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A writer in the Melbourne 'Age' contributes .a thoughtful 'article on'the subject of paying cash": for household necessities instead of 'tho all-too-provalont habit of having them charged. That the latter system conduces to extravagance is well known. To quote from the. article : At present every. household, both in town and country," that lives within its income, and punctually pays its debts, is helping to keep extravagant neighbors, who run up ■■bills that they cannot pay. It is' impossible to guese what the amount of this unnecessary tax must be. If the system of paying cash became general, we should soon "find a marked difference between the prices of the cash chops and of those that give credit. At present all our shops, with scarcely any exceptions, really belong to tho latter class. \ Even under existing conditions housekeepers would find many advantages in giving up tho system of weekly or monthly tills, except for the milkman. If a woman makes. up her mind to pay cash, she must, of course, keep accounts. In the kitchen she ought to keep a penny notebook with a pencil tied to it, in which she at once enters the sums she pays out. This book will accompany her every day when she goes but shopping, and from the entries it contains she can make up her permanent accounts in a larger book everyday, or two or three times a week, whichever is most convenient. If she pays cash, and does her marketing every day, she will get better value for fie-T money, as she can choose for honself, instead of taking what is sent to her. If a shop is not satisfactory, she can walk out and go into its rival over the. road. The tradesman has no hold on his caali customers as he has over the others, so he takes much more trouble to please them. Besides, they will often find that ha will actually self them the food at a lower price than to his credit customers. We Australians are apt to be scornful of halfpennies, and long ago declined to have anything to do with farthings. But minuto economies soon mount up to large sums in housekeeping. Til! we this fact, which forms the foundation of pood domestic, management, we ran never claim to be skilful housekeepers like the women of France and Belgium. So lax are our domestic traditions and so faulty our domestic training that we find it a bore and a nuisance to keep the daily accounts which the cash system entails. But it is well worth endurin? this burden for the sake of the solid financial benefit that will result. A woman who works for an employer dees not usually object to extra bother and responsibilities if it means a substantial increase in her salary. So once a woman finds that the adoption of the cash system is equivalent to a good addition to her housekeeping allowance, she will come to look on the tiresome moments spent on keeping accounts as among the most profitable in the day; they enable her to save money, which comes to the same thing as earning more.

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ON PAYING CASH, Evening Star, Issue 15704, 19 January 1915

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ON PAYING CASH Evening Star, Issue 15704, 19 January 1915