Liv increasing the amount Assured. 2. Hv a iiaviuoiit in Cash. 3. liV reducing the future Premiums. la addition, the option of a free Homes Policy. .1. TONSOX GARLIUK, Agent for t lie Province of Auckland.

TjiKEISMAN'S BAT COAL AND J} FIREV."OOD DEPOT. JAGGER AND PAEKER Have for Sale BRICKS, LIME, AND SAND. £ s. d. Tirick.; .. .. i V fi per 1000 Delivered Firewood .. .. 0 12 C per Ton „ Newcastle Coal .. 0 2 0 per Cwt „ Post;, Kails, and Failings always on hand. Cut Firewood delivered &t the shortest notice.